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    • Had a previous car loan with this lot. Included in the amount (prior to added interest) on this agreement, is the outstanding balance from the previous loan. This outstanding balance had already been subject to hefty interest on the 1st loan, yet on this agreement they added interest to it again! Also, where it states that the particular Ts and Cs (ref # removed) form part of the agreement, the Ts and Cs they've sent, which they say are part of the agreement, but they are not- they have a different reference number to the Ts and Cs which form part of the (original) agreement. agreeandterm.pdf
    • I would only rely on your solicitor in this regard. The other two should not have a view.   And, you are responsible for how the court perceive you. They only have your words and deeds to go on. Expecting them to magically see things your way is not a great tactic.
    • Yes, I don't think there is any downside to doing this. If they decline then you can say that in your witness statement
    • Ok! Do you still want me to work on that letter you discussed above in post #26?
    • Thank you for posting up the required details and well done for apparently not revealing the identity of the driver. I am assuming you are the keeper? The depth of ignorance of the parking companies is absolutely amazing. The Protection of Freedoms Act 2012 Schedule 4 is the law relating to private parking and allows those rogues to be able to transfer the charge from the driver [whose name they do not know] to the keeper after 28 days . This is dependent on them complying with the Act. So many of the don't and Alliance is no different. It would help if we could see what you appeal was and to post the back of the PCN as it is lacking so much of the wording necessary to make it compliant so that in your case only the driver is liable to pay the charge. And of course just entering the ANPR arrival times means that they have failed to specify the parking time which is a requirement..  Because the car park was so busy you had to drive around for quite a while before finally finding a place to park which is when the parking period may  actually begin. The poor dears at Alliance have not grasped that particular part of the legislation as yet. To be fair the Act has only been in place for 12 years so one must make allowances for their stupidity . We shouldn't really mock them- but it is fun. You weren't to know but the chances of winning an appeal against Alliance and the IPC is around 5%-and that is high for them. If they allow you to cancel they lose the chance of making money and they would have had a field day when you were there with so many people being caught overstaying because of the chaos in trying to find a parking space then trying to pay.  Your snotty letter could go something like this- Dear Cretins, Yes I mean you Alliance. After 12 years one would have thought that even you could produce a compliant PCN. Did you really think I would pay you a penny extra considering the time I wasted trying  to pay with  long queues at the parking machine, then trying to get a signal to call Just Park. On top of that you then had the cheek to ask for an additional £70 for what dubious unspecified pleasure? You must have made a killing that day charging all those motorists for overstaying because the queues to pay were do long and even walking to pay from the over flow parking fields takes time. And yes I did take photos of the non existent signs in the fields so please don't give me the usual rubbish about your signs being clearly visible. Oh yes that £70. Please tell me and the Court whether that charge included VAT and if it did, why am I being charged to pay your vat? I am sure the Judge would look carefully at that as well as the Inland Revenue. The truth is you had no reasonable cause to ask the DVLA for my data given the chaos at your car park and I believe that you therefore breached my GDPR...................... I expect others will give their views as well.          
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Speedup and Cleanup you PC for free.


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Ok, some minor issues, but your running processes (the top list of exes) looks mostly clean. The only suspicious entry is RiskDisk, which if not causing all your issues is probably making them worse.

 

It's now cleanin' time! Please print out these instructions or copy them to a Notepad file somewhere, as we're going to be rebooting into Safe Mode with no internet connectivity, so you won't be able to read them from the forums.

 

Next, please reboot your computer in Safe Mode by doing the following :

 

* Restart your computer

* After hearing your computer beep once during startup, but before the Windows icon appears, tap the F8 key continually;

* Instead of Windows loading as normal, a menu with options should appear;

* Select the first option, to run Windows in Safe Mode, then press "Enter".

* Choose your usual account.

 

Once in Safe Mode, open the SmitfraudFix folder again and double-click smitfraudfix.cmd

Select option #2 - Clean by typing 2 and press "Enter" to delete infected files.

 

You will be prompted: "Registry cleaning - Do you want to clean the registry?"; answer "Yes" by typing Y and press "Enter" in order to remove the Desktop background and clean registry keys associated with the infection.

