Me v MBNA (a&L)

[kurd70]

Hi

Sending of my credit SAR tomorrow to MBNA

Please let me know the address the rest of you have have sent your claim to MBNA

Thanks

[kurd70]

i see on the credit card statement

MBNA Europe Limited

Stansfield House

Chester Business Park

Wrexham Road

Chester

ch4 9qq

 

I take that the best place

[standingupformyself]

Yes, that address is the one I used I think.... Send it recorded, and enclose a photocopy of your ID.....

[kurd70]

all charges relate to overlimit and late fees

they are all for either 20,25 and 12 pounds

I take it i can claim back all these amounts?

thanks

[jimpick]

Hi I left MBNA a couple of years ago so do not know any account numbers how would I go about getting anything they owe me back, as I wrote to them and they denied having any of my details. Jim

[standingupformyself]

all charges relate to overlimit and late fees

they are all for either 20,25 and 12 pounds

I take it i can claim back all these amounts?

thanks

 

Yes, all of them. and think about whether you want to charge them interest? It was 24.9% in my case..

[standingupformyself]

Hi I left MBNA a couple of years ago so do not know any account numbers how would I go about getting anything they owe me back, as I wrote to them and they denied having any of my details. Jim

 

Hi Jimpick. If the account was in the last 6 years they do have all your information on file somewhere.

Who did you open the account with? Was it directly with MBNA, or someone else, mine was with the Abbey National>

They can trace you via your name and address.

Did you send a Full SAR off to them?

You should open a thread of your own in this MBNA forum, so that we dont hijack kurds questions.

Keep in touch

[Bigmac versus]

Hi Jimpick as standingupfprmyself says start a thread in that forum and you will get all the advice you need.

 

http://www.consumeractiongroup.co.uk/forum/mbna/

[kurd70]

Hi

Thank you for your reply

I would like to charge them interest

did you include your interest figure on your prelimery letter, letter before action or after letter before action letter sent

I am also claiming back bank charges and the templates say you should only include interest after letter before action is sent as i have done/doing with bank charges

I assumed same for credit card charges

Please advise

 

Kind Regards

 

kurd70

[standingupformyself]

If you are claiming the contractural interest, the same as they charged you (as I say in my case it was 24.9%) then you should state that from the first time you approach them for the refund of charges.

Bank charges and credit card charges do vary slightly regarding interest but the principal of everything else stays the same