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    • hi all, i will list my curmcumstance first then list the details of the penalty charge - we are 2 diabled people being affected by the cost of living crisis and are skint etc. i am disabled with mobility issues(arthritis in knees and ankles and gout) and cant operate car pedals anymore so i let a friend up the road use my car in exchange for her driving me about. its a good arrangement as i get a 'chauffer' and she gets the use of car. the car is parked in her drive which is better as i was refused a disabled space (even on appeal) and too much congestion to park the car outside my house. my friend is vulnerable as she has suffered depression and suicidal thoughts since the loss of her mother a few years back, she is dyslexic, she is a carer for one of her sons that is disabled due to mental illness and mobility. she lives in a council house and cannot work. we went to iceland ..attracted by the 10items for £10 offer - we've never been there before. a large artic lorry was parked accross the car park blocking the view of one of the parking signs and blocking the disabled bays where the pay&display machine is. by the time she helped me out of the car and then went to see if it was pay&display then came back to me at the car she said she thinks it was pay even for disabled, so we looked for change in the car which we didnt have (she normally goes asda which dont need to pay for parking)so then we said we'd either go get change or go to asda...so then by the time it took her to help me back in and get out the car park took 15 minutes...5 minutes overstay past the 10minutes grace. the letter from excel parking came through and i sent it back giving her name as driver (before i saw on here that you shouldnt name the driver) then i appealed explaining what happened (lorry blocking etc) and even said we were being descriminated (advised by citizen advice)as we are disabled and 15minutes is not long enough for a crippled disabled man and a woman with dyslexia to read and understandd the sign and get out, then back in the car and look for change then get out the car park in 15minutes. i even explained she was a vulnerable person on anti-depressants and even sent a photo of medication and said if you need a doctors note then let me know....the appeal was rejected. i've emailed iceland over 50 times and they just wont tell excel to cancel this charge - they are ignorant and ive even asked them why they have a webpage saying 'iceland combatting the cost of living crisis' pretending to help their customers and they wont comment...they'd rather put more stress and anxiety on an already suicidal vulnerable person just to get money out of them..so their 'help' during this crisis is a lie as it wont even extend to disabled customers. she has now received 2 letters from DCBL saying she owes £170 for 5minutes of overstay. the last one is a final demand. as she cant read or write very well ive sent a recorded letter to DCBL (as advised by citizen advice) asking not to attend the property due to a vulnerable woman inside the property as it will only exasperate the situation, they have ignored it and basically said we dont care, you still owe. could anyone please advise - we are not very good with letters or these situations and are slow on the uptake.   1 The date of infringement? 28th dec 2023   2 Have you yet appealed to the parking company yet? [Y/N?] yes   If you have then please post up whatever you sent and how you sent it and the date you sent it, suitably redacted. [as a PDF- follow the upload guide]cant do that - will have to get my son to do it when he visits   Has there been a response? yes   Please AS A PDF FILE  ONLY ..post it up as well, suitably redacted. - follow the upload guide]cant do that - will have to get my son to do it when he visits   If you haven't appealed yet - .........DONT ! seek advice on your topic first.   Have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days] yes   What date is on it? 15th january 2024   Did the NTK provide photographic evidence? yes   [scan up BOTHSIDES to ONE PDF of the PCN and your NTK - follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'scant do that - will have to get my son to do it when he visits   3 Did the NTK mention Schedule 4 of the Protection of Freedoms Act 2012 (PoFA) [Y/N?] not on the front - maybe on the back but cannot find the letter now   4 If you appealed after receiving the NTK, did the parking company give you any information regarding the further appeals process? [it is well known that parking companies will reject any appeal whatever the circumstances] yes   5 Who is the parking company? excel   6. Where exactly [Carpark name and town] did you park? gravesend in iceland    
    • Hi Dave, I had no updates on this PCN since my last post in July 2019.  I received no further communications from the parking company.  I changed my address in May 2022. Thanks, I will send a letter to Excel parking to inform about the change in the address. 
    • I have a BMW Advanced Car Eye 3 Pro - I think it's 50/50  In any case, none of the documents / photos sent in the SAR showed a ticket on the car. 
    • I've seen on your other thread that you say you moved in 2022. It is essential you tell the parking company about your new address. Every couple of months or so we get someone here who moves, doesn't tell the other party they're in dispute with, court papers turn up at the old address, the Cagger doesn't know anything about this and doesn't defend, they lose by default - and end up with a backdoor CCJ. So get a quick letter off to Excel - Dear Simple Simon, Re: PCN no.XXXXX will you please note that I no longer live at XXXXX and that my new address is XXXXX. Yours, XXXXX Invest in a 2nd class stamp and get a free Certificate of Posting from the post office.
    • Yeah thanks guys - I'm just going to ignore them now.  Can't be ar$ed digging around in the loft!  Can I still send them a notice not to send people to our door?   I know we did 10 years ago but not sure if that's still a "thing"!
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LBA runs out tomorrow 27/06/06


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I have been following this site for a while and I am now on the last lap with my claim against the HELIFAX.

