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Ksmith32646

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Everything posted by Ksmith32646

  1. It's ok I bit the bullet and spoke to my brother I got a lot of crap off him but he's loaned me the money. Pdls are awful neone reading this please take note
  2. I have just phoned wonga aboutmy loan. I have missd my extension date for my loan and the balance is now £1300.the man on phone said he has submitted my an extension form Which I can extend my loan over 4 months with no extra interest As long as i pay on time he said my loan will not be defaulted. And he said my loan will stay the same and it won't be turned into An arangement to pay. What do you lot think about this should I agree to this There's a chance I can borrow the money off family if I just swallow my pride I don't want arrangement to pay in my cra
  3. Yep they show up on noodle bit gutted but its my own fault! That's it now time to pay these off n stay off them!!
  4. I have checked my file and it shows no searches and it shows no pdls even though I've had quite a few in the last year but always with same ones. Does anyone think if they not on now they won't be???
  5. If they not on my credit report does that mean they not goin to turn up if a mainstream lender looked???
  6. Would that be for new customers I would imagine tho wouldn't it? If its not on equifax it wouldn't be on experian either I spoke to experian they said them n equifax show the same
  7. If they are not showing on equifax they won't be showing at all will they?? Does this mean they aren't reporting to credit agencies about me??
  8. Hi I have payday loan with wonga peachy and lending stream. None of them show on my equifax credit report me ideas why???
  9. Been through all that mate. This thread is done now really Thanks to renagade and dx you two helped a lot
  10. Yeah they try n bully you but it you know what ur on about then they back straight down
  11. Ok that's what I will do.am sorry if I have annoyed people on here its just never had this experience before and if am honest this whole process had me really worried.collectors can be a nasty price of work can see how people looses sleep etc i lost abit over it. One thing I have learnt always lock your car no matter where u live!!!!!!!!!
  12. PayPal say debt is with ebay.ebay just said on phone I have to deal with transcom .cant get an English line for ebay always foreign
  13. Debt is with ebay I have tried their contact window no joy was waiting for Eva getting pushed from one window to another. Si I have emailed them saying I would pay them £70 pound s week instead of dealing with transcom
  14. No I didn't give them any account details or card numbers.paypal and eBay is suspended but I think I can still make payments.
  15. Sorry meant to say do you think that will work? Making a complaint.i have read other posts saying they had one removed sending a letter asking for a good will jesture.what address would I send that 2?
  16. Ok I won't pay them but every time I try to ring or mail ebay I get no where. I have read his posts
  17. No I said I would ring them each week and pay over the automated line. There has been no charges added I checked the balance on my ebay account
  18. Do you that will work I get paid same date every month into that account
  19. Just rang transcom worldwide as soon as I told them I have just been to citizens advice burea they were nice as pie!!! Couldn't beleave was same people lol Got it straight down to 70 a week which is perfect for me.just want to thank you all
  20. Bank account
  21. Any template letter and address to send it would be very apreciated
  22. Yeah paid a monthly fee for being overdrawn I put the account back in balance the day after they reported it being late as that was the day I got paid
  23. Hi I have a late payment charge for hsbc this month wondering if anyone has any ideas of getting them to change it to on time??
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