Achey Breaky Heart - Billy Ray Syrus

hook

Breaking Glass - Hazel O'Connor

hell

"I could get a job with them," I think we should all get jobs with them and make the world a better place. Alternatively, we could start our own debt collection agency. We wouldn't make any money because we would be advising people on how they could lessen their debts by using the law, but we would be nice people to deal with "Please be assured that we are truly sorry, and accept all liability for the many debt collection breaches." You missed out a line that should say something along the lines of: As we have admitted everything is our fault, feel free to sue our arses off. We will readily admit all in court, pay you damages and costs with 50% interest added on top. "I need to get out more........" No, the employees of debt collectors need to get out more. I wonder if an employee of moorcroft has ever been in debt and then chased by their employers for said debt? Now, that would be an interesting one

Good grief meursault22, Anglian water make Thames Water sound like highly trained professionals!

Just a thought, but mind Capquest don't try to claim that the £1 is a payment towards your alledged debt! Or, perhaps it has gone towards their office Christmas party fund... Oh, and um, it's a bank holiday so the Post Office will be shut. No point going to get your stamp today )

I had to deal with Thames Water's 'debt collectors' a couple of years ago. I had no experience then of dealing with such people but they certainly weren't as bad as any external debt collector I have dealt with since. After an initial phone call (the woman I spoke to was so laid back I'm amazed she didn't fall off her chair!) I dealt with everything in writing. I didn't even set up an agreed amount each month, but just sent them a cheque for what I could afford so that it was paid off before the next years rates started. They seemed happy enough with that because I suppose they were getting what they were owed (my ex hadn't paid them ANYTHING for a whole year before I found out about it!!) I don't know how they would contact you about anything you owed as obviously mine had got beyond that stage before I found out anything about any debt. However, it is important that you contact them to find out exactly how much they are claiming you owe them and what/where it is for. DO NOT ACKNOWLEDGE THAT YOU OWE THEM ANYTHING, and it is probably best you do it all in writing as you might not be lucky enough to get the laid back employee that I did. (Infact, she was probably fired later that day for being too nice to work for a DCA ). If you have any doubts about whether or not the DCA is Thames Water's inhouse crew, then just check the address given on the back of the envelope they send you. Pound to a penny it is a Swindon P O Box and postcode, and when typed into a search engine it will come up as Thames Water.

trinket

drama

Listen to your heart - Roxette

musical

Soul Man - Blues Brothers

pad

entrance

yoghurt

road

woof

worms

For simply finishing the ironing your deserve a gold medal

catalytic

Happy talk - Captain Sensible

NO SPAMALOT, NEVER GIVE UP. Remember, we cannot live without carrots. They help us see in the dark. They look pretty on the greengrocer's display. They taste lovely roasted with honey. They are a rabbit's best friend. FORGET the royalty account holders - it's all just for show you know - carrots hold the much loftier status of 'salt of the earth account holder'. Much more important. It is Sunday morning and I have been up for two hours. So, just for a few minutes at least, I WIN . (Hope the prize is worth having....)

bank

Bogie