Hi and welcome to the forum. Have a look around the Scottish forum, and start a thread. There are many people who are claiming.. Scottish Small Claims Procedure - Act of Sederunt 2002 Scotish Small Claims Procedure - Act of Sederunt 2002 SCOTLAND http://www.consumeractiongroup.c o.uk/forum/scotland/ Scotland, £750 - £1500 IMPORTANT Things You REALLY Need To Know FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html Rejection of Settlement http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejection-settlement-offer.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Make a Donation

Hi and welcome to the forum aceabo. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators and helpers really are a very helpful bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Oh, and if they are useful please click on my scales at the bottom. This just shows that I have been a good boy!! Good luck. See you at the other end…… FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html Rejection of Settlement http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejection-settlement-offer.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Make a Donation

err, no. I take it you have sent a prelim letteraking for your money back?? If so, the LBAis next threatening court action.... Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

Hi and welcome to the forum. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators and helpers really are a very helpful bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Oh, and if they are useful please click on my scales at the bottom. This just shows that I have been a good boy!! Good luck. See you at the other end…… FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html Rejection of Settlement http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejection-settlement-offer.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Make a Donation

Hi and welcome to the forum. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators and helpers really are a very helpful bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Oh, and if they are useful please click on my scales at the bottom. This just shows that I have been a good boy!! Good luck. See you at the other end…… FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html Rejection of Settlement http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejection-settlement-offer.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Make a Donation

Just take your time as mistakes can be costy.. Good luck

quite simply yes. They will keep you waiting till the earth freezes over. Send you LBA and carry on with the process.

Send and SAR first and then if you get no joy go thru the data protection,.. they are talking rubbish and trying to put you off..the MAX thye can charge is £10 Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html

A court bundle, a copy of your statements and any correspondence... Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

Hi and welcome to the forum. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators and helpers really are a very helpful bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland Donate http://www.consumeractiongroup.co.uk/sitemap.php

I don't know Holly. But what i do know is over 5000 on this site alone haven't seen the inside of a court, so i think you are worrying unduly.. The preparation includes getting a court bundle together, having a read of it and getting copies of your statements together.. Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html

its perfectly normal. Have a look in the Barclays forum, and no you don't need a solicitor..

Hi Subtle... IT WAS ME!!!!! Lol..... look out for the Luton News this week as well... I'm glad someone has decided to fight back, made doing the article worthwhile... Welcome. Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland Donate http://www.consumeractiongroup.co.uk/sitemap.php

which one have you used mark? I'm assuming its the simple 8% one?..

I will arrange a move to the correct forum.

Hi and welcome to the forum. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators and helpers really are a very helpful bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Oh, and if they are useful please click on my scales at the bottom. This just shows that I have been a good boy!! Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland Donate http://www.consumeractiongroup.co.uk/sitemap.php

Hi and welcome to the forum Chad Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators and helpers really are a very helpful bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Oh, and if they are useful please click on my scales at the bottom. This just shows that I have been a good boy!! Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland Donate http://www.consumeractiongroup.co.uk/sitemap.php

Hi and welcome to the forum. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators and helpers really are a very helpful bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Oh, and if they are useful please click on my scales at the bottom. This just shows that I have been a good boy!! Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland Donate http://www.consumeractiongroup.co.uk/sitemap.php

Don't worry, you won't be the one that goes to court. You are now at the stage where it should just arrive into your account, so keep checking.. Its just a waiting game now.

Hi Subtle.. your not in the Dunstable area are you?

Tosh, read the FAQ pages and start a thread..

the honest answer is that no-one really knows. Some have started the process, but very few. Have a look about the site and read some of the threads..

Hi and welcome to the forum Sean. No question is stupid, well almost none, so just fire away should you need to. Some of this info you will already know, so I apologise if you have already seen some of it. The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared. Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators and helpers really are a very helpful bunch. Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed. I have put some useful links onto the thread that you can refer to when needed. Oh, and if they are useful please click on my scales at the bottom. This just shows that I have been a good boy!! Good luck. See you at the other end…… Some useful links.. FAQ’s http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/ How to Start a Thread http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Rejection of Settlement/Goodwill Gestures http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html Interest Spreadsheet http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.co.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highlight=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.co.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.co.uk/forum/statutes-library/415-limitation-act-1980-a.html A-Z Guide to stuff http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html fast track costs http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.co.uk/forum/scotland Donate http://www.consumeractiongroup.co.uk/sitemap.php

send it to head office and it will get redirected to the relevent dept

http://www.consumeractiongroup.co.uk/forum/hsbc-fd-hfc-successes/# Have a read...