click on abbey bank at the top there is contact list sticy same place should be ok dx100uk;)

go get 'em:mad: dx100uk;)

no it is not a transaction...this means money.

your phone! you can do/not as you like! if you still keep getting calls, tell them ONCE, i am not that person, they do not live here, they have never lived here. then QUOTE THEM word for word the harrassment letter text over the phone you do not have to answer ANYTHING they are a DCA they have NO POWERS. dx100uk:rolleyes:

in relation to what in stage 2? i think you will find it means your spreadsheet of charges dx100uk:)

well thats what they did for me [bump in the successes] 8% flat better than nothing! though i think phantam just got comp int? dx100uk;)

read some other threads that is std practice for them keep to your timetable refuse the offer or state it is part & continue dx100uk;)

start a thread in the woolwich forum read the faq's and the the step by step instructions then read some of the other threads. and no banks do not close a/c's after claiming! if they did they would be fined now dx100uk;-)

yep ignore it carry on.with claim dx100uk

post count? dx100uk

send them letter N from here it will cost your £1 ask for a signed copy of the original agreement odds on they have not got it! either way you are not liable dx100uk:rolleyes:

Im not sure how to calculate the interest, wether its to date or just to 2000 when the account was closed so will have to have a good read through the FAQs:???: it will be to the date your claim goes in, you still did not have the money! dx100uk:smile:

great its found you might also find this useful too regarding the phone calls. Re: Harassment by telephone Dear Sirs I am writing in relation to the quantity and frequency of telephone calls that I have received from your company, which I deem to be personally harassing. I now require all further correspondence from your company to be made in writing only. I am of the view that your continued harassment of me by telephoneputs you in breach of Section 40 of the Administration of Justice Act 1970, and the Protection from Harassment Act 1997. If you continue to harass me by telephone, you will also be in breach of the Communications Act (2003) s.127 and I will report you to OFCOM, Trading Standards and The Office of Fair Trading, meaning that you will be liable to a substantial fine. Be advised that any further telephone calls from your company will be recorded. Yours faithfully,

stalling and lying, CC's only my foot! LBA them dx100uk

send them a CCA costs £1 if they canot produce a signed agreement by you, no debt. dx100uk

god this group is bzy today i'll try a quick reply then! ok well i'm doing mine going back to mar 82 im up to 1993 & already over £1500 charges lets keep going well done again dx100uk

i would be very very careful here this could be a spoof letter [as such] make sure you use the internet page you have always used incase you have a virus or trojan? could someone installed a keylogger on your pc? have they acked that they DID send you the letter? if they do not know, then i would be worried. PM me if you want help this is exactly the scenario my work collegue had and it turned out bad his a/c had been hi-jacked might be wrong...hope i am:D dx100uk;)

yes it is still outstanding;) on a daily basis and goes up! dx100uk

ok well start a thread in the lloyds forum and read the FAQ's & the step by step instructions take your time good luck dx100uk;)

great news well done co-op are beginning to roll over. how far back did the claim go in the end past 6 yrs limit? dx100uk;)

good one! do a search for joint account and see what comes up then start a thread in the relevent company's forum good luck dx100uk;)

start a thread in each of your named card company forums. the do some serious reading step by step inst & the faq's then read some other threads take your time dx100uk;)

yes i would think they are snowed under stick with you timetiable and send lba 14days prior to deadline. that should get them moving dx100uk;)

you can either refuse it and go for the full amount or you can accept it as partial settlement & continue there are various threads giving various logic behind each. there are also template letters concerning these replies. personally i'd send a reply, clearly stating you except it as a partial payment, and go for the rest, £1k is alot of money. read a few of the threads here also. if you cant find the letter or threads mentioned post again & i'll check my links dx100uk:cool:

not the interest dx100uk;)