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Ksmith32646

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Everything posted by Ksmith32646

  1. Will it improve my score or file when they are removed
  2. Is there a way to get past accounts removed from you credit file before the 6 years has passed or get late payments changed on them??
  3. They are not defaulted.they are settled just with missed payments on
  4. Hi I have a hsbc old loan which is due to come off my credit report jan 14 It has a lot of missed payments on the same as my Halifax loan which is due to come off my file a few mo tha later. Even tho they are 5 years old do you think they are still hurting my score if so how do I remove them?? Or try 2 They are both paid off or settled as you say
  5. Debt with eBay.debt will take 35 week ish to clear tho.
  6. What will happen if I just keep paying ebay and ignore dca.should I send Letter to dca saying I am dealing with eBay only
  7. Ok no worries sorry just read thru them all again
  8. What you think I should ignore the collectors and just pay ebay each week?
  9. I have written them a letter including the doorstep thing from the library I have included a cheque for £50 and told them I have set up standing order paying £75 week every friday. I have told them only want contacting through letters. I will send it tomorrow recorded delivery and will let u all know what happens thank you everyone
  10. Thanks conniff have u had experience with these before
  11. I sold my prized memorabilia to pay for a new car that I need for work.i bought it as soon as cash cleared
  12. Just want it over with I would prefer to pay 100 a week Might just tell them straight that's all they are getting. 24weekly payments take it or leave it.
  13. Just want it sorting ASAP.i choose this amount because they said they would accept it this week so they should accept it each week. Don't want anyone coming to the door just want it sorting as easy as possible
  14. No I couldn't refund them so ebay did I have all the intention to pay the debt just not at 200 a week I will speak to them Tuesday thanks guys For the adviceI can't see them sending someone round if am paying 130 a week there's no point
  15. It is a legit debt.i was on way to post 4 expensive items and I stopped at shop I stupidly didn't lock car and they were stolen. Sorry to keep going on with this forum just scared that's all. Don't want people knocking round as my girlfriend know nothing Of this. I am hoping they will accept my offer
  16. So they won't send people round if I am paying that a week
  17. Will they send doorstep collectors even if I pay £130 a week?
  18. I have another letter today saying £200 a week starting from next week There saying it's an agreement. I can't keep to that I paid£137 I can afford to keep paying that should I just pay that amount again on Friday??
  19. Thank you so much you've given me a lot of hope and taken a big weight off my shoulders
  20. It isn't goin to go on my credit file either? I take it u have experienced these sort of people
  21. Yes a deal went bad. No penalty charges have been added I tried paying bits as I could. Do u think they will accept lower weekly payments
  22. This debt is from feb this year. I tried ringing ebay and sorting it with them but they went interested in payment plan
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