 

The tool will now check if wininet.dll is infected. You may be prompted to replace the infected file (if found); answer "Yes" by typing Y and press "Enter".

 

The tool may need to restart your computer to finish the cleaning process; if it doesn't, please restart it into Normal Windows.

 

A text file will appear onscreen, with results from the cleaning process; please copy/paste the content of that report into your next reply.

 

The report can also be found at the root of the system drive, usually at C:\rapport.txt

 

Please Note: One of the SmitFraud varients changes then locks the user's Windows backdrop, so the fix automatically strips this out during a clean. Consequently, you are likely to have found your backdrop removed when you reboot. Don't panic! This is expected, and you can just reset your backdrop in the usual way.

Ok. Ta. Going to try this now.

 

Riskdisk is a legitimate program which I need for my business. I can't function without it.

 

Should be back soon.

-------------------------------------------------------------------------------------

:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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You are an absolute genius!!! I followed your instructions (by the way you can restart into Safe Mode with Networking which gives internet access) and I now have Spybot working beautifully!!!

 

You really saved me, because I believed that I would need to reformat and really don't want to go through that hassle!!!

 

I did a nslookup for safer-networking.org and it gave the same results with P/i/s/s/Net's pathway bit, but the Ping worked, so I tried installing and it worked - and downloaded updates!!!

 

In case anything else needs doing the rapport.txt is copied below:

 

SmitFraudFix v2.423

 

Scan done at 11:14:03.04, 24/08/2009

Run from C:\Documents and Settings\User\Desktop\SmitfraudFix

OS: Microsoft Windows XP [Version 5.1.2600] - Windows_NT

The filesystem type is NTFS

Fix run in safe mode

 

»»»»»»»»»»»»»»»»»»»»»»»» SharedTaskScheduler Before SmitFraudFix

!!!Attention, following keys are not inevitably infected!!!

 

SrchSTS.exe by S!Ri

Search SharedTaskScheduler's .dll

 

»»»»»»»»»»»»»»»»»»»»»»»» Killing process

 

 

»»»»»»»»»»»»»»»»»»»»»»»» hosts

 

 

127.0.0.1 localhost

 

»»»»»»»»»»»»»»»»»»»»»»»» VACFix

 

VACFix

Credits: Malware Analysis & Diagnostic

Code: S!Ri

 

 

»»»»»»»»»»»»»»»»»»»»»»»» Winsock2 Fix

 

S!Ri's WS2Fix: LSP not Found.

»»»»»»»»»»»»»»»»»»»»»»»» Generic Renos Fix

 

GenericRenosFix by S!Ri

 

 

»»»»»»»»»»»»»»»»»»»»»»»» Deleting infected files

 

 

»»»»»»»»»»»»»»»»»»»»»»»» IEDFix

 

IEDFix

Credits: Malware Analysis & Diagnostic

Code: S!Ri

 

 

 

»»»»»»»»»»»»»»»»»»»»»»»» Agent.OMZ.Fix

 

Agent.OMZ.Fix

Credits: Malware Analysis & Diagnostic

Code: S!Ri

 

 

»»»»»»»»»»»»»»»»»»»»»»»» 404Fix

 

404Fix

Credits: Malware Analysis & Diagnostic

Code: S!Ri

 

 

»»»»»»»»»»»»»»»»»»»»»»»» RK

 

 

»»»»»»»»»»»»»»»»»»»»»»»» DNS

 

Description: ULi PCI Fast Ethernet Controller - Packet Scheduler Miniport

DNS Server Search Order: 212.159.13.49

DNS Server Search Order: 212.159.30.50

 

HKLM\SYSTEM\CCS\Services\Tcpip\..\{8D4CAFEE-A4D1-47D9-BBD1-30A05E01FA56}: DhcpNameServer=212.159.13.49 212.159.30.50

 

 

»»»»»»»»»»»»»»»»»»»»»»»» Deleting Temp Files

 

 

»»»»»»»»»»»»»»»»»»»»»»»» Winlogon.System

!!!Attention, following keys are not inevitably infected!!!

 

"System"=""

 

 

»»»»»»»»»»»»»»»»»»»»»»»» RK.2

 

 

 

»»»»»»»»»»»»»»»»»»»»»»»» Registry Cleaning

 

Registry Cleaning done.

