Johndough vs. Bank of Scotland

[grant123]

Hi John

 

Welcome aboard !

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/106459-grant123-bos-hbos.html?highlight=grant123

 

In Scotland you can't claim for more than five years, I started my five year claim from the period I got my statements and worked out the sums involved.

 

In Scotland the small claims court only handles amounts up to £750.00. You can claim above that but you may be liable to any court exspenses should you lose the case.

 

Have a look at my thread, it should answer a lot of the questions you probably have, if I can be of any help give me a shout.

 

Cheers

[grant123]

P.S The first page is mince, but iit should stop you falling into the same pitfalls as me.

 

Cheers

[grant123]

Hi John

 

How goes it ????

 

Do you have any terms and conditions for yor account ?. I don't and struggling to get my hands on some !!.

 

Cheers

[grant123]

Hi John

 

 

Would there be any chance of e-mailing me or posting me a copy of those t and C's. That would be a massive, massive help to me.

 

They are the only thing I am missing for my court bundle.

 

I would be forever in your debt !!. I might even buy you a pint.

[grant123]

Now now Stone I'll buy the lot of you a pint if I get my windfall !!.

[grant123]

Thanks John I appreciate that very much.

[grant123]

Hi John

 

I know it might be a bit away, but here is a list of courts in England which are placing stays on claims.

 

Gives a shout if you want a hand.

http://www.consumeractiongroup.co.uk/forum/general/109936-find-out-here-if.html?highlight=groovycaz

 

Cheers

[grant123]

Hi John

 

Hope you had a good time on your hols.New Yorks some place eh !.

 

I have two claims in progress with Hull County Court, both seem to be progressing well. Although I have had a very stamdrard letter saying they will apply for a stay.

 

The woman at the court says that the Judges are reviewing stays, on a case by case basis.

 

I chose Hull because they seem to haven taken the peoples side over the last few months.

 

On my first claim I put my home address in Scotland on the N1 form, I got a letter from the court saying that I needed an address in England or wales for service. So I have set an address on Mymail uk( a company who operates a mail forwarding service). That was last week and I have not heard anything from the court yet.

 

My second claim has gone throgh without them asking for an address in England or Wales.

 

All seems a lottery !!

 

Have a look at the last few posts on my thread.

 

Cheers mate