I always knew Nigel was a decent guy and Lowells are a professional outfit:rolleyes:

Im no expert but surely the letter is in itself illegal ''If however, you are not the person named above or have information regarding the person’s possible whereabouts, then please contact our investigation team in confidence or the alternative telephone number or email address below:'' They have discussed an alleged debt and they are not even sure if they have sent it to the right person. Surely that cannot be right. I suspect rcollins email inbox will be rather full tonight. To me it seems as if its their standard scare letter:-x

Its a pity you answered these [edited] at all. I know its easy to say but you should have put the phone down. Then composed yourself and if you answered again inform the Lovely Laura that her call was being recorded. You have NOT committed a criminal offence. [edited].

nope

Bloody good idea hilarious:D

Like most of mine - heading towards the magic 6 yr mark with absolutely no acknowledgement from me:D

If they call they will leave my property quicker than they arrived. 1. I thought they had to give you a date and time when they were calling. 2. I thought they could not bother you if you are suffering from a serious ilness (A stroke in my case) 3. I am very friendly with my local constabulary so i RECKON WITHIN 2 MINUTES THERE WOULD BE A COP CAR WITH BLUE FLASHING LIGHTS AT THE DOOR

Best of Luck - Sock it to CRAPBOT

I think some of the Mods should start a new thread dedicated to these telephone numbers. I have ex dir ones for Lowells and Robinson Way and some others I cant track. A good ploy is to ring them from a public call box

Subscribing Heres to your victory just because you didnt cave in as they expected

Its the way Cabot and the like approach debtors. They go on the OFFENSIVE (and I mean that in both senses of the word). They are nasty ill mannnered individuals who show contempt not only for the law but the spirit of it. As I pointed out in a previous post, I had dealings with a Debt Collection Company who employed decent sensible people to deal with people. As a result they got their money, I cleared my debt. If there was an odd time when I thought I couldnt make the payment all it took was a simple call to explain. They never threatened or abused me or my family. They never harraseed me. If all debt collectors acted in this fashion this board would be a lot smaller and Cabot, Capquest, Lowell and all the other bully boys would be out of a job.

Everybody should get caller display on their phones, then bar withheld numbers. Its bound to pee these people off bigstle especially their autdiallers. We could then set up a thread listing ex directory numbers that the parasites use when we dont accept withheld calls. ITS YOUR PHONE YOU CAN DECIDE WHO TO ANSWER AND WHO NOT TO ANSWER Why should we have to put up with some jumped up bully-boy from a call centre. It also pees them off when you lift the phone and dont speak to them (And it costs them money).

Subscribing

Its a pity you could not find out exactly what Crapot paid to buy the debt.

Subscribing This must be one of the most addictive forums on the internet. Im hooked. Its good to know that there are so many decent folk out there who have been bullied and threatened by these parasites who do not appear to have heard of GOOGLE and give scant regard to the law. Lots of them must be losing out on their monthly bonuses in their call centres when so many refuse to even speak to them. Most of my alleged debts are now reaching the six year mark and then I will have some fun with the b******s

Lucky me I received one of these nice Notice of Legal proceedings this morning. Im going to ignore it. They say their client is ************ (deliberately left out so as their spies who read this thread get as little knowledge as possible) whom I have never heard of it. I dont think I will CCA them yet. I'll sit tight. From what Ive read here they will have to prove the debt before any court proceeedings. I have a fair idea what its for and if my memory serves me right it will be statute barred very soon.

Subscribing

Get you telephone company to put anonymous caller reject on your line. Its great.

I stand to be corrected. The accountant for the company that I work for writes off old debts for tax purposes after 6 years. Our firm offsets this from the inland revenue. So surely if they get tax releif on this then NO ONE else should benefit.

Received this nice letter from Meritfarce today. We refer to the above debt. To avoid the inconvnience of a doorstep collector visiting you we have enclosed a standing order form. This will enable you to make payments seamlessly and without any hassle. It is imperative that you complete and return to Meritforce by 22nd February 2007. Should you wish to contact us for any reason please call ****** ***** on telephone number *********** Please note It is imperative you do not default on your payment plan. Details may result in your account being forwarded for legal action. Two questions. Will they call I didnt agree to any payment plan so why have they sent me a standing order which I didnt ask for demanding a payment way in excess of what I could afford. Although it gives a Newcastle address it came in the same envelope as usually comes from Kilsyth using the same typeface and barcode at the top, \i am inclined to ignore this

This is a superb thread. \\\\\\\\i want to keep up to date. Subscribing TBERN = SUPERHERO Do these ********ds not realise if they were straight and decent with their alleged debtors they may be more successful. I owed over 3 grand on a credit card. They contacted me at work once. I told them not to do so and gave them my mobile. Girl from DCA gave me hers. We sorted out my debt like two adults. If I have a bad month and cannot pay I ring her she stops dd and rings me next month to see if its ok to take it. Result = CC company get their money. I clear my debt. Lowells, Cabot and all the other parasites who lie bully and cheat can go and **** themselves they will never get a penny piece from me.

Interesting point you have raised there. From what I can recall from any Credit agreements I have ever signed they always say that in any dispute. English Law applies. Maybe the Mods could move this as a new thread to see what way our friends in Northern Ireland are covered by the protection given in the Act

Very Interested - Subscribing to thread:)

I must ring them up next time I get one of them and ask who they are looking for. I have a spare mobile sim and could happily take the **** from them for 15 or 20 minutes

Apparently if I dont contact them within 48 hours of their letter dated 16 Feb 07 which I received this morning 19th They will contact an agent within my area to contact me to arrange to call with me Monday to Saturday between 0800 and 2100 hrs. Should I wait in. Should I offer him Coffee or should I just tell him to get off my property8-)