Jump to content


  • Tweets

  • Posts

    • Please see my comments on your post in red
    • Thanks for your reply, I have another 3 weeks before the notice ends. I'm also concerned because the property has detoriated since I've been here due to mould, damp and rusting (which I've never seen in a property before) rusty hinges and other damage to the front door caused by damp and mould, I'm concerned they could try and charge me for damages? As long as you've documented and reported this previously you'll have a right to challenge any costs. There was no inventory when I moved in, I also didn't have to pay a deposit. Do an inventory when you move out as proof of the property's condition as you leave it. I've also been told that if I leave before a possession order is given I would be deemed intentionally homeless, is this true? If you leave, yes. However, Your local council has a legal obligation to ensure you won't be left homeless as soon as you get the notice. As stated before, you don't have to leave when the notice expires if you haven't got somewhere else to go. Just keep paying your rent as normal. Your tenancy doesn't legally end until a possession warrant is executed against you or you leave and hand the keys back. My daughter doesn't live with me, I'd likely have medical priority as I have health issues and I'm on pip etc. Contact the council and make them aware then.      
    • extension? you mean enforcement. after 6yrs its very rare for a judge to allow enforcement. it wont have been sold on, just passed around the various differing trading names the claimant uses.    
    • You believe you have cast iron evidence. However, all they’d have to do to oppose a request for summary judgment is to say “we will be putting forward our own evidence and the evidence from both parties needs to be heard and assessed by a judge” : the bar for summary judgment is set quite high! You believe they don't have evidence but that on its own doesn't mean they wouldn't try! so, its a high risk strategy that leaves you on the hook for their costs if it doesn't work. Let the usual process play out.
    • Ok, I don't necessarily want to re-open my old thread but I've seen a number of such threads with regards to CCJ's and want to ask a fairly general consensus on the subject. My original CCJ is 7 years old now and has had 2/3 owners for the debt over the years since with varying level of contact.  Up to last summer they had attempted a charging order on a shared mortgage I'm named on which I defended that action and tried to negotiate with them to the point they withdrew the charging order application pending negotiations which we never came to an agreement over.  However, after a number of communication I heard nothing back since last Autumn barring an annual generic statement early this year despite multiple messages to them since at the time.  at a loss as to why the sudden loss of response from them. Then something came through from this site at random yesterday whilst out that I can't find now with regards to CCJ's to read over again.  Now here is the thing, I get how CCJ's don't expire as such, but I've been reading through threads and Google since this morning and a little confused.  CCJ's don't expire but can be effectively statute barred after 6 years (when in my case was just before I last heard of the creditor) if they are neither enforced in that time or they apply to the court within the 6 years of issue to extend the CCJ and that after 6 years they can't really without great difficulty or explanation apply for a CCJ extension after of the original CCJ?.  Is this actually correct as I've read various sources on Google and threads that suggest there is something to this?.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Argos Card & JB Debt Recovery


N.P
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4239 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi people,

 

This is my first posting in the Debt Forums and I would appreciate any help you can give me.

 

Yesterday I received a letter from Moorcroft regarding my Argos account.

 

This account stands at around £2600, I`m not sure exactly as I haven`t received a statement for a month or two and I paid £200 from my online banking last month, so I`m not sure if it went through.

 

I ran into some money problems with bank charges, some of which I have reclaimed, but these charges caused me all sort of other debt problems, and now Moorcroft are getting in on the act.

 

The letter reads (MS Word Scan)

 

 

Dear xx xxxxxxx

We are agents of ARGOS CARD, and work with them to collect payment against uncleared accounts.

Our clients records show that your account has an outstanding balance of £2677.12. They have therefore, asked us to contact you to arrange payment. I will be grateful if you would forward your payments to us within the next 7 days. Please make your cheque payable to “Moorcroft Debt Recovery Ltd’ and quote the Moorcroft reference number as stated above.

If you are unable to pay in full it is essential you or your formal representative contacts our offices to discuss payment of this account within the next 7 days to avoid us or our client taking further steps to recover your debt.

