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badboy09

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Everything posted by badboy09

  1. Hi there , Just a quick question i need help with guys , i have been a customer of perfect homes for 5 years and had a few items off them and most of them are paid off , i have currently 3 items left with them and 2 are nearly paid off , my question is with the final item , if i decide i do not want it anymore , and i refuse to pay for it , and i have told them i do not want it and to come and pick it up , can they actually do anything ? The reason i ask is the 3rd item is a 2ND HAND TV they sold me over a 4 yr period they charged me £3843, it was
  2. hi everyone , Just looking for some advice , the situation i am currently in at the moment is this , my wife was claiming ESA for the both of us , and we were both on it for maybe 18 months or so , and she also claims PIP ( she was on high rate pip , then on the next medical she got put down to medium rate pip, but never questioned why it had been lowered) , she then got told she needed to go for a medical ( she passed the first medical ) ( she has Idiopathic intracranial hypertension (IIH) , she has had 3 surgeries so far and its looking like she will be going back for a 4th surge
  3. i tried telling them till i was blue in the face and their only response was you can sell it back to us for £60 , so i told them where they can shove that offer i will be getting a full refund but ty for the idea of sending them consumer rights act and a letter .
  4. i have also been advised to take it to pc world and ask them to do a stress test on it , to see what their outcome is , the second shop didnt charge me for the blown psu's as he does all my computer work and he offered this out of friendship , im assuming he had ome spare in stock and was happy to try them out , i dont know that much about the innards of pc's hence why i go to my computer guy , but yes i want to hit them where it hurts i was polite the first time and tried explaining the situation which they blatantly mislead me it seems , i certainly wont be buyi
  5. exactly it was like arguing with a brick wall , im hoping my chargeback goes through just so i can walk back in the shop and tell them where to shove there faulty graphics card
  6. thats what i thought to begin with , then i took it down to the computer shop to see if that was the case , and it was confirmed it was the graphics card , i was under the impression that i should go out and buy a 1000 w psu just to be over safe , but now i dont think i should
  7. i asked for results and they only told me that it worked thats all i need to know and they wouldnt tell me anymore
  8. it came in a anti static bag in the incorrect box as they didnt have the correct box for some reason
  9. wow reading that just went right over my head lol, its the only graphics card in her tower , and she turns her pc off at night and she only plays her guild wars 2 game for a couple of hours a day , so im guessing it should be ideal for her gaming need when she returned it they claimed to have done a stress test , all of 30 mins of it and provided no proof , just their word it was ok , it clearly looks like they are just passing it off , and it was a nvideo graphics card
  10. the psu that was in my wifes computer was a 750 watt , and the only thing my wife ever does on her computer is browse the internet and play guild wars 2 , which should be enough , the owner of the computer shop is a friend of mine and had offered to test it out on his computers ( he uses his computers fir bit mining )
  11. hi there ladies and gents , i recently purchased a 2nd hand 4 gig graphics card from cex in swansea for £150 , for my wifes birthday , she brought it home and then took her computer and her new graphics card to a local computer shop to have it installed correctly with in a couple of days , her power supply unit in her computer blew up , we took it back the computer shop and they did a test on it , found out it was the graphics card i bought from cex in swansea , the owner of the computer shop then suggested leaving the card with him so he can do a overnight test
  12. ok will try that , just going to see if he reacts to the text i sent him earlier , the company itself have all our incomes and expenditures from when i previously was paying them, but its weird how once a bailiff has been out the office want nothing to do with your account , and hand sole control of it over to the bailiff to deal with , i had just payed off a previous council tax bill of over £500 , and had this to pay , it seems they will try and get what they can without sending out a warning letter first or a phone call , just send a bailiff its an extra £300 + in their pockets ..
  13. he has not tried taking anything from outside the house as there is nothing , the car is parked across the street among many others lol
  14. ty leakie , well the text message i sent him offering him £20 a week to which is more than i was paying before , has gone ignored , i think he will come back , just to push see if he can get that £100 , i will tell him go get a court letter because i am not refusing to pay
  15. here is the letter off them , address details and such are covered and he has had no entry i wouldnt let them in
  16. hi there , just a quick question , iswift credit ( www.swiftcredit.co.uk) at my door this morning , they are a debt collection company for the local council in regards to council tax , been paying them for over a year , and had paid one of the debts off , i got in abit of financial difficulty and had missed the last 2 months ( i usually pay £35 a month) , and due to my own fault , they then turned up at my door whilst i was out , i am still having some financial difficulties , when i got home , i rung the office up and offered to pay £20
  17. ty for your help bazza , much appreciated
  18. ty bazza , yes it was a foolish and costly one , the reason i said $4k was because it was , the way it works is this , you buy a credit pack it lasts for 90 days , then expires but it pays you $60 from the $50 you invested , and with the amount of packs i had i had quite a few expiring and then i was using the $60 i made and investing it into another credit pack , if that makes sense , i have had way more than 235 over the period of time i was in it , but its hard to calculate when packs drop off ( expired) and then when other ones are bought , when i spoke to santander they had amassed all th
  19. badboy09

    online scam

    Hi there , just looking for a little info in regards to a recent claim i put in to santander and wondering what the outlook may be ? I joined an online REVSHARE business called " MY ADVERTISING PAYS " back in march 2015 , and this was the first program i had got involved in when i started network marketing online , i invested about 4-5 grand in this business over a period of about 18 months , the idea of this business was that for every credit pack i bought costing $50 i would receive $60 back , ( yes i was gullible and believed this) as it looked legit at the time , i had
  20. Has anyone else had a nightmare with utility warehouse ? I have unfortunatly been with them for nearly 2 years , and i am paying roughly £165 a month for all my services , like home phone broadband , and i have 4 mobile contracts with them , i have never had any issues with them so far until last week , i always pay my bills a week before they are due to be taken from my bank a nd apparently i am a gold customer with them , ( i thought that was a benefit of being a good customer ) , apparently it amounts to nothing with them , i rang up last week , and i ex
  21. hi dx , thankyou for the info , i have sent them an email , with the template above , and i will also send them in a letter as well with the same info on it , i will contact the council today , and ask for the info , but may i ask what exactly would it achieve , as the council seem to shrug off any enquiries once they have been sent over to the bailiffs
  22. as it stands at this moment in time ,i dont have a car for him to take , and yes i do have the payments saved up , and im only £200 in arrears , the reason i mentioned him coming here for the wrong reason , was because i recently visited citizens advice and they told me that , i should have received a letter from them b4 the bailiff turned up , to tell me i was in arrears , but they didnt send one , and they now seem to be stalling in the info i am requesting ..
  23. hi all , this enquiry is about http://www.swiftcredit.co.uk/ , This has been an ongoing saga , but its getting to a point where i want to put a nail in the coffin , so any help would be appreciated , I have 2 outstanding debts with them, that were originally from bridgend county council for council tax, one was for my wife and the other was mine, i was paying £35 a month on the pair , last yr i was paying them every month as usual this went on for about 6 months or so , maybe longer , i missed a payment in december 2014 , all of a sudden in january 2015 a
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