 

»»»»»»»»»»»»»»»»»»»»»»»» SharedTaskScheduler After SmitFraudFix

!!!Attention, following keys are not inevitably infected!!!

 

SrchSTS.exe by S!Ri

Search SharedTaskScheduler's .dll

 

 

»»»»»»»»»»»»»»»»»»»»»»»» End

 

No problem. If you recognise and trust it, you can leave it there.

Good, because the last thing I need is to lose Riskdisk! Business isn't going to well anyway, don't need more hassle!

Edited by legalpickle
almost simultaneous post by Tezcatlipoka

-------------------------------------------------------------------------------------

:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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You are an absolute genius!!! I followed your instructions (by the way you can restart into Safe Mode with Networking which gives internet access) and I now have Spybot working beautifully!!!

 

Fantastic news! Glad we managed to track down your problem (in this case one or more of the SmitFraud variants) and fixed it. You should be clean now, but now you've got it working, don't forget to run a full Spybot scan. Once that's done, your system should be in pretty good shape.

 

Regarding the programs I got you to run, you can either leave them installed or uninstall them.

 

SmitFraudFix is specifically just for the SmitFraud malware, so pretty specialised. You seem pretty PC savvy, so you might want to leave HiJackThis on your system. The last two, Malware Byte's Anti-Malware and CCaeaner are both great little programs, and totally safe. I'd advise not only leaving them there, but adding them to your list of programs to give your PC a spring clean.

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Fantastic news! Glad we managed to track down your problem (in this case one or more of the SmitFraud variants) and fixed it.

 

Regarding the programs I got you to run, you can either leave them installed or uninstall them.

 

SmitFraudFix is specifically just for the SmitFraud malware, so pretty specialised. You seem pretty PC savvy, so you might want to leave HiJackThis on your system. The last two, Malware Byte's Anti-Malware and CCaeaner are both great little programs, and totally safe. I'd advise not only leaving them there, but adding them to your list of programs to give your PC a spring clean.

Thanks for your time.

 

I'm keeping HiJack This. I already had CCleaner installed. I have previously needed Smitfraud Fix, so I'll keep it just in case. I already uninstalled Malwarebytes because it's apparently a trial, I believe.

 

I would rep you here, but unfortunately you can't rep posts in the Bear Garden!

Edited by legalpickle
stupid no rep option in bear garden!

-------------------------------------------------------------------------------------

:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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One thing before using Spybot is to do a little setup.

 

At the top click 'Mode'

'Advanced Mode' and answer the little pop up

Down the bottom click 'Settings'

'Ignore Products'

 

Scroll down to 'Cdilla' and untick it and then 'Sidestep' and untick that.

 

The definition of spyware is something that puts itself on your computer without asking permission and sends information back to the owner. These to do that, but have threatened Safer Networking with court and claim they aren't spyware. Safernetworking being supported by donations (just like cag) can't afford to take them on so have left it in the list but ticked it as ignore.

 

Next go back to the very top and click Spybot S&D and you're back into the front page and ready to do a clean.

 

Don't forget to do updates and to immunise.

Edited by Conniff
Typo correction
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I would rep you here, but unfortunately you can't rep posts in the Bear Garden!

 

In an act of shameless self-promotion I suggest you visit one of my non-Bear Garden posts, such as this one, and rep me there. In fact, everybody reading this thread should do the same, just because I'm great. :)

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One thing before using Spybot is to do a little setup.

 

At the top click 'Mode'

'Advanced Mode' and answer the little pop up

Down the bottom click 'Settings'

'Ignore Products'

 

Scroll down to 'Cdilla' and untick it and then 'Sidestep' and untick that.

 

The definition of spyware is something that puts itself on your computer without asking permission and sends information back to the owner. These to do that, but have threatened Safer Networking with court and claim they aren't spyware. Safernetworking being supported by donations (just like cag) can't afford to take them on so have left it in the list but ticked it as ignore.

 

Next go back to the very top and click Spybot S&D and you're back into the front page and ready to do a clean.

 

Don't forget to do updates and to immunise.

Thanx Conniff, that's VERY useful to know!!! You got rep for that useful tip, as well!