You can contact us to discuss your account by telephoning 0161 475 2812 so that we can assist you.

Please note that as we have had to resort to sending this letter and as per the terms and conditions of your agreement we have added £12.00 to the above balance.

Please do not ignore this letter.

Yours sincerely,

A.J. Martin

Debt Recovery Manager

 

I beleive there may also be some late or missed payment charges on this account and I was wondering the following:

 

Should I state the amount is now in Dispute and ask them to stop bugging me before they star?

 

Could I send Argos an S.A.R to get my account history? Would this give me more time to try and sort something out?

 

Could I also refuse to have any dealings with Moorcroft as my account was with Argos and I will deal with Argosm and Argos alone?

 

Could I also state that the £12 added on charge is extortionate and unlawfull? My letters are fully manual and cost me around 50p a time to print, package and send.

 

As Argos have past my account details onto a Debt Collection Agency, is this not a breach of the Data Protection Act as they have past this information onto a third party?

 

Has anyone anymore Idea`s how to put these people off?

 

I would appreciate any help at all.

 

Thanks in advance.

 

 

N.P.

 

 

P.S. This site is awsome, it`s like having your very own arsenal at your disposal to use against the parasites of the world.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

  • Replies 451
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi again,

 

Thanks for that curlyben.

 

Before I print out my letter, ready to post Monday. Could someone just confirm the following please?

 

1. The CCA goes to Moorcroft.

 

2. The SAR goes to Argos.

 

Is this correct?

 

Many thanks

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi,

 

Thanks for that curlyben and arthurp.

 

I`ll just send the CCA to Moorcroft on Monday. It`ll also let them know that I`m no soft s**t who is going to give in to bully tactics and intimidation techniques.

 

I`ll keep you posted.

 

Thanks again.

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi again,

 

I`ve just thought. Last month or the month before I paid Argos £200 via my Lloyds TSB online banking, but since then I haven`t received any statements from Argos, so I don`t know if they actually received it.

 

That was why I was thinking of sending them a SAR. I also think I may have a few late payment, missed payment charges on too. I was thinking about going for these too to frustrate them and make them work for their money.

 

I`ll pay the account off but only to Argos and on MY terms. NOT to some morons who are just out to make money out of people who are struggling.

 

Any comments would be appreciated.

 

Thanks

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi,

 

Thanks hopeful1. I know exactly what you mean.

 

I just wanted to see what charges there was on the account and also if they received the £200. I can`t be bothered to ring them and they will probably just say the account is out of their hands.

 

I`ll probably receive something back from Moorcroft before Argos return my requested information. So how should I proceed with that?

 

What would you guys do if you were me? (So they say)

 

Thanks

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi,

 

Thanks pecky1.

 

I`ll do that then, I`ll send a CCA to Moorcroft and Argos and also a SAR to Argos.

 

I`ll keep an eye on your progress to see how you get on.

 

Thanks

 

Regards

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi,

 

Thanks hopeful1, I was just wanting to get everything right before I start my fightback.

 

I`ll send them Monday, Recorded Delivery or Special Delivery if my girlfriend can afford it, heh heh.

 

Catch you again soon.

 

Thanks again.

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi again everyone,

 

I sent off a CCA to Moorcroft this morning, Recorded Delivery, so I`ll just sit and see what happens next.

 

Should I also send a SAR to Argos? If so, should I use the same one in the Banking Forum, or should I re-word it?

 

Do I also need to send a CCA to Argos?

 

Any help from anyone would be much appreciated.

 

I look forward to hearing from you all.

 

Catch you later.

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi hopeful1,

 

Thanks for that.

 

I`ll print one out tomorrow night and get my girlfriend to post it first thing Thursday.

 

The toddler is in bed now and I don`t want to risk the printer waking her up, otherwise, we`ll all be up all night again.

 

I`ll keep you posted.

 

Regards

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi everyone,

 

Just a little update.

 

I received a call fro Moorcroft about 10 mins ago.

