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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
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South V Lloyds TSB - Help needed


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On the 4th of June I started proceddings against Lloyds TSB, I have recived three letters with three different dates and not sure what acion to take next.

 

The first letter was dated 15th June and was a notice of acknowledgement from the court, this was received 19th of June.

 

The second letter was dated 14th June and is a letter from SC&M requesting the following further information;

 

1. Each and every individual amount of the charge that you are claiming for and are disputing.

2. The date of each and every charge that you say was deducted from your acount.

3. How you calulate any interest.

4. How you calculate the sum of £4947.

5. Confirm your sort code and Bank Account Number(s)

 

SC&M have stated that they would be grateful if I could respond in 14 days, and in any event acknowledge safe receipt of the letter. This was recived today 22nd June.

 

The third letter is dated 13th June and received 19th June from BC&W (recoveries department) stating that I have 72 hours to respond with regards to my outstanding overdraft.

 

I am a little confused as to what action I need to take and to whom I need to write to,

1. Should I write back to SC&M giving these details that they have requested (which Lloyds have been given on at least two occasions,) or to the Court.

2. Do I write to BC&W to deal with my oustadning overdraft.

3. Do I write to both of them to deal with the separate issues.

or

4. Do I write to Lloyds referring them to the details the I have already sent them and to forward this onto the relevant party.

 

Any help on this will be gratefully recieved, but I only have 6 days left to responded to SC&M.

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Hi

I would firstly write to SC&M with the information they have asked for.

As far as I know as the account is in dispute they can't do anything, and I think there is a letter to send to BC&W somewhere on here, anyone help with this?:confused:

Good luck, let us know how you get on.

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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  • 1 month later...

I have recieved today a letter from the court stating that Lloyds TSB have applied for a stay, in light of the pending test case with the OFT. I have read the details on Martins weekly newsletter that it may be possible to appeal against this decision in the light of hardship. Are there any details on how this can be done yet.

 

Also Lloyds TSB are threatening to take me to court for not paying back my outstanding overdraft which is due the the banks charges. Would I be able to appeal against the application of stay by Lloyds under these grounds?

 

Any help would be grateful.

 

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