Ready to take Abbey to court - need help & advice please!

[Robdblynd]

Kim, if you follow Fendy's advice, go back and read the FAQs, it tells you what to do almost every step of the way.

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

You really have to be very much prepared to take on the banks now, they're playing hard ball and will pounce on any little error in your case.

 

The letters you need to write are in here.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

 

When you're really sure about what you are doing, then file the claim and then spend every moment you can reading about the process and what you can expect to happen and what you need to do.

 

Please take your time and prepare properly, it would be dreadful to lose because you overlooked something.

 

Good luck with the claim and if you need advice, support or have questions you can't find answers to, post back here and someone will advise.

 

This site is all about self help, with a little extra from others along the way.

[Robdblynd]

You need to send three copies of everything to the court. One they will keep, one they stamp and send to Abbey, one they stamp and send back to you.

 

In case there was a problem I made four copies, gave three to the court and kept one for myself. Didn't fancy having to till it all in again if they got lost or something.

 

Good luck.

[Robdblynd]

Don't panic Kim, Abbey will submit a templated defence (everyone's is the same), next step might be filling in AQ although most courts are skipping that step and going straight to directions (sometimes at hearings). Then and only then will you get a court date, sit tight cos Abbey will pay up, they just wait till the 11th hour cos they're trying to scare you into backing down.

 

Have a read of my thread if you want, I've won so my first claim is settled but number 2 is up and running.

 

http://www.consumeractiongroup.co.uk/forum/abbey-bank/70740-robdblynd-abbey.html?highlight=Robdblynd

 

Relax, it's all going very much the way everyone else's has gone before you. Just read up on the stages as they happen and you'll be fine. Post back if you want clarification, advice and just general support, we're all in this together and we will help where we can.

[Robdblynd]

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

Have a look here, it tells you how to do things.

 

I would write to Abbey and say thanks but no thanks, you may however accept as part payment and tell them you're still going ahead for the rest.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

 

That's the link to rejecting offers letter, adap them as you feel necessary.

 

Hold your nerve and you will get the full amount back, it's just a bit unsettling when they keep offering you more but not the full amount, hang on and they will offer it.