 

I am claiming £2788.87 incl interest - so hopefully I will get it all back

 

These charges have left me short on many occasions over the last six years

and have totally ****ed me off. :mad:

 

Time is running out ! :)

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Can you give a brief outline of the process you took.......has there been any communication from them?

 

Just asking this as I am sure it would be interesting for others,since you have had no ongoing threads.

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Started the ball rolling 10th April requesting statements for the past 6 years

 

Received about 50 evelopes full of statements - Postman left bewildered :???:

 

Worked out charges and interest using excel spreadsheet - total £2,788.87

 

Sent LBA 13/6/2006 ... received letter from Halifax - stating that it was my responsibility to manage my account, but as a gesture of goodwill they were prepared to refund £450.00 of charges in full and final settlement.

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So its been a long haul and some been paid off in half of this time.

 

Its no secret though that the HF average settlement has been at stage 3 so they really do take it as far as they can.

 

If your claim mirrors many others here you will prob find them settling within a week or 2 of getting your moneyclaim in !!

 

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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have a look at whats involved

 

https://www.moneyclaim.gov.uk/csmco2/index.jsp

 

I am not at this stage yet so dont want to give you any wrong advice.

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Called the Halifax this morning, they start at 09:30 :???:

 

they have now offered me £1500 ... butI declined the offer and said I would go to court.

 

Tried to use the Moneyclaim site but was given Authorisation declined for payment of £120 ....:mad: :mad: :mad: :mad: :mad:

 

2 questions ....

 

Do I now proceed to the Sheffield County Court in person ???

 

and

 

What forms do I need to fill in ???

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Why was payment declined ?

 

Going to court in person is an option (And their Head office is not a million miles away from Sheffield)

 

You would need to fill in a claim form and pay the fee there.

They are very helpful with guidance and there is supporting docs to help you fill in the forms

You should be able to see all the info on here.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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It was declined as there was not enough money in the account ...

 

Just noticed that the N1 form is the one to use, so I will go and put the claim

in at the Court in person, I have £120 in cash to cover the cost

 

Thanks again Martin :-)

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Nice one ........:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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How much longer do I have to wait ?????? :mad: :mad: :mad: :mad: :mad:

 

I sent in the N1 form last thursday .... but still no money yet !

 

Do they stick it straight into your account without notification ?

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It depends on what the Halifax are going to do, defend the claim or not ......read a few threads in the Halifax forum that people have won on and you will get a rough idea how long you will have to wait

:) Go on ... you know you want to click me :)

:lol:don't be like the banks - give a little back :lol:

:D There was a time before CAG but now CAG is here we are the empowered! :D

In progress:

Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06

Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

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They rarely settle at your stage.

They may file a defence and then settle.

One things for sure if they follow their pattern you should be sorted within the next 14 dys

 

 

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Donna after 8 posts you should have read the faqs

 

You can proceed WITHOUT a S.A.R. but there may be information you need.

You must show you have given your bank scope for dialogue and there are no fast tracks or shortcuts.

Having your bank statements will allow you to send the prelim letter now but If I were you I would take some time reading from the site.

Open your own thread too...........

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Donna after 8 posts you should have read the faqs

 

You can proceed WITHOUT a S.A.R. but there may be information you need.

You must show you have given your bank scope for dialogue and there are no fast tracks or shortcuts.

Having your bank statements will allow you to send the prelim letter now but If I were you I would take some time reading from the site.

Open your own thread too...........

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 3 weeks later...

I am claiming £2788.87 incl interest

 

Claim issued to Sheffield County Court 29 June 2006 - £120.00

 

The defendant filed an Acknowledgement of Service on 11 July 2006

 

The defendant responded to the claim indicating an intention to defend all of the claim

 

I was expecting to receive this payment by now ..... :mad: :mad: :mad:

 

and the Halifax have now added another £600 worth of charges to my account

 

I am in BIG TROUBLE with missed payments ... Mortgage \ Bills etc ....

 

How much longer do I have to wait ???????????????????????????? :confused: :confused: :confused:

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Hang on in there.......it wont be long now.

The additional 600 quid is a lot,and maybe worth telling them you want any charges levied since you filed,to be returned also.

 

Having said that,people have done secondary claims for less than this,so you would need to put in writing that the additional charges will be claimed at a later date if they are not reconciled to your refunds here.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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