Showing results for tags 'link'.
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Hi guys after a little bit of advice, so the story, about 18 months to 2 years ago my sister recieved a letter for me at her address, bearing in mind i do not and have never lived there, for link financial saying the usual about an overdraft debt with abbey national, they were gonna this that nd the other, after send them a bogoff he dont live here letter, they started there usual tricks of phoning neighbours nd leaveing telemessages, anyway to cut a long story short they were given my address in scorchio land, i then started to recieve their drivil here which was quite usuefull as it made good kindling in the winter, they eventual sent a Stat demand second class post to my house in the middle of nowhere, i promptly ignored it, then heard nothing for over a year. Yesterday my sisters recieves a nasty letter from BCW addressed to me, i recieve the same letter today saying if i dont pay up the gonna take me court have my posessions seized personally remove nd sell my kidneys etc. Ok i never heard of BCW are they another DCA that link have sold the debt too, If so can they sell the debt if they already sent out an SD? any ideas wot i should do with these aholes, I will first off get a letter sent to them telling them to remove my sis address from thier database or else, any thing else i should know, thanks for your input.
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Hi. I have received a court claim from Link, for an old MBNA account. Ages ago I asked to see a copy of my credit agreement etc and they sent me, after months of waiting, a crappy photocopy of something which says credit agreement on it. They also sent me a letter stating they are charging me £102 for litigation fees, which they are required to do by law. I guess as they have 'proved' the debt then I would be wasting my time trying to argue with them?
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I received a letter from Apex regarding an Abbey debt from 2000 threatening doorstep collectors etc. The debt had been passed to them by Westcot, although their letter claimed that they were acting on behalf of Santander. Following the excellent advice on this forum, I sent the CCA form to them enclosing the £1 postal order. Naturally within a couple of days they sent it back saying they couldn't comply with the deadline as they didn't have any of the documents and referred me to the Abbey. We have now received a phone call from Westcot who previously were the debt collection agency looking for the money. We refused to discuss anything with them and they said they would be writing to us. Do I follow the same procedure and send them the CCA form and postal order? I have really lost track of this debt and how much we have paid over the years to the various Debt Recovery firms it has been passed to so I genuinely haven't got a clue how much I owe.
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Hi, I have disputing an alleged debt from GE money and had written asking them for proof of the debt, obiously they were unable to provide all of the evidence requested. This resulted in me having a Tacit Agreement in place with them, but they have still pursued the matter with the court. I have contested the courts jurisdiction by using the Acknowledgement of Service and Stat Declaration of True Name and Notice of Discharge of Claim. The response I have received is as follows. "IT IS ORDERED THAT:- The defence shows no prosect of success and is struck out. The defendant shall file and serve a fully pleaded defence by 4pm on 23 November 2009. If no defence is filed the claimant may enter judgement in default. NOTE: A party affected by this order may under Rule 3.3(5) apply to have it set aside, varied or stayed. Such a party must apply under Rule 23.3. within seven days of service of this order" Now I didn't file a defence, I contested the jurisdiction of the court, so do I just send back the correspondence to the court that shows how over a period of 45 days three letters were sent which create the Tacit Agreement. Any help in this matter, would be greatly appreciated. -
I have just received a letter from turnbull solicitors (working for HFO!). They state they have now obtained a charging order on my property. They took me to court early last year and I sent a defence to the courts but could not take it any further because Turnbull refused to give me any information requested. The proceedings went ahead regardless then I had notice that they were applying for a charging order. I immediately applied to set the judgement aside and after 2 months had the court papers returned informing me that the case had been moved to another court. I immediately forwarded the papers to the new court and heard nothing more (this was in November of last year). in the post today a letter arrived informing me that a charging order had been granted in court! Help - what can I do? I have continually requested all the usual information from turnbull and HFO and have only ever been sent coloured photocopies of deed of assignment from Barclays and a photocopy of my application for a credit card but not a lot else! What do I do next????
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Hi.. .have received a reply from Barclaycard, they have sent a copy of Barclaycard conditions Leaflet, NO signature in fact NOTHING. their letter states sorry for delay, and goes on "The information we must provide to you under the terms of Section78 is prescribed by the Consumer Credit Act 1974 and by the Consumer Credit (Cancellation Notice and Copies of Documents) Regulations 1983. .This completes our obligation to you under section 78 of the CSA 1974. As I see it they have not complied with my original request for a signed copy of the original agreement ,I have also written to them stating they are in default.. ..what do you make of the letter. ..what is the next step please... ...Firstship
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