 

I never answered it as it was an unknown number and ringing tone on our phone, so I let the answer machine kick in. A guy called Steve left a message, asking me to call him back regarding the letter they sent out.

 

The number has now been blocked using the BT Choose To Refuse Service and also the number on the original letter, which was different.

 

A SAR is now printed and ready to send to Argos in the morning.

 

My CCA letter to Moorcroft doesn`t seem to have been received according to the Royal Mail Tracking Service. The thing is, I asked my girlfriend to send it Special Delivery but the imbecile at the Post Office sent it Standard Recorded Delivery.

 

So, looks like they`ve started. Let the beatings begin.

 

Just another thought, our number is X-Directory, unlisted. Does this mean Argos are in breach of the Data Protection Act for handing over my account details, name, address and phone number to a 3rd Party?

 

If so, then this is WAR!

 

I have logged down and dated the letter I received and also the letters I have sent, and also the Moorcroft call.

 

Look forward to hearing anyone`s comments.

 

Regards

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi pecky1,

 

Thanks for that. Doesn`t that mean that if they haven`t sent you the Consumer Credit Agreement and if they don`t have it, then there is no debt?

 

I have left a reply on your own original thread as we are watching each other with great interest.

 

Regards

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi viewers,

 

Nothing to report yet, as everything is quiet. No letter`s, no calls, nothing.

 

I was just wondering, regarding my CCA request to Moroncrap and my SAR to Argos. These were post on the 24 July and 27 July respectively.

 

The CCA was sent First Class Recorded. I asked my girlfriend to make sure she sent it Special Delivery, but as usual the was a mix up in the Post Office and she sent it First Class Recorded.

 

The SAR was sent Special Delivery Next Day before 1pm.

 

The problem is, neither of these have been logged on the Royal Mail Tracking Site. The Recorded Delivery shows up as `Come Back Later`, as it hasn`t been signed for. The Special Delivery shows up as ` Your item is currently progressing through our network for delivery. To check your item's progress please come back later`

 

Has anyone any comments on this? I also used Recorded letters to the Bank in regard to claiming charges back and each one has had the same result.

 

Would you recommend I send them both again or not? If so, what service?

 

Or, should I just sit tight and see what happens next?

 

I look forward to your comments.

 

Regards

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi all,

 

Thanks for the posts hopeful1 and pecky1.

 

Just a little update. We had another call from Moroncrap this afternoon, around about 4. It was their area code so we let the answer machine kick in, they used another number to ring us from.

 

Some ding dong called Andy, said something like "This is a message for N.P. This is Andy from MDR, could I ring him as soon as possible on number 01614752802".

 

Of course I don`t intend to do anything at all.

 

I`m wondering should I just sit tight or fire off another letter of some sort.

 

My SAR to Argos was sent Special Delivery but it still hasn`t got there and it was GUARENTEED next day, that was 3 days ago.

 

We asked at the Post Office about the Postal Order and they said they couldn`t tell us if the Postal Order has been cashed or not. We asked if there was a number to ring and they said we can`t we can only send a letter requesting if it`s been cashed.

 

Anyway, I`ll check back later as I have just landed in from work and need a good cleanup.

 

I look forward to hearing from you.

 

Regards

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi Pecky,

 

Thanks for that. I definately won`t be ringing them ever.

 

It`s just the problems with the Recorded and Special Delivery (Not!) letters not showing on the Royal Mail site. I`m not sure what to do to be honest.

 

But, saying that, their original letter gave me 7 days to respond, yet all they have done is phoned me.

 

I`m just going to hang about untill the next letter comes through, then reply with a suitable letter and also a FAX. I`m with Tiscali and they have a FAX facility on their home page for members. It`s only 10p a sheet and supports MS Word Files.

 

Does anyone know how many phone lines these annoying walter`s have? I think I can only bar 10 with BT Choose To Refuse. heh heh.

 

I might just answer the next call and fart and blech down the line then leave it off the hook untill they ring someone else to hassle.

 

Right, catch you all later.

 

Thanks

 

Regards.

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi folks,

 

Just a little update, nothing exciting I`m afraid.

