Hi and welcome to the forum. Of course its worth chasing up, its your money at the end of the day. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland

Hi and welcome to the forum. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland

Hi and welcome to the forum. Some of the letter templates are slightly different i think, but you may need to get a second opinion on that. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland

Hi and welcome to the forum. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland

what letter did you send them? if its a statement request then its 40 days, if its your prelim letter asking for charges to be refunded its 14 days..

Good luck Red. It will be the best thing you ever do!!....... probably

Hi and welcome to the forum. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland

Hi and welcome to the forum. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland

Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland

Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland

Hi and welcome to the forum. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland

oh yeah, as well as the 50 hours a week i work...plenty of time..lol Just keep reading the threads.. learn something new every day..

the whole £20....unless they can prove it costs £12, which they can't....

Hi and welcome to the forum Rog. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland

Thats great news. Don't forget to fill in the survey...

Hi and welcome to the forum Maxey. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland

Hi and welcome to the forum David Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland On your council tax band, be careful. They could review it upwards as well!!!

Hi and welcome to the forum Mrs Elwood Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland

Hi and welcome to the forum Clarrie. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators and helpers really are a very helpful bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Donation http://www.consumeractiongroup.co.uk/sitemap.php How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland

Rang the court today and they told me that my claim had been processed the same day that i took it in, 25th Jan!!.. copies of all paperwork should be with me tomorrow... Meanwhile, Cobbets wasted no time in sending me their acknowledgement and they are going to defend.... surprise surprise.. so a nice long 28 day wait...

Hi and welcome to the forum. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators and helpers really are a very helpful bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland Donate http://www.consumeractiongroup.co.uk/sitemap.php

Just knock the £180 off your claim and use a letter from Jonni2bad's excellent thread. http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

My first claim was against the Halifax. I filed an N1 at the county court and they paid me the full amount after 8 days. http://www.consumeractiongroup.co.uk/forum/halifax-bank/37758-josamolly-halifax.html

My first claim was against the Halifax and i did the same, adding extra charges on as i went along.. I filed an N1 at the county court and they paid me the full amount after 8 days. http://www.consumeractiongroup.co.uk/forum/halifax-bank/37758-josamolly-halifax.html

My first claim was against the Halifax. I filed an N1 at the county court and they paid me the full amount after 8 days. So don't worry, you are alsmost there. http://www.consumeractiongroup.co.uk/forum/halifax-bank/37758-josamolly-halifax.html