Jump to content


  • Tweets

  • Posts

    • Hi, the vehicle went to Audi Chingford on Thursday 13th May. I did state beforehand that I only wanted a diagnostic. The technician out of courtesy opened the drain letting huge deposits of water escape the seals. Video evidence was provided via AUDI cam. The link for the audi cam has been forwarded to BMW and Motonovo. I spoke to branch manager explained the situation and he stated he would sent me an email outlining the issue. Audi state this is not really an issue and more of a design flaw. However, the seals still have water ingress. I purchased the vehicle with £0 deposit on a 60 months HP plan for £520.00. The vehicle total was £21000. I did not go for any extended warranty. I live almost 70 miles away from the aftersales centre in Peterborough. I have previously uploaded the document I forwarded to BMW however it was in word format. I have had to buy a new tyre almost three days after purchasing vehicle. BMW still have not compensated me for the v62 cost as they said they would. 
    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
    • amusing that 'bad economic judgement on behalf of prior party ISN'T a major reason to wingers to move to deform yet immigration is, where record levels of such has been driven by the right wings terrible brexit and the later incompetent dog whistle 'proposals largely driven to whistle to the right wingnuts Just seems to confirm the are clueless numpties 'wetting their own shoes   Has farage bought a property in Clacton yet?   yet concern for the NHS is listed as a major issue even by those saying they are moving to deform  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

novice computer user v barclays.*WON DEFENCE THOWN OUT*


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5972 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 1.2k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

thanks.in judges directions both parties have a week from service to ask for stay or setaside.in my simple world i thought these directions were set in stone,just trying to get head around this.for new claims it might be understandable if the directions had other clauses in but for ones already served dont see how goal posts can be moved if its in writing.ta.tez.

Link to post
Share on other sites

mornin,these letters you have been receiving from banks about stays.do you think they are relying on them in some way to get out of submitting their defence as per directions,as well as hoping claimants will not turn up?.tez.

Link to post
Share on other sites

sorry to keep banging on about this,but for the life of me i cannot understand why this has not hit the newspapers.this could effect every case in the county courts,not just bank charges ,the way one side is being favoured by not following directions and not paying for stays.it means you cannot follow directions with confidence in any case.is martin lewis on holiday,just absolutely dumbfounded,with whats going on with the people of this countrys so called human rights.tez

Link to post
Share on other sites

hi, just spoke with very nice lady at court.defence time is up.no bundle no formal application for stay.i asked about non compliance letter,she said if its paperwork you were relying on for case bring non compliance letter with you on day of hearing.i said of course i need it for my argument.then i said are you sure about bringing letter on hearing day.she dissapeared for a bit ,came back and said no sorry get it in as soon as poss so judge can look at it before day.under normal circumstances be quite optomistic but judge lottery comes into play.anyway no stay as yet.tez

Link to post
Share on other sites

hi,on the courts directions at the end of defences directions its got;

 

in default,the defence shall stand struck out without further order and the claimant may obtain judgement with costs by filing a request for judgement.

 

which way do i go,non compliance letter,or file for judgement.ta.tez.

Link to post
Share on other sites

Hi tezl.. Great result..

th_Congratulations.gif

 

File for judgement ASAP.

Mine took 5 days. Then i just sat back and waited to see If Bs would pay, and they did.

These will help you decide what to do.

Personally i done nothing after filing and got paid after about 20 days..

If you push for payment, it will just remind them that they can apply to have a judgement set aside..

Let us know what you decide..

http://www.consumeractiongroup.co.uk/forum/bailiffs/99563-got-judgment-how-get.html

http://www.consumeractiongroup.co.uk/forum/general/66182-how-enforce-judgement.html

Warrant of execution

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

Link to post
Share on other sites

Hi tezl

 

Been away for a bt so just catching up.

 

I would also be inclined to attach a copy of the original Directions highlighting the bit about default Strike Out - I know the judge should have the original directions to hand when he considers your application but...well how many of us still have confidence in claims being handled fairly and efficiently by the courts?

 

Hopefully, it will make it easy for him/her to give an instant judgement and rubber stamp your win :)

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

Link to post
Share on other sites

hi,jesus,in a pickle now,i had 21 days from 20.7.07. they had 14 days from then so times up.i thought it was just a waste of time following procedure now and waiting for stay in court. just going through motions.my case is due 1st week in sept.why isnt every winning who has hearing and why do you think i have.ta.tez.

Link to post
Share on other sites

Hopefully, it will make it easy for him/her to give an instant judgement and rubber stamp your win :)

 

It wont go back before the judge.

The Judges decision has been made.

Judgements are stamped by clerks on judges order.

 

and why do you think i have.ta.tez.

 

You HAVE won.

Get yourself to court ASAP and file for judgement.

Dont try to fix something thats not broken.;)

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

Link to post
Share on other sites

N225. You can fill in and download from here.

 

Her Majesty's Courts Service - Home

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

Link to post
Share on other sites

Hi tezl.. Great result..

th_Congratulations.gif

 

File for judgement ASAP.

Mine took 5 days. Then i just sat back and waited to see If Bs would pay, and they did.

These will help you decide what to do.

Personally i done nothing after filing and got paid after about 20 days..

If you push for payment, it will just remind them that they can apply to have a judgement set aside..

Let us know what you decide..

http://www.consumeractiongroup.co.uk/forum/bailiffs/99563-got-judgment-how-get.html

http://www.consumeractiongroup.co.uk/forum/general/66182-how-enforce-judgement.html

Warrant of execution

hi, my problem looks like being,if i get judgement after 5 days like you it will nearly take me to court date.i read that they get 28 days to apply setaside of judgement.if i get judgement is court cancelled?tez

Link to post
Share on other sites

Tezl....

Is £3k not worth a couple of hours of your time ?.

Get your N225 in to court 10am Tuesday morning.

Explain the situation to the clerk who will explain the options.

You can discontinue claim right up to time of hearing.

You can ask for court case to be suspended subject to receipt of payment.

The ONE thing i wouldnt do, and this is only my opinion, i wouldnt speak to Bs requesting payment.

I chose to do nothing, believing they might not put 2+2 together in time to apply for setting aside of judgement.

Even when they phoned, about 20 days after judgement was entered against them, they STILL didnt know their defence had been struck out.

They DID know they had been ordered to pay the judgement though.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

Link to post
Share on other sites

hi,was not thinkinking about contacting bs,i want to be invisible now.its the timing of it all now,if i ask for suspension of case after judgement wont this give them time to setaside and what happens if they get setaside after judgement?.like i said im not counting chickens yet,not in nature to.yes 3000 grand is worth any amount of time.i dont want to mess up now if theres a small chance of winning.cheers.tez

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...