 

Yesterday my girlfriend rang Royal Mail regarding my missing letters, while I was at work.

 

She mentioned that EVERY TIME we send a letter by Recorded Delivery, they NEVER get signed.

 

This has happened with all our letters to the bank, and has now also happened to the letter to Morecrap.

 

The SAR to Argos, which was sent a couple of days laters was sent Special Delivery which cost us £4.30. This letter was supposed to be guarenteed NEXT DAY before 1. It was sent last week, and there is still NO signing on the Royal Mail Tracking Site.

 

The woman at Royal Mail never seemed to say much, only last week they were actually on strike for 3 days and that she was really sorry and will send a complaints / missing mail form out. They should get there by next Tuesday.

 

My girlfriend explained to them that people are paying for a service which Royal Mail is not supplying and if they are unable to give this service then they should not be charging more for it.

 

We have received a complaints form before but to be honest, it was 4 pages long and I just couldn`t be arsed to fill it in. If we did, we probably have to email or fax it to make sure it got there.

 

Anyway, that`s all for now.

 

Catch you all again soon.

 

Regards

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi guys,

 

Thanks for feedback. Another update:

 

I received my statements from Argos this morning, they have obviously responded well inside the 40 days allowed, and obviously they DID receive the letter which was sent Special Delivery, so I will assume MoreCrap received their CCA Request which was sent Recorded Delivery.

 

The thing is, I can`t make any sense from the Argos Statements (screen prints). They`re nothing like what I was expecting, I was expecting something similar to a bank statement format.

 

There are listings on named: PURCHASE, PAYMENTS, FIN CHGS, OTHER DB, OTHER CR, RETURNS, DISPUTES, DISPU REL, PAST DUE, TOTAL DUE, BALANCE, ACTION H/C/P

 

I`m obviusly looking for charges of any sort which can be reclaimed/deducted should they show up with the CCA and I have to pay.

 

Should I scan a statement or two up for you guys?

 

I would appreciate any help anyone can give on this.

 

I look forward to hearing from you soon.

 

Many thanks

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi Pecky1,

 

Thanks for the response.

 

I`ll go through the Other DB`s on the statements later as we are going out soon.

 

Have you any idea what the Other CR means?

 

The statements they issue are quite naff though aren`t they?

 

No, I haven`t received a response of any kind from my CCA request, just a call from the Moroncroft in the week which we ignored and let the answer machine answer.

 

Did you say you got your actually CCA back or was it the Application Form and a seperate T`s & C`s booklet? I can`t remember which you said on your thread.

 

I have also subscribed to your NCO thread, so I will have a read through that later.

 

At first when the original letter from Morecrap arrived, my girlfriend panicked like hell but I had previously been reading quite a few threads on here, so I knew it was just standard crap. Now I`m quite excited at the challenge of dealing with these idiots, I just wish they`d get back to me with something so I can fire off the next letter.

 

Right, we`re off out now. I`m going to sign up for some driving lessons before I have to start and pay Argos back. I had 26 lessons with a friend, but he split up with his wife a couple of weeks ago and has vanished, so I don`t know what`s going on there.

 

Thanks again.

 

Regards

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi People,

 

Finally got a response from Morecrap this morning. So it looks like both my Special Delivery and Recorded Delivery letters eventually got there, even though they still haven`t been signed for I paid extra for the service. What a pile of crap!

 

Anyway, from what I`ve seen on the CAG site, it appears to be their latest standard reply.

 

I think the plan is just to still sit tight and do nothing and wait for them to send back the CCA, is this right?

 

Also, I`m not sure when to start the 12 days + month from, due to the dodgy Royal Mail service. Has anyone any idea`s on this.

 

moorcroft.jpg

 

I`d appreciate any feedback on this letter please.

 

How do I include photo`s on a post? The only way I can do this is to use a link from my own webspace with Tiscali. Any help on this would also be appreciated.

 

I look forward to hearing from you.

 

Regards and thanks

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi everyone.

 

Thanks for the posts pecky1, mcnab and Hopeful1.