 

In an act of shameless self-promotion I suggest you visit one of my non-Bear Garden posts, such as this one, and rep me there. In fact, everybody reading this thread should do the same, just because I'm great. :)

:D Did so before I saw you posted this, but went through your posts in your profile, till I found something out of the Bear Garden.

Edited by legalpickle

-------------------------------------------------------------------------------------

:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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Tez get's a second rep click elsewhere because he also solved my Google issue at the same time. I can now click on Google links without getting craploads of advertising!

 

Uh, oh, I've got to give some more people rep before I can rep Tez again! What a stupid rule! Don't worry Tez, won't forget!

Edited by legalpickle
stupid rule about spreading rep around! what if there's nobody else who deserves rep???

-------------------------------------------------------------------------------------

:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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-------------------------------------------------------------------------------------

:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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A nice website for testing the power of your computer:-

 

 

Computer Power Test

 

 

 

 

 

 

 

 

 

 

P.S. If you've visited and are now groaning at the rubbish joke, sorry :p

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

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No comment!

-------------------------------------------------------------------------------------

:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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  • 11 months later...

Some of the software I have in my arsenal when fixing machines is:

 

* Ubuntu: Free, boots your machine up without using Windows. Very handy for diagnosing some hardware faults. Ubuntu also contains a program called MEMTEST86 which can be used to test your RAM for faults.

http://www.ubuntu.com/desktop/get-ubuntu/download

 

* Jellybean's Key Finder: Free, great for backing up your licence keys for software you've bought. I use this for getting licence keys before destructive restores so I can install software back on the original licences.

http://www.magicaljellybean.com/keyfinder/

 

* Malwarebytes' Anti-Malware (MBAM): Free, great for removing almost all malware from your machine. Don't forget to get this scanning in Safe Mode as normal scan is not enough.

http://www.malwarebytes.org/mbam.php

 

* avast! antivirus: Free - what more can I say?

http://www.avast.com/free-antivirus-download

http://www.avast.com/registration-free-antivirus.php

 

* HijackThis: Free, be sure to get someone who knows what they're doing with this - you CAN destroy Windows. Used after MBAM for extra safety.

http://download.cnet.com/Trend-Micro-HijackThis/3000-8022_4-10227353.html

 

* Sea Tools: Free, used for scanning hard drives for faults. If you get at least ONE error - scrap the hard drive and get a new one.

http://www.seagate.com/www/en-us/support/downloads/seatools

Edited by cerberusalert
Forgot to mention all tools listed above are completely free
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CCleaner is for cleaning up the Windows Operating System.

 

 

It will clean out a 'memory dump file' which is completely different and has nothing at all to do with optimising the memory.

 

 

A memory dump file is just that, a file created to record problems that might occur and you can look at if you are having a problem or BSOD.

 

The following will cause a write to a memory dump file:

 

  • STOP Error
  • DLL Error
  • RAM Hardware Problems
  • Memory Allocation Error
  • HIVE crash
  • COM Error
  • Outlook Errors

Edited by Conniff
Some info no longer relevant - Post 64 edited.
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OK I apologise for that about CCleaner - I've got that muddled up with something else by a similar name. I still stand by what I say about optimising RAM - If something claims to optimise memory avoid it.

 

As for the registry and RAM I'm full aware they're different entities and was not referring to optimising RAM but was referring to the registry cleaning side of it.

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Ccleaner will only clear out 'unused' registry keys and the fragments left behind when a program or application is uninstalled.

 

I will, however, agree with you on RAM optimisation programs. Windows is very efficient at managing the memory and have got better as the newer versions have emerged.

Windows 7 has one of the best memory managers available and all these other so called memory managers are either a con or not required.

Edited by Conniff
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Wow! First time I've ever been on a forum where incorrect posts are edited out - I held back from doing so because many other forums I visit this is frowned upon.

 

If you'd like to edit my post that would be great and appreciated.

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  • 1 month later...
  • 8 months later...

Another good one is Malwarebytes, there are both free and paid versions available, the free one is available from malwarebytes dot org, unfortunately I can't post links yet.

 

I use this and Avast as my primary defences along with PrevX and Lavasoft AdAware

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A lot has changed since this was first posted and will be updated very soon with some good stuff and some really good malware prevention and cleaning.

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  • 1 year later...
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