Jump to content


  • Tweets

  • Posts

    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
    • Northmonk forget what I said about your Notice to Hirer being the best I have seen . Though it  still may be  it is not good enough to comply with PoFA. Before looking at the NTH, we can look at the original Notice to Keeper. That is not compliant. First the period of parking as sated on their PCN is not actually the period of parking but a misstatement  since it is only the arrival and departure times of your vehicle. The parking period  is exactly that -ie the time youwere actually parked in a parking spot.  If you have to drive around to find a place to park the act of driving means that you couldn't have been parked at the same time. Likewise when you left the parking place and drove to the exit that could not be describes as parking either. So the first fail is  failing to specify the parking period. Section9 [2][a] In S9[2][f] the Act states  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN fails to mention the words in parentheses despite Section 9 [2]starting by saying "The notice must—..." As the Notice to Keeper fails to comply with the Act,  it follows that the Notice to Hirer cannot be pursued as they couldn't get the NTH compliant. Even if the the NTH was adjudged  as not  being affected by the non compliance of the NTK, the Notice to Hirer is itself not compliant with the Act. Once again the PCN fails to get the parking period correct. That alone is enough to have the claim dismissed as the PCN fails to comply with PoFA. Second S14 [5] states " (5)The notice to Hirer must— (a)inform the hirer that by virtue of this paragraph any unpaid parking charges (being parking charges specified in the notice to keeper) may be recovered from the hirer; ON their NTH , NPE claim "The driver of the above vehicle is liable ........" when the driver is not liable at all, only the hirer is liable. The driver and the hirer may be different people, but with a NTH, only the hirer is liable so to demand the driver pay the charge  fails to comply with PoFA and so the NPE claim must fail. I seem to remember that you have confirmed you received a copy of the original PCN sent to  the Hire company plus copies of the contract you have with the Hire company and the agreement that you are responsible for breaches of the Law etc. If not then you can add those fails too.
    • Weaknesses in some banks' security measures for online and mobile banking could leave customers more exposed to scammers, new data from Which? reveals.View the full article
    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Petition-ban tractors from public roads during rush hour


lickthewallfatboy
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5634 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

true it can be a pain, but if these ' duffers' werent out and about, sowing and reaping and bringing in the cows and whatever, we wouldnt have milk for our cornflakes.

Please note that although my advice is offered, you should consult your legal representative before taking ANY action.

 

 

have a nice day !!

Link to post
Share on other sites

Guest louis wu

What an ill thought out and badly worded peition.

 

Do we ban all tractors, even those in the most rural areas, and those that only need to travel a few hundred yards from one field to another.

 

Seems that whoever's dumb idea this was should have put a little more time and effort into the wording of this, as this petition in it's current looks like the work of a primary school student.

Link to post
Share on other sites

All these points have been raised on another forum I am a member on

 

The facts are-

 

1.they don't pay road tax

 

2.they run on rebated diesel

 

3.because of the above,they are limited in the distance they are allowed to travel from their farm

 

4.they disregard point 3

 

5.they insist on driving into towns at the busiest times of the day with enormous queues behind them-and almost invariably refuse to pull over to let people past when the opportunity arises

 

6.I don't see many fields or cows in the centre of towns

 

 

the fact is they are just too lazy to change their wellies to let them get into their cars when they want to go somewhere-so they cause traffic jams by using their John Deere-and they are probably running their cars on rebated diesel as well.....

Link to post
Share on other sites

Guest louis wu

That would make a little more sense than the sad excuse of a petition currently being offered, although I think it would be hard work condensing all relevant facts into one petition

 

I did not say I disagree with the issue, but how do you expect it to be take seriously with the current text.

 

Your post, however, is a bit like tarring them all with the same brush, and I am sure you will agree not all Tractor drivers act the way you describe, that is just silly.

Link to post
Share on other sites

  • 11 months later...

Good idea for tactors, it stops all the boy racers getting flashed and then complaining they got 6 points for doing 90mph on a speed limit of 70 mph.

Foot

Right

Off

Gas.

 

Save yourself some brass and no points on your licence.

Link to post
Share on other sites

Good idea for tactors, it stops all the boy racers getting flashed and then complaining they got 6 points for doing 90mph on a speed limit of 70 mph.