 

I`m glad to hear I`m not the only one to receive this particular letter. I suspected it was just a standard letter, as it`s not very personal as mcnab states.

 

I think I`ll wait a day or two then fire off a copy of Hopeful1`s letter (above), just to lift the pace a little.

 

In the meantime I`m going to list all the charges from my Argos statements, just incase they come up with something legal.

 

I beleive that the reclaimable charges are under the `Other DB` headings in the Argos statement screen prints, as explained previously by pecky1. Can anyone confirm this.

 

Right, nothing more to add until the next round.

 

Catch you all soon.

 

Many thanks.

 

Regards

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

  • 3 weeks later...

Hi Hopeful1,

 

Thanks for the post. No, I haven`t had anything since the last letter I scanned up. No calls, no letters, nothing!

 

I never fired off your letter, in order to speed things up. I was going to, but my printer decided it was out of ink when I turned it on. It was then a few days before my new ink carts arrived, so I never bothered.

 

As soon as I anything happens I`ll let you all know.

 

Thanks again for asking, it`s good to know people are always on the lookout for each other.

 

Regards

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

  • 2 months later...

Hi pecky,

 

Nice to hear from you again, thanks for the post. How you doing at your end?

 

Nope, I haven`t heard a sausage, no more letters or calls since my last posts, cool eh? Perhaps if you correspond with them you get letters back, but maybe they just give up if you totaly blank them, I don`t know.

 

Have you had any more calls or letters from anyone?

 

I`m using the money for driving lessons at the moment, heh heh. I just hope I can pass before someone comes up with a CCA. I have a test booked for 8th January, so wish me luck, ha ha.

 

Anyway, thanks again for the post, and I hope to hear from you again soon.

 

Regards

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

  • 2 weeks later...

Hi all,

 

MORECRAP UPDATE

 

I received a letter this morning from them morons at Morecrap.

 

It reads -

 

 

 

Dear N.P.

RE: Argos Card (Ref: **whatever**)

We write further to your recent letter. We can confirm that on this occasion we are unable to provide a copy of the signed Credit Agreement as we are no longer dealing with the above account. We have therefore returned the postal order submitted in that connection.

Please forward all future queries and payments direct to our client.

Yours sincerely

Mrs K Dyde.

 

 

 

Now then, I`m quite puzzled as to their wording on this, `as we are no longer dealing on the above account`.

 

Does anyone know exactly what this means? I`m thinking someone else might have taken over or is it just their way of say they give in?

 

I`m all puzzled as to why they haven`t even sent me an application form back, nothing, just this letter.

 

Any comments on this please?

 

Regards

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi folks,

 

Just a thought.

 

Argos left a Default on my Credit Reference before setting Morecrap onto me.

 

Now, I was wondering. If there is no CCA (so far), then shouldn`t I be able to apply to the Credit Reference Agency`s to remove the Default? If their is no CCA, then I couldn`t have agreed for them to give my details to a third party.

 

If this is so, then who do I contact?

 

I`d appreciate any feedback on this please?

 

Regards

 

 

N.P.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

  • 3 weeks later...

Hi people,

 

Well, time for an update.

 

After recently receiving a letter from Morecrap stating they are unable to supply the requested CCA, only this morning I receive a letter from Fredrickson International, stating they are acting on behalf of Argos Card Services and require Full Payment or they are going to kick my head in. Seem`s that these idiots are trying to spoil my Christmas now.

 

I guess I send the usual `what you playing at? this account is in dispute` letter? Should I also inform Trading Standards of Argos`s dodgy tactics?

 

I look forward to hearing from you soon.

 

Many thanks in advance.

 

Regards

 

 

N.P

 

 

 

P.S. Hi pecky1, I know your watching.

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Hi there,

 

Thanks our Curly friend.

 

I noticed this letter has references in to Morecrap. Do I need to edit anything in your letter or just send as it is?

 

I`ll be sending it in the post Monday morning, so if there`s anything I need to change, then I have time.

 

Thanks again.

 

Regards

 

 

N.P

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...