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    • Please see my witness statement below.  Please let me know what modifications I need to apply.  I haven't included anything related to "administrative charge while paying by credit or debit card" as I wasn't sure if I should include since sign says "it may apply"   Background  1.1 Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.    Contract  2.1 No Locus Standi, I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” From PoFA (Protection of Freedoms Act) 2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.    Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.  3.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.  3.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses these documents.    Unfair PCN  4.1         As stipulated in Exhibit 1 (Pages 7-13) sent by DCB Legal following the defendant’s CPR request the signage displayed in their evidence clearly shows £60.00 parking charge notice and will be reduced to £30 if paid within 14 days of issue. The defendant puts it to the claimant a request for strict proof when the signage changed to show £100.00 parking charge as the evidence provided by DCB Legal stipulated £60.00 parking charge was indeed the parking charge at the time defendant parked and included in Exhibit 1   4.3        The Claimant did not respect PAPLOC   4.4        It is also unfair to delay litigation for so long and claim nearly four years' interest.    No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;      No Breach of Contract  6.1      No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY.  6.2        The wording “Electric Bay Abuse” is not listed on their signs nor there is any mention on the contract of any electric charging points at all let alone who can park there or use them.    Double Recovery  7.1        As well as the original £100 parking charge and £50 allowed court/legal costs, the Claimant seeks recovery of an additional £70.  7.2        PoFA Schedule 4, paragraph 4(5) states that “the maximum sum which may be recovered from the keeper is the amount specified in the notice to keeper”. Which in this case is £100.  7.3        The Parking (Code of Practice) Act 2019 is also quite clear that the maximum amount recoverable is £100.  Government ministers and government web pages explaining the Act refer to extra charges as "a rip off".  7.4        Unless the Claimant can clearly demonstrate how these alleged additional costs have been incurred this would appear to be an attempt at double recovery.  7.5        Previous parking charge cases have found that the parking charge itself is at a level to include the costs of recovery i.e. Parking Eye Ltd vs Beavis (2015) UKSC 67 which is the authority for recovery of the parking charge itself and no more, since the sum £85 was held to already incorporate the costs of an automated private parking business model and the Supreme Court Judges held that a parking firm not in possession cannot plead any part of their case in damages. It is indisputable that an alleged “parking charge” penalty is a sum which the Supreme Court found is already inflated to more than comfortably cover all costs. The case provides a finding of fact by way of precedent, that the £85 (or up to a Trade Body ceiling of £100 depending on the parking firm) covers the costs of all the letters. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court V Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (...) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6        In Claim numbers F0DP806M and F0DP201T, Britannia vs Crosby the courts went further in a landmark judgement in November 2019 which followed several parking charge claims being struck out in the area overseen by His Honour Judge Iain Hamilton-Douglas Hughes GC, the Designated Civil Judge for Dorset, Hampshire, Isle of Wight & Wiltshire. District Judge Taylor echoed earlier General Judgement or Orders of District Judge Grand, stating “It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgement in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for a addi8onal sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4) of the Civil Procedure Rules 1998.  7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  7.9        The Defendant is of the view that the Claimant knew, or should have known, that to claim in excess of £100 for a parking charge on private lands is disallowed under the CPRs, the Beavis case, the PoFA AND THE CRA 2015, and that relief from sanctions should be refused.    In Conclusion  8.1        I believe the Claimant has got use to intimidation tactics and has got greedy. I believe the truth of the manor is the Claimant has used bullying tactics successfully for too long and is therefore assured that innocent drivers will fall into the trap of paying rather than going through the hours it takes to defend themselves. In the process, wasting the time of the Court, the time of the Defendant and everyone else who has advised the Defendant, out of sheer decency to help have a fair hearing and see justice delivered.  8.2        I am still in disbelief that I am being heard in this court, defending myself nearly 4 years after receiving a charge through my door. I have had to spend weeks’ worth of my life studying the letter of the law in order to defend myself from this ridiculous attempt at a swindle.  8.3        I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
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    • honestly he/she just makes these ppc look so stupid everytime   fairplay lfi
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Bryan Carter And solicitors, how to defend ccj claim**WON**


