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do i calim from cap1 or capquest?


ian001
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hi ppl

please can someone give me advise as how to claim my charges.

i have ignored cap1 for about a year but they have now caught up with me ! i have letter saying that capquest have now taken over my debt and i owe them £430. i have asked them to send me my list of statements from cap1 and have worked out they owe me about £500.

who do i claim this debt off? is it cap 1 or capquest?

any advise would be greatfull

regards

ian

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It's Capital One you need to ask for your refund. Did you ask Capital One for an SAR?..

 

uK

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no i asked capquest to send it - so they must have contacted cap1 and got it from them( prob same company)

 

i told capquest on the phone they could take me court over the money i owed to them as i would counterclaim for my charges so i asked them for my statements and they have sent them.

 

so i guess i send a lba to cap 1 now then?

if cap 1 pay up i take it i will then have to pay capquest for the debt they purchased?

is this correct?

 

regards

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