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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Guest forgottenone

This whole ill health, being disabled, debt crisis thing. Rapidly reaching point of no return. Things are really bad. Can't put that into words properly just right now. Hard to communicate just how bad it is. Impossible, actually.

 

It's just one big, never ending miserable existence. Always has been, always will.

 

It's never gonna stop getting harder, no matter what is done to make it better. Never works.

 

Sure, I can talk about it to the Samaritans, GPs. Whatever, wherever. But talk is all it is. It's not going to ever change my situation. It's physically not going to change things. The situation is an impossible situation, that cannot be changed.

 

Fighting is all I have done since chilhood, and still keep on getting knocked back, punched back whatever the hell I do. Nothing matters, nothing will change.

 

Right now I am fighting a very dark battle. And it's beginning to win. And one day sooner or later it is going to.

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One thing you do know is you are never forgotten. I have noticed a big turn around for you since you joined CAG. You are taking control again and you are passing on your own positive experiences to others which is great to see.

 

Yes, you still have a uphill struggle with both your health and wealth, but you are fighting back on both counts and we can see you are getting somewhere. It may not seem that way everyday, but we can see you are making progress. You keep it up.

 

Lex

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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One thing you do know is you are never forgotten. I have noticed a big turn around for you since you joined CAG. You are taking control again and you are passing on your own positive experiences to others which is great to see.

 

Yes, you still have a uphill struggle with both your health and wealth, but you are fighting back on both counts and we can see you are getting somewhere. It may not seem that way everyday, but we can see you are making progress. You keep it up.

 

Lex

 

I agree with that, but one thing i would recomend is to start a new thread for each debt issue and stick to it, as opposed to starting a thread for every problem related to it, it just helps to keep people focused on your particular problem, and makes it all easier to read, thereby providing more help, and try to stick mainly to the issues concerning the debt, rather than moving off into trivia, i hope this doesn't sound harsh, its not meant to, i just think you will get much more help from the forum if you do it this way,

and others will then learn from the postings on your threads.

Regards CCM

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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  • 4 weeks later...

I have been watching this forum for a number of weeks learning as much as I can to help deal with the appalling state into which I have been driven at a time of my life when things should have been settled for me and I ought to be enjoying a peaceful retirement watching my child grow into being a man and just about outliving my dogs, (yes I do have ten).

 

I can’t say that I have had to fight all my life, in fact I’ve been quite blessed but that only seems to have made my present position more frightful by contrast. Not sure what good if any that this will do but I have encountered your posts on many occasions during the past weeks and it is the case that you do offer hope to others so what you do here has some point.

 

The catastrophic type of thinking you describe in your post is worrying to me dealing with it used to be my area of expertise and so, if I can help I will gladly do what I can. PM me if you think it might help.

 

Dogs

I do very little but I do it very, very well :cool:

 

If I've helped give my scales a click

:smile:

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

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Forgotton one, I was at my lowest last year, no where to run to and no one to talk to, plus lots of money issues and my son to take care of as well.

Single parent, under 30 in a town where I knew no one at all, different from your situation but I understand what you mean. Having nightmares about money if you do sleep, or just not sleeping. On top of living in haunted flat but thats another story!

 

I felt so low but I joined a friend website thingy, met lots of new friends and started having a life again. Once my mood changed I knew I could then approach the other issues.

 

I cant make it better sadly, but I can offer an ear and who knows maybe some advice.

 

I havent read your own personal debt threads but will do when I get chance.

 

Without knowing more I cant really say much, but am hear even if you want to shout at a person.

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  • 2 weeks later...
  • 1 month later...

Forgotton one you need to see a gp. A short term antidepressant will take away this feeling of doom and gloom. Yes I know you feel you are in a hopeless situation and your brain must be completely bogged down but this will help you see clearer and therefore be able to have the coping mechanism that you need to fight these swines. I know all about it. Been there, still coming through it and yes its hard but with the right type of help you will be stronger. Please see your gp. Doesnt necessarly need to be a psychiatrist/psychologist or anything. As well as my mental health issues I suddenly developed panic attacks. Something I never understood before. They were mega and uncontrollable. I HAD to see someone there and then as I was frightened of this feeling and of being alone for any length of time. I got some sort of antidepressant that took the attacks away completely. Im not saying "if you are down then pills are everyone's answer" but when you seem as low as you do then you need something to regain back rational thoughts. Take Care and you can judge for yourself that people are taking the time to care about you. We dont even know you and we care!!! Please realise that.

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