A Question For The Leagal - Beagles

[The Druid]

As far as I am aware, the issue of unlawful bank charges is still before the High Court, or has a decision been handed down ?

If it hasn't and the case is still being deliberated on, then, would the case be considered as sub-judicea? If the case is STILL before the High Court, is it lawful for the banks to continue imposing these £35 - £40 bank charges?

If the courts are setting aside all cases untill a decision is handed down, then why aren't the banks prevented from imposing charges untill such time as a decision is handed down one way or the other ?

[slick132]

Hi Druid,

 

You've bin quiet recently.

 

Have a look here for good update re OFT case - http://www.consumeractiongroup.co.uk/forum/campaign/118071-information-about-test-case.html

 

Slick

[dar£n]

I have asked this question so many times [directly to the OFT]

and dyu know what the answer is?

 

....Cos I dont, even now after numerous emails etc asking why banks are still allowed to apply these charges, all I get back is a link to the first press release..

 

bloomin useless.

[The Druid]

Then isn't it about time someone took this question to a court too? It has been reported that individual bank customers have taken out personal injuctions against individual banks preventing them from imposing any more bank charges, until after the High Court case is settled. The cost of this to the individual is £135. It seems strange to me, living in a democratic society as we are supposed to be, that the only way to get justice in this country is if you are able to afford it.

BTW, for those of you that have missed my regular reports about you-know-whos bank. I have a hearing on 6 November to get the set-aside cancelled with regard to my fight for unlawfully removed "additions" fees from my account. (Thats cost me MORE money) !!

But once I get the "additions" business sorted. I shall use that to take out an injunction against the bank, and also to fund my next attack which will be against Virgin Media. Because I pay my monthly bill by bank giro credit, Virgin Media charge me a £5 payment handling charge. I have repeatedly asked them to justify this charge, which they have singularly failed to do. I should point out that, after a full enquiry, not a single UK bank makes any charge whatsoever for handling a bank giro credit. So, where do Virgin Media's charges come from I ask ??

If 20,000 of their customers pay by BGC and they are each charged £5, thats £100,000 per month OR £1.2 million a year they are making !!! If they ain't prepared to explain and justify their costs to me, perhaps they'll be more forthcoming to a judge !! I'll let you all know.

[seabro]

Druid,

 

I too am fed up of VM's £5 non DD charges, not to mention their £10 late fees.

 

I look forward to your Druid v Virgin Media!