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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Oh The Audacity of DG


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The banks are the cornerstone of our new non manufacturing economy and therefore I'm sure they have huge clout with politicians and particularly the government in power at any one time :| (just look what happened when Northern Rock ran out of money).

Added to that I'm also sure all of the banks are suffering from a serious lack of cash due to the American sub prime fiasco so would rather not give away another few billion to the UK market repaying unlawfully collected charges :|.

 

However the Banks and the Government have to appear to be acting within the law, any whiff of political maneuvering will be jumped on by the opposition parties who are both hungry for an election with Gordon making such a pigs ear of being prime minister :rolleyes: and the Labour party so low in the political polls :).

Plus the consumer organisations and the press are gearing up to watch the test case through a microscope :).

 

So yes I think a lot of negotiation and "discussion" is going on behind closed doors no doubt the banks are being very generous this year with their "Christmas presents" but the government is weak at the moment, the Judiciary have to be seen to be enacting the law not bending it and there is a forest full of wolves waiting to rip apart anyone who is seen to be "walking in the wrong direction" :D

 

I think whatever happens it will be very interesting.

 

pete

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It is a horrible time of year to have a Birthday. My big sis had hers yesterday. We all try and make a special effort rather than giving joint birthday and Chrismas presents!

 

My youngest son's is tomorrow, yes Christmas eve :rolleyes: we always start the festivities with his birthday party, it means Christmas eve is his day and we keep it very specialy his :)

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This bank charges carry on :D applies to all credit agreements so yes to mortgages too.

 

Mortgage companies have very similar costs to banks for late payment notifications etc. so their charges , if they are above a few pounds are just as unlawful.

 

There are subtle differences between current accounts, credit cards and loans and mortgages but depending on what your friends problem is someone here can probably save them some money :D.

 

pete

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