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About pastamik

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  1. Thank you. I tried the link but it didn't seem to be the place to make a Carter payment so I have sent an email to Lowells.
  2. When I spoke to the person at the court it was more of a query than anything as to what we should do so on advise I stopped the DD. The judgement claimant is Frederickson International.
  3. The idea to stop the DD was because Brian Carter would no longer be acting therefore the payment should not go to him (or them). The next payment would normally be going out on 1st October but to where? Who could I ring for the right info and how can I reinstate a DD if I do not know who I should pay.
  4. Thsi is the history of it :- October 2009 - DMP set up with Egg debt but different DCA November passed to Carter so initial payment to set up placement on DMP 2010 No action on Egg debt with DMP simply being passed around April 2010- received papers from Northampton court and given time to reply Case already presented to Court and CCJ made out by court for £10 weekly on the first of month Wrote to court to Say He'd replied in time therefore could it be overturned Court said sorry but no 30/04/10 First payment made to Court Via Brain Carter September 2016- letter dated 30th August received as previously stated. It has a claim number , claimant reference, but no defendant reference no. The Letter states :. To all Parties This claim has been transferred to the County Court at .......... as the CCBC Sol is no longer acting. Rang Court 26/9 and was advised to cancel DD but given Fredericksons address to possibly ring them.
  5. I don't think my son would consider himself a cash cow exactly and for the most part my wife, his mum, has got whatever debt lessened that she could. In fact she did defend one claim via MCOL for him and that was statute barred, so farewell to that. With this one he received the court papers and she responded in good time but they had already put the claim into court and she was unable to get anywhere with her correspondence to the court. We realise these debts are bought for much less than they actually are but once the courts have it, the fear of imprisonment takes hold. The thing is we wouldn't know who to pay now, we have had no approach from any solicitor or DCA, and have cancelled the DD after talking to the local court. Do we just wait? Why should we approach them first?
  6. Sorry, what's the OC. Have to say if it's Egg there's a fair chance there were lots of charges on it. He didn't get a chance to defend it, we were going to work with the DMP which he had other debts on after the breakup of his relationship but before we knew it, it was presented to the court even though we replied in time. We wrote to the court but we couldn't do anything about it. If though a Direct Debit is being paid to someones bank account how can it still be paid if someone else is acting.
  7. The Letter is a notice of Transfer of Proceedings and info that the CCBC Sol is no longer acting, there is nothing else on the letter but the claim number, the claimant ref, the defendant Ref and "To all parties". The number at the bottom of the letter is N271. Also if Carter has not been acting for so long where has my son's money gone? Also, an offer was made by Carter on 18/08/2012 to pay 60% but we did not have the £1420.42 that was required, this was a reduction of £946.93 and since that time he has paid £770 so one would think that he shouldn't be expected to pay too much more.
  8. He's had purely the letter of transfer of proceedings but he does not want to pay to Brian Carter money he's clearly not entitled to. The CCJ was put in place in 2010 after my son informed him that the a debt management plan was in place and he had paid an initial payment. Obviously he does not want to get into any trouble with the court.
  9. Hi My son has had a letter of Transfer of proceedings on a CCJ to our local court from Northampton. This has been paid monthly since 2010 by Direct Debit to Brian Carter. The letter does not mention him but Frederickson International Ltd as the 1st claimant, this was for a debt on an Egg card. I realise he needs to get in touch with the court but is it permissible to cancel the Direct Debit that is going out to Carter on the first of each month? The letter was dated 30th August 2016 and a payment was already paid on the 1st September. Thank you in advance.
