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Found 6 results

  1. Hello, My brother-in-law received a lengthy report, from assesors acting for insurers, staing that his trees in the back garden had caused subsidence to his neighbour extention. A complete nonsense as the trees are tiny. My brother in law commisioned his own report which stated that the complaint was utter rubbish - mentioning poor quality build of the extension = basically the claim was frivillous and vexatious. The assesors have now written back stating: I have been advised that, as the level of damage occurring to our insured property is slight, and, taking into account the lack
  2. I'm looking for some wise advice from those more experienced than I with insurance and subsidence claims. Our house (circa 1890 semi-detached) is on a small slope and had some evidence of small "historical" movements when we bought it 20 years ago. Very little has changed since, and a structural engineer didn't mention subsidence in an inspection 4 years ago. However, it seems the neighbour's house has developed cracks near the party wall in the last few years, and they seem to suspect OUR house is to blame as we are further down the (small) incline. They say they have inspection reports
  3. Helping someone . I bought my house in a auction and knew the house was suffering from some sort of damp problem. I never had a survey done as there was no mortgage and there was a damp problem. I have managed to sort that out and will be having a damp course done in a few weeks time. However now some 16 months on cracks have started to appear on inside walls. These are vertical ones and are very thin. I have checked the wall above and because it has wall paper on cannot check if the cracks have gone up. I did however contact my insurance company wh
  4. Hi, I'd be so grateful if anyone can advise me in relation to this. I will explain as briefly as possible the relevant details of the situation, and set out a few questions I have. In 2009 we bought our small semi-detached house. We almost were not able to, owing to the fact that we were only just able to find an insurer who would take us on when we declared the existence in the building of a tie bar (as our Buildings Surveyor instructed we must do). We phoned loads of insurers and all put us on hold while speaking to their underwriter, only to come back saying 'Sorry, we don't insu
  5. Hi there, I've been in a quandary about what to do for some time. My detached single brick skin garage, currently housing what most garages do; crap, is showing signs of movement on the back corner, furthest from the actual house itself. In distance terms, the back corner of the garage is probably some 20ft away from the closest point of the house. Currently, and we've been here 4 years, the house is fine and is showing no signs of anything bad. The garage has always had cracks in it. I'm a panicky type of person and am becoming worried about what to do. I have a structural engineer
  6. My mother claimed on her insurance for subsidence. They monitored for a year then redone her outside drains, filled in cracks in a few rooms redone a bit of brickwork outside and redecorated some rooms. (no underpinning done) About 4 yrs later my partner noticed cracks opening up. My mother rang ins company and they wouldn't send anyone out, just told her to get a builder to look at it and let them know. As she is in her 70's she got a builder neighbour/friend to look and he said it looked ok. The ins co sent her a letter saying 'as you haven't contacted us we believe you have no problems and
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