What to do ?

[santos ehelper]

Hi all

 

I have received 3 lots of SAR's from 3 creditors.

 

Creditor A has sent a full list of statements from the past 6 years and returned my postal order as it was not required.

 

Creditor B has sent an A4 sheet listing all charges over the past six years and returned my postal order again because it wasn't needed.

 

Creditor C has also sent an A4 sheet listing all charges over the past 6 years but has not returned my postal order ( ah well, 2 outa 3 aint bad ).

 

The questions I need to ask are;

 

1.) do I keep hold of the returned postal orders for future reference (eg court ) or can I take them back to the post office and have them re-written to use on my next batch of SAR's.

 

and

 

2.) should I contact B and C and ask for the full statements so I can check the maths myself.

 

Regards

 

Santos

[Jhawc24]

I think the covering letters that came with the PO's are enought proof, so you could reuse them.

 

My daughter also only received a list of charges. It depends whether you want to claim back the interest that was charged on the charges if these are not shown. They really have'nt responded to the SAR request in it's entirety, you should have got a copy of everything i.e. the CCA, manual interventions, correspondence between yourselves.

 

If it's only the charges you want to reclaim then what they have sent is enough.

 

Regards, Joan

[jaxads]

Go get em Santos!!!!

 

To have the postal orders re-written for the next batch of SAR's -- I like it -- it's taking recycling really seriously

 

Best wishes.

[santos ehelper]

Go get em Santos!!!!

 

To have the postal orders re-written for the next batch of S.A.R - (Subject Access Request)'s -- I like it -- it's taking recycling really seriously

 

Best wishes.

 

I always try to recycle when I can, but didn't realise I was doing it now lol!!

 

I will need to request more detail from B&C because it was more to see how much ppi had been added which I had never agreed to so I will have to inform them accordingly.

 

I will post the draft letter up here for improvements when I have got my head around how to word it.

 

Regards

 

Santos