  10. Thank you for your reply, sorry I am a bit late with this. I've managed to get all the post and emails into PDFs regarding Bryan Carter, Arrow Global and Moorcroft Debt Recovery. Somehow they became out of chronological order and I don't know how to remedy that but I think you'll get the gist. As you'll see we tried to repay the debt but nobody wanted to deal with it at the time on the DMP. Our son was earning about £400 more a month at the time. Th DMP is over and done with apart from the fact that Bryan Carter put on through he court even though a small payment had already been made to set up the DMP. Well he's not getting much and my sons coping at the moment but he really can't afford paying this off now especially as he thought it had dissappeared. Here are the PDFs, I hope someone can help. Regards pastamik
  11. My sons Virgin Money account was set up and accruing over the top of his limit, when his relationship broke down in October 2006 and he came back home. He was expected to pay the telephone bill and maintainence for his son and they were also asking him to sign over the deeds to their home. This all hit him badly and after a bad bout of depression, and eventually returning to work, he lost his job of 7 years. At first I couldnt get him to deal with his debts, as he recently put it he was in "a bad place". He was out of work or only doing telesales for most of the year, not seeing his son and not able to get legal aid to do, so thanks to no wage slips or statements. When he did eventually get a job my wife finally badgered him to let her run a DMP on his behalf she put among others an amount of £1729.32 that was to be paid to Bryan Carter & Co. £5 was paid to them as an initial setting up. When the payments were not being made she rang the CCCS who said Bryan Carter was no longer dealing with it. She rang Bryan Carter to find out who was , they didn't know. She wrote to MBNA, got no reply. Emailed Arrow Global and was told any correspondence had to go to 15 Old Bailey, London, a letter was sent - no reply. This was in February 2009. Then came a letter in November 2009 and December 2009 for £1724.32. She sent of the letter for a copy of the credit agreement. A letter was received in April 2010 with other card details on it, but definitely my sons signature dated 26/06/2004 on the last page of the agreement but with no actual card number on it. Now he is receiving letters and calls again and we wonder what position he is in. Much of the debt is interest and late fees. Any advice please?
  12. In October 2008 my son set up a Dmp with CCCS, on which was an Arrow Global debt ran by Bryan Carter. By December they were not dealing with it and apparently did not know who was. On 03/12/2008 a letter was sent to MBNA to see if they could advise but got no reply. On 09/02/2009 an email was sent to Arrow Global to advise who would be dealing with the DMP. The reply was to forward any correspondence to :- 15 Old Bailey, London, EC4M 7EF after this again no reply. A letter dated 24/11/2009 was received from First Revenue Assurance and another on 14/12/2009 offering a reduction. It was not practical to alter the payment agreements with the creditors on the DMP and this was coming to a close. A letter requesting a copy of the agreement was sent on 24/02/2010. A copy of A agreement was returnined to us with a letter dated 15/04/2010. This letter had the correct account number on it but a letter accompanying the agreement (with no letter head) had a different account number. Also there were photocopies of "cut off" bits of a form, on one of which was written the wrong account number, this was dated 24/06/04. A copy of the last Virgin statement dated 01/08/2007 was included with the correct account number but the incorrect number also was written on it. We have not heard from them since and there is no spare money, our son still has debts to pay off, his child maintenance has gone up and he has had a £200 net wage drop after pay restructuring. Any suggestions anyone?
  13. We have tried to reclaim our sons bank charges as we feel that the banks lead him into much debt in the first place, resulting in a DMP which includes paying off a court order. They say they acknowledge the financially difficult situation but as regards the "Unarranged Overdraft Bank Fees" they will not uphold this aspect of the complaint but have sent a complaint reference form and number and a Common Financial Statement that we have to return with it. Our claim obviously was for unfair bank charges. Are they trying to baffle us by changing the wording or could it possibly imply that he may get something back and what do we do now. Would be grateful for any advice here.:?
  14. My wife didn't notice that link when checking the online statement for CCCS, she usually checks everything as she doesn't always trust those who are seemingly trying to do you a good turn. Smiling vipers she calls them, along with Tony Blair.
  15. Thanks cerberusalert, we didn't realise that was the case. My wife has got some letters of authorisation lined up but as it's Saturday will be getting in touch with the CCCs on Monday about a couple of problems. She'll have a full day of agravation by the looks of it as a couple of payments have not been made and some have been confused. It's a good job she's got the patience, I definitely haven't.
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