Will i wait?

[kaka123]

Hi there, i have claimed last year for my self and y partner, and am just away to start helping my friend with her claim.

 

I know the court case is still on going with the banks, so can i still start a claim, or will i be better waiting until the case is over?

 

Any advice much appreciated.

 

Thanks x

[GuidoT]

If your friend can manage the court fee without any particular hardship then I would file the claim at court.

[kaka123]

what do you mean? I havent started the claim yet, will i just skip all the letters and file the claim at the court?

[GuidoT]

No.

 

The prelim and LBA should not be issued irrespective of the OFT test case. This does not cost anything, save your time and a stamp.

 

The difficulty I have is advising people to incur the court fee when the claim is likely to be stayed, if they can ill afford that fee.

[kaka123]

sorry, i am not understanding this at all :o

 

I have to write to the bank to get the statements anyway, once i have done that what will be my next step?

 

Sorry about this, but when i did my claim i just had to sed the 3 letters and that was it,

[GuidoT]

The initial process is the same, viz:

 

1. S.A.R - (Subject Access Request)

2. Prelim Letter

3. LBA

4. Court Claim

 

It is just different after 4. as claims generally get stayed.

 

Have a refresh with these.

[kaka123]

Thanks for that Guildo T, very helpfull!!

 

Will let you know how i get on!

 

xxxx