Jump to content


Mackenzie Hall?


timeout100
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6039 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi Folks - sorry if this is the wrong forum to thread this, but im sure as you have in the past be able to put my mind at rest.

 

Rec'd a letter from Mackenzie Hall people saying they wanted to contact me regarding a personal matter (nothing about debt) but i see from the internet that they specialise in very old debt recovery. Well, as you may know from previous threads of mine, I came was discharged as a bankrupt in 2006 after my bankruptcy in 2000. So, as you have already kindly advised -what they are sniffing around for is probably old debt that is statute barred, or disolved in my bankruptcy. What shall I do, reply to their letter or Ignore? Anyone have any sample letters if i am to reply?

 

Many thanks once again.

Link to post
Share on other sites

Hi timeout

 

Yeah, probably sniffing around for an old statute barred debt plus loads of extra money added on at random knowing these sweethearts. Here's a link to some useful letters: http://www.consumeractiongroup.co.uk/forum/general-debt/20758-creditors-dcas-letter-templates.html

 

Letter M should do it. Remember to add (at the top in big letters) "I/WE DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY", or words to that effect.

 

Anyway, this is the basic stat barred letter. Whether there is a different protocol for bankrupts, I do not know.

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

Link to post
Share on other sites

Hi timeout

 

My OH was in a similar possition to the one you describe after bankruptcy some disreputable sold on debts (that didn't exist) to other third parties. I just responded to each enquirey by letter each time telling them that he was BR refering to the dates naming the administrator. Some were persistent and it took 3 letters the last mentioning that their behavior was harrassment. Eventually they got the message and went away.

 

Letter M seems to work well, but what ever you decide dont talk to them on the phone.

 

Good Luck - DS

Link to post
Share on other sites

Echoing Curlyben's post above.... wait until they send you something more substantial. They may not, as at the moment they're probably not too sure they have the right person. I had several postcards about "personal matters" some years ago and did nothing.... so they bergered off.

 

:)

Link to post
Share on other sites

Many thanks for your advice & support. I'll wait unti I get a letter Identifying a debt, then send them letter M.

 

Will keep you posted should anything else occur. In the meantime, thanks once again everyone for putting my mind at rest. Take care all.

 

timeout

Link to post
Share on other sites

As you have no doubt gathered Muck Hall are the bottom feeders of this dispicable industry. They specialise in trying to con people into paying Unenforcable debts and Statute Barred debts. Probably several hundred people with your name received similar letters from these greedy idiots as theuy seek to find someone foolish enough to fall for their games

Link to post
Share on other sites

Thanks ODC!

 

Its a shame that some people do fall in to these horrible traps set by such terrible companies. Thanks for re-inforcing your thoughts about this company and what they stand for. I'll certainly not be replying to any of there "personal matters" letters!!

 

Kind Regards. ;-)

Link to post
Share on other sites

Reading through the forum over the last couple of days, it seems that Muck Hall have just bought another load of debts in. East Ayrshire TS told me that they seem to do this - all goes quiet and then they get inundated with calls about these jokers.

 

They caused me so much stress a few months ago, and the same advice is given on every thread, that maybe it's worth copying and pasting this advice onto every MH thread right from the beginning:

 

1. NEVER speak to them on the phone.

 

2. They have to prove you owe the debt, not the other way round, so if you believe the debt is statute barred, send them the template letter. if you don't have any idea about the debt, write the indispute letter and challenge them to prove it exist.

3. As soon as they put one foot out of line, report them to OFT and TS. The only way they will lose their license is if enough people complain. And there really are enough of us to complete.

 

Honestly, I feel like going up to Kilmarnock, tatooing "STATUTE BARRED" on my backside and showing my bare cheeks through the window.

 

They might just get the message that way.

  • Haha 2

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

Link to post
Share on other sites

Now that I would love to see.

 

Let me know when you're going Tiglet - I'll bring the picnic and we can make a day of it.

 

:D

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

Link to post
Share on other sites

May need a tatoo buddy - last time I had one done I passed out!

 

It might actually be worth - I'll do it if CAG will provide the vodka needed to get me into the parlour;)

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

Link to post
Share on other sites

Wait until they write to you actually demanding money. They will, at that stage, have to reveal who their client is and who they are acting for.

 

Then you can hit them with the news you were made bankrupt and the debt disappeared at that point. Remind them, none too kindly, that chasing debts at this point is not just pointless but also illegal.

 

Don't be worried about shopping the scumbags to the relevant authorities. One day the boys will be calling round their door.

Link to post
Share on other sites

May need a tatoo buddy - last time I had one done I passed out!

 

It might actually be worth - I'll do it if CAG will provide the vodka needed to get me into the parlour;)

 

I'll be your tattoo buddy - it's in a good cause. And if CAG won't stump up for the voddy I'll buy it myself (no expense spared - cheap as chips at my local supermarket!). I'll even throw in the Irn Bru to drink it with.

 

Or, if the thought of a tattoo is too scary for you, I've just liberated some marker pens from a sad life languishing in an empty classroom.

 

:D

  • Haha 1

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

Link to post
Share on other sites

This site is NOT about evading debt as you would see if you read more. The spirit of CAG is to support, help and advise when things go wrong for a huge variety of reasons. dandan, you obviously have come here under the illusion that we're all a bunch of people who will not pay. The facts are, in the majority of threads, the way in which people are treated by DCAs working in dodgy and/or illegal ways :| Chasing vulnerable or even the wrong people entirely and using a variety of intimidating and dubious methods to try to get money that either isn't owed or people simply cannot afford to pay the unreasonable amounts they're being bullied ruthlessly into paying :mad:

Link to post
Share on other sites

This site is NOT about evading debt as you would see if you read more. The spirit of CAG is to support, help and advise when things go wrong for a huge variety of reasons. dandan, you obviously have come here under the illusion that we're all a bunch of people who will not pay. The facts are, in the majority of threads, the way in which people are treated by DCAs working in dodgy and/or illegal ways :| Chasing vulnerable or even the wrong people entirely and using a variety of intimidating and dubious methods to try to get money that either isn't owed or people simply cannot afford to pay the unreasonable amounts they're being bullied ruthlessly into paying :mad:

 

Well said suported 100%

Link to post
Share on other sites

Hi Guys, just to keep you updated as promised. Still no further letters regarding how much, who or why they think I owe some statute barred debt, though I have just picked up a BT text messg on my landline.....they have tried to call me!! Message asks me to ring them back!! Is there any advice on how to deal with this now? Should I write to them with something? I dont want to have to start avoiding the phone everytime it rings. Thanks again.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...