Foot

Right

Off

Gas.

 

Save yourself some brass and no points on your licence.

Link to post
Share on other sites

How about banning City dwellers from country roads during

 

Lambing Season

Planting Season

Harvest time

 

and then the city dwellers with rural retreats as second homes would never be able to pollute the country side:rolleyes: at weekends, and then maybe farmers and their families could afford a house near where they work

 

If you want to ban something get rid of Caravans

Link to post
Share on other sites

its bizzar the things people will think of when bored

this falls into the catagory of ban cockrels from crowing.

yes i hate being behind them and caravans too but its life,get used to it,take a chill pill or just move to the city

I`ve never seen a tractor in the middle of liverpool or any other major city

but i do drive a milk float and i`ve had people shouting at me for not going fast enough tho i`m flat out at the time

Another one is shouting get your brake lights fixed.DUH it doesn`t go fast enough to need to use the brakes

Life`s too fast sloooooooooooooooooow down,leave earlier whatever it takes

S.C

Do you have a website? Add the following code to add a link to The Consumer Action Group:

 

<a href="http://www.consumeractiongroup.c o.uk"><b><font color="#FF0000" face="Verdana, Arial, Helvetica, sans-serif">The Consumer Action Group</font></b></a> - <font color="#FF9900" face="Verdana, Arial, Helvetica, sans-serif">Reclaim the Right as a consumer and reclaim your unfair bank charges! Free site with letter templates and helpful forum.</font>

 

IF I`VE BEEN OF HELP PLEASE TICKLE MY SCALES :D

Link to post
Share on other sites

What is it that makes some people blame other road users for delays, when the main cause of delays is.....cars. Not horses, bikes, tractors, buses but miles of stationary cars in line. Not a lot of point trying to drive at high speed when at the next village, the serious hold-ups begin and the average speed is horse and cart era!:D

Link to post
Share on other sites

The law states that agricultural vehicles using Red Diesel may legally be used on the public road when travelling from one part of the owner's land to another part of the same owners land. The maximum milage allowed being 8 miles per week.

 

What is needed, is for this legislation to be enforced.

 

The OP and I live in N.Ireland, where agribusiness and those involved in it have an apparently untouchable god-like status.

 

Ive seen tractors being used as a shopping vehicle, with a grumpy looking sod sat in the driving seat, with a roll up fag hanging out of the corner of his mouth and the missus on the outside of the cab, clutching Sainsburys bags leaving the aforementioned supermarket!

Edited by noomill060
Link to post
Share on other sites

think the police have more important things to do than arrest some farmer cos he`s doing too many miles using pink diesel

the amount of people who bothered to sign this petition would seem to indicate how important it is in the great sceme of things if its not tractors it would be caravans or milk floats or other people driving their cars too slowly.

some people will always want to go faster than the person in front

people should plan their journey time better to account for such things

every morning i see them on their way to work some actually try to get as close to me as they possibly can cos i have the gall to be driving a milkfloat down the road and slowing them down on their rush to work,one day i had two bottles of milk knocked out of my hands by someone`s door mirror so you can imagine how close they got and in my two years of doing the job i have had to pick up more squashed family pets than i can count.

people need to slow down cos there will always be something that gets in their way and one day it will,and no doubt has been on occasion a person who`s life they will take all in the name of getting there quicker

S.C

Do you have a website? Add the following code to add a link to The Consumer Action Group:

 

<a href="http://www.consumeractiongroup.c o.uk"><b><font color="#FF0000" face="Verdana, Arial, Helvetica, sans-serif">The Consumer Action Group</font></b></a> - <font color="#FF9900" face="Verdana, Arial, Helvetica, sans-serif">Reclaim the Right as a consumer and reclaim your unfair bank charges! Free site with letter templates and helpful forum.</font>

 

IF I`VE BEEN OF HELP PLEASE TICKLE MY SCALES :D

Link to post
Share on other sites

SC- you live in Liverpool and clearly have no idea of the road system in N.Ireland and the insane delays caused by selfish bumpkins bouncing along on 70 year old Fordsons and wee grey Fergies! :eek:

 

 

(And they only only use them because they dont know how to operate the traction engine, which is quietly rusting away in the barn!)

Edited by noomill060
  • Haha 1
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...