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    • Post #415 you said you were unable to sell it yourself. Earlier I believe you said there had been expressions of interest, but only if the buyer could acquire the freehold title. I wonder if the situation with the existing freeholders is such that the property is really unattractive, in ways possibly not obvious to someone who also has an interest in and acts for the freeholders.
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    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
    • Thanks Bank - I shall tweak my draft and repost. And here's today's ridiculous email from the P2G 'Claims Dept' Good Morning,  Thank you for you email. Unfortunately we would be unable to pay the amount advised in your previous email.  When you placed the order, you were asked for the value of your parcel, you stated that the value was £265.00. At this stage the booking advised that you were covered to £20.00 and to enhance this to £260.00 you could pay an extra £13.99 + VAT to fully cover your item for loss or damage during transit, you declined to fully cover your item.  Towards the end of your booking on the confirmation page, you were then offered to take cover again, to which you declined again.  Unfortunately, we would be unable to offer you an enhanced payment on this occasion.  If I can assist further, please do let me know.  Kindest Regards Claims Team and my response Good Afternoon  Do you not understand the court cases of PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729)? In both cases it was held by the courts that there was no need for additional ‘cover’ or ‘protection’ (or whatever you wish to call it) on top of the standard delivery charge, and P2G were required to pay up in full for both cases, which by then also included court costs and interest. I shall be including copies of both those judgements in the bundle I submit to the court next Wednesday 1 May, unless you settle my claim (£274.10) in full before then. Tick tock…..    
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Advice needed on defending and GOGW


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Hi

 

My brother is in the process of claiming with Abbey, I'm helping but I have no prior dealings with Abbey and all my claims have so far only reached N1 stage before they coughed up! So need a little advice.

 

N1 was filed 25th April.

Abbey defended 2nd May.

Copy of defence received from Abbey 22nd May.

 

As of yet no other correspondence has been received from the court apart from the letter regarding Abbey decision to defend and that they have until 30th May to do so.

 

Now should he wait to hear from the court? What happens if come 30th he has not heard anything?

 

Also he has received a letter from abbey dated 24th april but not received until 10th May! GOGW for a quarter of the charges paid direct into his account. Would it be ok to send a letter accepting the refund as part payment and that a claim is going through for the remainder or should he ask them to remove the funds? Also should he inform the court?

 

I am trawling through the masses of postings but any help would be appreciated!

 

Jo

MBNA:settled £805 charges plus contractual compounded int - total £1765!!!

NATIONWIDE

29/08/06 S.A.R - (Subject Access Request) sent. 21/09/06 Statements rec'd. 22/09/06 Prelim sent. 29/09/06 Refusal of refund of charges rec'd. lba sent 06/10/06. N1 issued 8/11/06

BARCLAYCARD

16/09/06 S.A.R - (Subject Access Request) sent. 22/09/06 Statements from May 04 rec'd. Lba sent 16/10/06

GE CAPITAL

29/08/06 S.A.R - (Subject Access Request) sent. 12/09/06 Statements rec'd although one year missing! 14/09/06 Request sent for remainder of statements. 28/09/06 GE claim records only kept for five years!

IKEA

29/08/06 S.A.R - (Subject Access Request) sent. 13/09/06 list of transactions rec'd. 29/09/06 Prelim sent.

Claim to be made to CO-OP Bank in near future....

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hi jo... i used this letter to sort out my GOGW and the money paid of my OD and some court fees ( cheers abbey :D ... )it puts the ball in their court with the GOGW but i think by reading alot of threads they do not bother to remove the money... all i say is keep the money but if you decide to settle down the line watch out as they try to incorporate the GOGW into the figure so u end up losing money...

 

Dear Sir/Madam

 

Thank you for your letter dated XXXXXX 2007. I respectfully decline your gesture of goodwill as a Full and Final settlement of the charges I requested in the letter I sent to your company dated XXXXXXXX.

You may not have been aware that I commenced legal action against you for the full amount plus interest and costs on XXXXXXXX and was acknowledged by your compnauy on XXXXXXXX. I would ask that you now refer this matter to your legal department for further instruction.

 

I wish to stress that I do not accept your gesture of goodwill as Full and Final settlement and the money transfered to my account should not be viewed as my acceptance. I hereby authorise you to remove this sum accordingly if you deemed it to be a Full and Final settlement and not a getsure of goodwill. Alternatively, should you wish to settle my claim in full, then within 7 days of this letter please forward the balance of the claim £XXXXX without further conditions and I will inform the court that the claim is settled

 

............ just fill in the XXXXXX with ur details and wang it in the post...all that will happen is that abbey will see if they remove the GOGW they will look like arses and show the courts they r not even offering GOGW... good luck....

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Hi,

Now should he wait to hear from the court? What happens if come 30th he has not heard anything?
Apart from rejecting the GOGW, just wait for the Court to send you the official stamped copy of Abbey's defence. It will either come with an AQ (with a deadline for return - about 1 month) or straight to a Court date (some courts are dispensing with AQs for these claims). If nothing comes by 1 week after 30 May give the Court a ring - don't start hoping for judgement by default. After you've filed your N1, delays are usually down to the busy Court system. Regards, Mad Nick

Abbey £8370 settled 17 Apr 07

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