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HiI have had a ccj claim from bryan carter and solicitorsfor a part of a debt and not the total debt they say i owe them.They are acting for lowell portfolio 1limited, who i guess are the DCA for HSBC.The Amount they are claiming for is £170 plus costs, so £235 altogether while the total claim they say is £1022.77 on the claim form.However on the letter they sent out to me says i owe £1088.77.So there is a difference to what they have on the claim form and what they put on the letter in which said they were starting litigation proceedings.The claim form and their own letter are both dated 4th april. Can they claim part of a total debt?I have asked for a cca, and told the court i intend to defend the claim.Can anybody give some advice, from where to go and how to defend this please.Thanks

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Icecool I can give you some pointers but not specifics, there is lots of info on Bryan Carter in these forums. and I am going through exactly the same except about 10 days later as you.

 

Take a look at my thread http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/138599-bryan-carter-what-coincidence.html

 

Beau

Please note: I am not a lawyer and as such any advice I give is purely from a laymans point of view;-)

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Hi there, claiming for part of the amount owed is a particular trait of Mr Carter's ! (usually for his fee). However, when people defend the claim he usually backs down. I will attract the attention of those who know how to deal with him and one of them will be able to guide you through the process of defending this.

 

Kind Regards

 

Ell-enn

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So looking at your thread, the fact that bryan carter and solicitors are claiming part of the amount is unlawful: section 35 of the County Courts Act 1984 makes it unlawful to split the cause of action into two separate claims.Is requesting a cca the same as requesting for a cpr request?thanks

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So looking at your thread, the fact that bryan carter and solicitors are claiming part of the amount is unlawful: section 35 of the County Courts Act 1984 makes it unlawful to split the cause of action into two separate claims.Is requesting a cca the same as requesting for a cpr request?thanks

 

Hi there

 

no its not the same, a CCA request is made under the provisions of the Consumer Credit Act 1974 whereas a CPR request is made under the Civil Procedure Rules

 

the CCA request cannot be refused and non compliance results in the debt becoming unenforceable , the CPR request has no such efects and non compliance would be a matter for the courts

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The claim is filed with northampton county court,i don't know what you mean by particulars,but bryan carter's are acting on behalf of lowells portfolio 1limited, who i think is a DCA.They are claiming for a small amount of the total fee they say i owe on the form. This is from an old hsbc student account, around 6 years ago.

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If you look through the claim pack you have received from the court there will be a section headed Particulars of Claim, it's the information in there that PT2537 needs to know.

 

Ell-enn

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Particular's"the claimant claims 170.00 such sum being part of a debt due under an agreement number xxxxxx/xxxxxxxx ("the agreement") whereby the defendant agreed to pay the claimant 1022.77 ("the debt")for the avoidance of doubt in making this claim for a part of the debt the claimant does not waive any rights as to the balnce of the debt, which the defendant continues to owe to the claimant under the agreement. The claimant reserves the right to make further claims for such sums of the debt as remain outstanding.

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Others will be here to help you but you should start preparing to acknowledge receipt of the court papers, filing your defence (basically demanding to see all the paperwork that Carters/Lowells etc) have in relaion to their claim and preparing to complain about Carters to the Solicitors Regulation Authority.

As previously stated claiming part of the debt is not allowed and the SRA are keen to stamp it out. They also believed to be keen to stamp out the practice of a debt collector "renting" a solicitor's name.

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Hi.Thanks for that. If it does go to court, what type of evidence do i produce?As in what do i put on the defend claim form?Obviously this depends on if they produce a cca? which i have asked for.I can also put it is unlawful to claim the total amount in small amounts,I think the debt could be just over six years old also.any help?

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If they don't produce any paperwork that's the cornerstone of your defence. Indeed that's a perfect defence - they have to prove the debt exists, the sum claimed is correct and they have the right to collect. No paperwork = no debt.

