Ksmith32646
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Everything posted by Ksmith32646
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Do some mortgage lenders use just 1 credit bureau?
Ksmith32646 replied to Ksmith32646's topic in Nationwide
Yeah I spoke to nationwide and that's what they said. It's good cos most pdls use call credit to report apart from wonga lending stream and payday uk they are on experian -
I basically sent them a sob email
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I have got lending stream to remove their records
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Hi I am trying to get a mortgage but because I stupidly took a few pdls From wonga and payday uk I now know these are hurting my mortgage ap Even tho pdls tell us they will help our credit score. Has anyone had any joy asking them to remove their details from your credit report If so how did you do it???
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Hi does anybody know any lenders that will give someone a mortgage who has had payday loans but they were settled 8 month ago??
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Do some mortgage lenders use just 1 credit bureau?
Ksmith32646 replied to Ksmith32646's topic in Nationwide
Ok thank you -
Yeah shows up as late payments
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No I don't mean I owe them money I meant I was always overdrawn and had lat payments recorded
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Do some mortgage lenders use just 1 credit bureau?
Ksmith32646 replied to Ksmith32646's topic in Nationwide
So you talk from past experience -
No it is settled
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Hi I have a current account with Halifax and for 4 years I have never been in arrears. I have an old account from Halifax from 5 years ago which was always in arrears and looks crap on my credit report does anyone think if I write to them they would remove it from my credit report??
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Hi I want to apply for a mortgage and I have had payday loans in past But they only show up on call credit and not experian or equifax. I hear that nationwide only use experian so if they only use one bureau and payday loans Don't show up then they can't effect my chances can they?? Can anyone help me with any facts on this situation?
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Can ebay issue a default on my credit file without any warning? Are they regulated to issue defaults
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All I want to know is if ebay can issue you a default without taking you to court because they are not A credit person.
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Ok I did speak to one normal bloke from them once he Said if they see payments being made regularly they usually Leave if with them
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I only ask how long transcom keep it as they say if ebay recall it even tho I am making payments they might take it to court
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I was told by them that no default can be recorded by transcom and that ebay wouldn't do it either as Ebay are not a credit agency or a credit account
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Yes do you know how long dca's keep the debt for? Do they keep it Till it's paid off or do they hand the debt back to ebay after so many Months or that just a lie?
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So they are lying when they say they only keep the debt for 3 to 6 months then hand the debt back to ebay.do they keep it until it's paid?
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No I haven't paid the debt off I check ebay each week I pay it is going down I would just like To know if anyone knows how long they keep accounts for do they keep them till they are paid off
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Yes the balance is going down I check it every time I pay. Do you think they will keep the account are they lying about ebay recalling it in time just to make me pay quicker?
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Hi I have a debt with ebay. The balance atm is £2000.transcom have been taking payments off me for around £30.-40 a week for few months now does anyone know the timescale these dca keep the account for as when I first starting paying they said they only keep account for 3 month then one said 4 then 6 now it's 7 months before ebay recall it. Does anyone know the truth? Any info would be appreciated
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Hi everyone I've been paying off this debt weekly at £15. I was wondering if anybody Knows the timescale the dra people keep the account for as every time I Speak to them they all say different lengths of time one said 3 months one says 6 - says7 etc etc Any advice would be appreciated
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Matthew Wilson scam broker
Ksmith32646 posted a topic in PayDay loans and Short Term loans - General
Hi everyone I've just checked my bank to see I had £49.99 Taken out my account by greenleaf finance.i have rang Halifax and canceled cards and made a fraud complaint. I've done some researching and it turns out to be a Matthew Wilson hes a loan broker who's takes admin fees. I have had payday loans but Neva gave details for this to happen has anyone else had this happen to them and if so did you get your money back??? -
Help with wonga
Ksmith32646 replied to Ksmith32646's topic in PayDay loans and Short Term loans - General
Yes I got a text today
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