A & L Claim by Me!

[seancarp007]

I took my Allocation Questionaire in person to the local court as I couldn't trust the postal service these days with thier one day strikes dissrupting all the letters. So now I just have to wait for the judge to get back to me with a date for the prelim hearing?

 

Thanks again for all those how gave me help and support

 

Sean

[Jess68]

Not all courts go to prelim or AQ hearing stage, mine jsut went straight to a final hearing... just keep a look out for the date and directions they give.

 

If you need any help with your bundle if you need to do one just shout and good luck

[seancarp007]

Hello Everyone,

 

Do I have to send my court bundle now or at least get it ready after I submitted my Allocation Questionaire or when the judge says he requires it?

 

Sean

[MimiJane]

You don't know what your bundle will have to consist of until the judge tells you what he needs from you ... could be anything from a few pages to two hundred or so, so hold fire and don't submit anything 'til you know exactly what's required! You normally have 14 or 21 days to prepare it and you'll get plenty of help on here.

 

Read up on all you can about it though, so you're well prepared.

 

See this link :-

 

http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html#post553523

 

It's important that you post your "directions" on here when you get them from the judge, so everyone can advise you on exactly what's required. Normally, in the same letter you'll get your court date ... if this is the route the judge wants to take. These dates, a few judges are not setting court dates.

 

Mimi

[seancarp007]

Hello to you all again,

 

I've just recieved my orders from District Judge Cooper at Basingstoke County Court. He has orderd that:

 

1. Allocate to Small Clams track.

 

2. The Claimant do serve on the defendant and send to the court a schedule of each and every item of charging relied upon giving date snd details of the account and the amount by the fourteenth day after service on him/her of this order.

 

3. The Defendant do serve on the claimant and sent to the court full details of any facts and matters relied upon to show that each and every item of charging so detailed by the claimantis reasonable and proportionate by the fourteenth day after service on it of the claimant's schedule under paragraph 2 above.

 

4. Refer back to District Judge after the Thirty Fifth day after service of this order on the claimant.

 

Date of this was the 18th July

 

 

I take it that all I need to do is send in the copied statements and highlighting the charges (only those with charges on them) and on a separate sheet list all of the charges?

 

Sean

[MimiJane]

Yep, you're one of the lucky ones Not sure if you need to send your statements though, sounds like they only want the schedule, or should you also send copies of your statements to back it up I wonder?

 

See what others think. If in doubt, send the lot ... better to have too much than too little:rolleyes:

 

Mimi

[seancarp007]

Is there anything else that I could send to help my case?

 

Sean

[MimiJane]

I'm tempted to make a very "non pc" comment about entering the Wragge offices uninvited, but I won't

 

I can't see there's much else you can do. You haven't been asked for "relevant/supporting papers", so maybe not pertinent to include the T&C's. If it came to court, maybe you could take these in with you? Might be worth getting further advice on this.

 

Mimi

[seancarp007]

I've just read on the OFT web site about the current situation with regards to Unfair Charges and I am a bit confused with one statement which I've copied as follows

 

The Financial Services Authority has issued a 'waiver' from its complaints handling rules. This action means that until the test case is resolved any bank or building society that applies for the waiver will not be required to handle complaints relating to unauthorised overdraft charges.

 

Can some one please clarify this to me that If A & L apply for this waiver then they are exempt from any further action from Jo public?

 

Sean

[squarebob]

At first I thought it was a 'Blanket' waiver covering all financial institutions. This I never agreed with, and even told the FOS that only the financial institutions that have agreed to go to court should be able to suspend their claims, whereas those who are not on the list so to speak, should be made to carry on as normal settling claims etc as they appear.

Why should a bank, like the A&L, which has been stubborn and unyielding from day one, now benefit from the outcome which will be gained by the other bank's going to court while they were just sitting on the fence.

A&L should be made to either sit at the top table, or just settle up their backlog of cases.

[chubbas dad]

squarebob you sound like my mum? but i must agree with you..........why should a & l benifit from a perch, they should be out on a limb like the other vultures.

[squarebob]

Sound like your mother, good. Mothers are always right, trouble is we never take any notice of em.

 

"Get out of that tree or you'll hurt yourself". Been climbing the blooming tree for years. Soon as the warning from mother came, I fell out of the tree and ended up with a branch up my leg!

 

Can't think of a name, yes I can, 'Scrumpy Jack'

 

Scrumpy is only Scrumpy when it's 'Greeny' with bits in it!

[alice-rose]

hence

 

SquareBob

 

SquarePeg

 

PegLeg

[seancarp007]

Hello all,

 

So will A & L apply for this waiver even though it was only meant for those banks that are on the "List" going to make the test case?

 

Sean

[chubbas dad]

;-) real scwumpy has a hint of, "rusty bycicle, and farmers sock aged over michelin 205s,".............mmmmmmmmmmmm

[seancarp007]

Just recieved a letter from court today, it saying:

Judge read letter from A & L dated bla bla bla,

And there is no application and no fee

And is ordered that

there be no order

 

What does it all mean?

Can someone help?

 

Sean

[jansus]

can you post exact wording as it is not clear - no AQ and no fee is quite usual but courts are using different wording if case stayed. mine was vacated - so we need more details to help you

 

jan