Jump to content


  • Tweets

  • Posts

    • When were you stopped please? HB
    • Really interesting video on 'growth' from some who used to be a top city trader.  
    • Thanks HB, i will take your advice 
    • Update: I wrote again to WODC and again they have failed to reply. I also wrote to my 2 local councillors and the Leader of the council.....   Only one of them responded, my local councillor who also happens to be "Executive Member for Finance" , and he said that he had asked the relevant officer to look into it and report back, then he would come back to me with the response. I haven't heard back and it's now a week. I'm seriously beginning to think that someone there has been alerted to the fact that they have fuffed up, and they are dragging their feet until they can cover their arse! Do you think it is worth sending a reminder email to the councillor that responded, or should I give them a little longer ?  I have stopped receiving SMS's from B&S so maybe they have been asked to lay off, but I have no sure way of knowing ! I also have the email address of the CEO of the council, maybe I should send him a copy of the above, stating that I am still waiting for a response and that I am completely in the dark about B&S.
    • There's no need to borrow words from another thread here; we don't have a template. Do this in your own words or it won't sound sincere and may not even apply to your particular case. If I were in the investigations department, I wouldn't be impressed by someone who copied and pasted rather than write their own letter. And please don't use AI for this, people can spot the style a mile off. Para 1 - tell them why you did it, no excuses other than trying to save money. Para 4 - tell them you're using the PAYG card. They won't tell your employer but you probably should if you're convicted. Covering up a conviction is worse than having one in the first place. ETA: Check if there's anything in your employment contract. As I said, you don't send anything until you hear from them because they won't be able to find your case without their own reference number. HB  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Stockport6 v Nationwide.


stockport6
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6488 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I am concerned now that i have done something wrong.

 

I have received an Acknowledgement of Service from Charles Bacon saying he intends to defend all of this claim. Is this a normal response. Also I no longer have my Nationwide account open as far as I know. Everybody on here talks about the charges being refunded to their account. As I do not have one will they send me a cheque or have I cocked up.

 

Thanks

Link to post
Share on other sites

We had the acknowledgement and a letter saying that a refund of charges was being made at about the same time. Don't panic, it's still pretty much in line with other claims

 

The acknowledgement stops a default judgement and most banks (including Nationwide) submit one but none have gone to court so far.

 

Good luck and keep us posted

Link to post
Share on other sites

Mine has been credited to the account but no notification by letter yet. :rolleyes:

 

I expect that they will send you a cheque....any day soon.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

Link to post
Share on other sites

When they paid me up, the money was put into my account, the account was closed, and the difference was paid by two cheques. one signed by Chas Bacon.

Dave.

PS When was the last time County scored 6?

PPS have photos of me in the tunnel at Edgeley with George Best

PPPS My rels live on High Lane

Link to post
Share on other sites

  • 2 weeks later...

The bank have 28 days to file a defence from the date of service.

 

It is just a waiting game now.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

Link to post
Share on other sites

Since Nationwide have acknowledged your claim they now have 28 days from the original date of service to file a defence which the court willsend you along with an allocation questionnaire.

So nothings wrong, there's nothing for you to do except wait.

Link to post
Share on other sites

Getting twitchy now. Nationwide have until 19th July before the 28 days is up. Should I ring to find out what they propose to do. Like I say I do not have a Nationwide account anymore so cannot check to see if the money have been refunded. Has anyone had anything back from Charles Bacon actually challenging the request to refund ?

 

Ian

Link to post
Share on other sites

I have just checked Moneyclaim and found this. is this what you mean about them sending the questionaire. It seems that everyone else just got refunded.

 

Claiming of Bank Charges

 

6QZ38382

 

Defence

 

You are unable to take any further action online on this claim.

 

The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred to the appropriate court for continuation. You will receive confirmation to where the claim has been transferred to shortly.

Link to post
Share on other sites

The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred to the appropriate court for continuation. You will receive confirmation to where the claim has been transferred to shortly.

 

Yes, it is being transferred to your local court who will send you their defence and an allocation questionnaire.

They'll be settling soon, just needs patience.

Link to post
Share on other sites

Thanks for the reply Michael. There is something you should know about me. I am the most unlucky person when it comes to things like this. If there was a queue for free money I would be the one where the last note is givem to the person in front of me. If there is a bonus going at work I will be 1 point away from being eligable or 1 day short of the required length of service. Never get behind me in a McDonalds queue as The person in front of me always orders 2500 happy meals for a party. That's why I have to keep checking that all is as it should be.

 

Now it has gone to the local court how long do they have to defend the case.

Link to post
Share on other sites

Now it has gone to the local court how long do they have to defend the case.

 

They have already submitted a defence. That's why you're getting a message on Moneyclaim saying they have submitted a defence.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

Link to post
Share on other sites

Hello, I am Blacksheep and I have also just submitted a claim in the small claims court for £1484.31 from Nationwide.

My best advice is to not panick. Its all out of your hands now, the court process will go ahead and you will be given information on what to do, as and when you need to take action. If you find anything difficult to understand the court officials are very helpful and will explain all of your options to you. Make sure to keep on visiting this site for information and support. Remember its YOUR MONEY and you should have it back.

Very best wishes

Blacksheep

Link to post
Share on other sites

Thanks for the reply Michael. There is something you should know about me. I am the most unlucky person when it comes to things like this. If there was a queue for free money I would be the one where the last note is givem to the person in front of me. If there is a bonus going at work I will be 1 point away from being eligable or 1 day short of the required length of service. Never get behind me in a McDonalds queue as The person in front of me always orders 2500 happy meals for a party. That's why I have to keep checking that all is as it should be.

 

Now it has gone to the local court how long do they have to defend the case.

 

LOL, I feel exactly the same. When it comes to me eventually submitting a claim I reckon they are going to try and defend with all the powers they have, can see the headlines now....."First man to lose bank charges case!" :o

*****************************************

[/url]

Nationwide

Won

Capital One

Won

Citibank

Part win

GE Capital

Won

 

Exchange your council house for free.

www.UseMyPlace.com

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...