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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Welcome Finance - This company needs to be banned.


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sorry to hijack this thread but so glad i found it, welcome seem to of messed up with me to by adding £75 acceptance fee to total credit so letter on me way to ho, and the court for a stay...things looking brighter today thanks to cag.

 

also bout 3 yrs ago i had another loan with welcome that i think was secured on a property that was repoed, is it worth my while asking for cca on this as it was quite a substantial loan, and seeing if this was the same agreement..?? advvice appreciated

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Just want to say well done on your sterling efforts, but wish id know about this forum years ago then maybe just maybe i may not of lost my house which had a 2nd charge wtih welcome on it, karma karma welcomes no longer a chameleon lol,

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ive never been interested in stocks n shares before but cattles has me rivetted now 2.07p i am so proud to of joined this forum, you make me proud i cant believe what you are doing, but friday 13th seems like its gonna be a fab day for welcome haha and caggers

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Does that mean whoever, if anyone buys the loan book will have to write and tell all their customers they have been bullsh**ed and sold insurance that doesnt exist and pay compo?

Even though things are tough for Welcome at the moment. I would say you should continue to pay your premium as per normal, if it does go tits up, then all customers will be given instructions by the administrators.

 

Who ever buys the loan book will have to get intouch with its "new" customers.

 

Stewie

 

Ps: Have a read back in this thread for other posters with some exciting news about Welcome. Some really interesting times ahead for Welcome

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some of the guests could be from mse as someone has posted a link to this thread, all with the best of intentions i think, but would be nice of us all to Welcome anyone with nutz that dares to speak up for or against said outfit, :p cant beat a bit of baiting before bed

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of course some will be google browsers etc but this thread has been constantly guested since yesterday - it's probably on in the compliance office all day :)

 

oh well makes better reading than ft online.:Cry: cept for caggers

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compliance not picking up the phone either - maybe they're out job hunting :)

u mean u cant talk to your friend mr p?? bet ur soo upset at that lol

 

16 guests are we goin for guiness book of records here?

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Hi

 

Just noticed my agreement has the same wording about charging interest on the outstanding balance and acceptance fee.

 

both mine and other halves agreements have the same wording too,anyone got a letter to send welcome telling them to go swivel :!:

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