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PT should be back soon, he is the best one to help with your defence.

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Hi there.Just a query, i have had 2 credit reports sent to me today from experian and equifax, and they both don't show any default of the above debtIs the above debt supposed to be on the credit reports or if they are not on, does it mean it is statue barred?

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Hi there

 

ok, well , have you sent Brian Carters this letter yet?

 

In the XXXX County Court

Claimant -v- (YOUR NAME)

Claim Number: (CLAIM NUMBER)

 

 

Dear XXX

 

REQUEST FOR INFORMATION

 

I have received a recent court claim from your organisation. In order to file a defence and counter claim I require some information. Given that this matter is now the subject of legal proceedings, you are obliged to disclose under the Civil Procedure Rules, the information and documents detailed below.

 

The information must be furnished within fourteen days of the receipt of this letter. If you fail to comply, this will be reported to the Court, a copy of this letter will be provided as evidence to the same and an Order enforcing your compliance will be sought.

 

1. A true copy of the executed credit agreement and any terms and conditions that applied to the account at the time of default and at the time the account was opened.

2. All records you hold on me relevant to this case, including but not limited to:

 

a. Transcriptions of all telephone conversations recorded and any notes made in relation to telephone conversations by your company, or by any previous creditor

b. Where there has been any event in my account history over this period which has required manual intervention by any person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention, or other evidence of that manual intervention in relation to my account formerly held with *********.(AMEND TO THE COMPANY NAME)

c. True copies of any notice of assignment and/or default notice or enforcement notice that you or the original creditor sent me, with a copy of any proof of postage that you hold.

d.Documents relating to any insurance added to the account, including the insurance contract and terms and conditions, date it was added and deleted (if applicable).

e. Details of any collection charge added to the account; specifically, the date it was levied, the amount of the charge, a detailed financial breakdown of how the charge was calculated, and what the charge covers.

f. Specific details of the fees/charges levied by any other agency in respect of this account and a detailed breakdown of said fees/charges and what each charge relates to and on what date said fees/charges were levied.

g. A genuine copy of any notice of fair use of my data as required by the Data Protection Act 1998

h. A list of third party agencies to whom you have disclosed my personal data and a summary of the nature of the information you have disclosed.

i. Copies of statements for the entire duration of the credit agreement.

 

3. Any other documents you seek to rely on in court.

 

 

I will require this information within the next fourteen days. I must advise you that if the information is not forthcoming, it will be reported to the Court that you are trying to frustrate proceedings and denying me the opportunity to file a defence and counter claim.

 

Yours sincerely,

 

XXXX (type, don't sign).

 

if not, then as a matter of urgency send it to them obviously amend it to suit your circumstances and remove any irrelevent paragraphs

 

send it via special delivery NOT standard recorded as this letter is extremely important

 

Can you also confirm what i asked previously

 

What court was this issued in? and were there any other documents attached to the claim form?

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the claim is for northampton county court.there were no additional documents attached to the claim form, i have posted the particulars of the case abve in the thread. With the claim form came the standard aknowledgemnt, and admission forms. nothing extra from bryan carter.I have sent the above letter to bryan carter, last friday by special delivery.i now have till 7th may to put in a defence. hopefully i will get a response back by that time. i guess it will be quicker to fill in the the online defence form

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just checkingI just received my current credit reports, they have no sign of the default on it. is this default supposed to be on the credit report, if it is not on., what does this mean?is it statue barred?

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well, since they have issued a claim, you must file a defence in the alloted time frame,

 

have you filed acknowledgement of service stating an intention to defend the claim?

 

from my experience of carters they do tend to run away quite easily, infact most occaisins they run away after the defence is filed

 

 

when does your defence need to be put in?

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hi pt2537yes i have sent acknowledgement of service form in and have checked online, and it states it has been acknowledged by the court.I have till 7th May. Date of service is 9th april.so if i wait till the last moment, i could defend online. can i wait til the 7th may or best to submit day before.also what do i do if the cca request info does not come back to me intime?

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