Jump to content


  • Tweets

  • Posts

    • Ok, so just been to see my friend, she still has her head firmly in the sand and had a pile of unopened post, thankfully nothing serious apart from this case!    In answer to your question it says N24 General Directions Order at the bottom of the page, then on page 2 where the line says "As a result of an order made on the 1 May 2024, this claim has been transferred to the county court at ##### (friends local court) " this is N271 Notice of transfer of proceedings.  Within the stack of letters I found 2 from Kearns Solicitors,    02-12-2022 Document pack with covering letter stating under the s78 CCA please see enclosed  1) A copy of the executed Credit Agreement, 2)  A copy of the terms & conditions 3) A copy of the varied terms & conditions applicable at termination / assignment, and  4) A statement regarding the conduct of your account as requested by s78(1)(a) to (c)  (Would you like me to describe the documents attached?)   18-02-2023 Generic letter asking for her to contact them to discuss settlement or they will take to court for further legal action. 
    • well you made the cardinal sin by phoning these scammers at least once so their persistence could go on. however you are new so there you go. you never ever ever phone any of these likes of scammers on these fake schemes that seem plausible.  just like a DCA chasing any old debt .. they are NOT BAILIFFS and have  ZERO legal powers to actually do anything. dx  
    • Okay understood now just based on personal experience how long does this go on for 
    • civil recovery schemes run by the likes of RLP DWF etc etc are a scam. totally IGNORE EVERYTHING. no if's or but's dx  
    • I’m 17 years old and Received 2 letters from dwf with my name spelt wrong and they are asking for for £230.40. I rang dwf civil recovery the first time upon taking advice from citizens advice to explain to delay to deadline as I was in the process of receiving advice which wasn’t much help. When that deadline was done I then called again to delay the deadline as I’m struggling financially and it’s lot of money they are asking for and I tried to dispute the cost to which they said okay we will delay it another 7 days for you to dispute the cost but I asked them how do I dispute this to you or Sainsbury’s and they said “we can’t advise you on this matter” I’ve read a lot of threads saying to ignore them but I was unsure now as I’ve made contact and have tried to dispute the payment and pay it which might mean I have admitted. Would they just persist harder and take me to court eventually or file for a ccj.   I would like to ignore them still but I would like to send a strong email so they know I’m clued up and then ignore them. I also want to pay the reasonable amount and get this matter solved. any advice on the law or similar situations are helpful when I called them I asked for an itemised bill. £101 stolen goods  ( supposedly caught me because they watched me on cctv over the duration of the week) also why did they not stop me in the first day. £20.40 recovered goods £150 security costs     Thank you 
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Leeds Mercantile Court Hearing 28th June 2007


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6151 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Donbracho,

 

1. In these Mercantile cases, the Leeds Court do not seem to be bothering sending out the defendant's defence to the claimant. It seems to be that they are bypassing that and going straight on to the hearing stage, so don't worry. You can phone the Court if you wish just to amke doubly sure.

 

2. Did you get a copy from the Court of the defendant's acknowledgement of service form - if you did it should say on there the address at which to serve documents on the defendant. If you have not got that, then the safest way is send the copy of the CMI to the defendant at the defendant's address that you put on the original claim form. (If you are not taking the CMI to the Court in person, consider sending it to the Court by Royal Mail Special Delivery (£4.35), that way you can track it and know it has got there. It is up to you whether you do the same with the defendant's copy).

 

3. From the way things have gone at previous directions hearings it seems there is no need to take a full court bundle with you,but by all means take with you whatever documents you have to hand. I'm not 100% certain on this.

Have any other CAG readers got anything to add on this point?

 

PS: Zsazsa's post 50 was entered simultaneously with my post 51 and that seems to confirm point 3 above.

Link to post
Share on other sites

  • Replies 224
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

hey there thanks yet again for the advice calculator panic set in this morning thats all !, i have read your thread zsazsa and it helped a lot too.

 

have been on the blower to court today and they have received a defence and acknowledgement of service from lloyds but couldnt find them so cant send out duplicates lol.

they said to send CMI sheet to lloyds reg address and to SCM.

am just looking for the letter to attach to SCM copy saying... here it is most claims are settled before so come on nudge nudge ! -

i will include schedules of chages too.

I was thinking about bringing everything i could think of cause of how sneaky Lloyds especially can be bearing in mind the two cases that they have "won".

Link to post
Share on other sites

Hi Send your cmi to the court mgr, the addy will be on the very bottom of your letter, and one to your banks solicitors.

Jenny

Link to post
Share on other sites

Don,

 

If your bank's solicitor has not been in touch with you at all yet, and you therefore have no solicitor contact/address to send it to, you should send the bank's copy of the CMI to:

 

1. If you have been sent the Acknowledgement of Service form that the bank sent to the Court, then it should show the bank's latest address where documents are to be served (sent).

or

2. If you did not receive the bank's acknowledgement of service form, send the CMI to the bank's address that you put on the original claim form.

 

(I have covered all of this at post 15 on the sticky thread http://www.consumeractiongroup.co.uk/forum/mercantile-court-cases-stays/96212-case-management-info-sheet.html . Also see my note there about method of delivery).

 

Thanks for the info about number of cases. At 209 its a biggy. How many are shown as being settled on your list?

Link to post
Share on other sites

Just logged back in after a few days away from the internet. Big thanks to zsazsa and j.barton1 for your reassurances. They are greatly appreciated. I am taking the CMI to leeds Court tomorrow in my lunch hour - can anyone give me an idea how long it'll take me and where I go when I get there as I have to then brave the Post Office in the centre too in order to post the CMI to First Direct and their solicitors?

 

Just one other thing...I promise...still a bit confused regarding costs, I've added them to the CMI form, but what about the Wasted Costs Order thingy that I've seen mentioned by BankFodder on here somewhere (but handily can't now locate). Seems this is separate to the costs asked for on the CMI sheet, so how does it all fit?

Link to post
Share on other sites

Firstly parking is a nightmare near the court in Leeds so be warned, if going by car you could spend your entire lunchour looking for a free bay, and it's not cheap either.

 

When you go through the doors of the court, be prepared to be frisked and metal detectored. There's 2 armed police in the doorway. it's a very ood sensation.

 

The reception desk is facing you just over to the right. There's a wall with all the listings for the day stuck up on them, walk past those and the reception desk is on your right. They may take it or tell you which office to go to.

 

I put the claimant in person costs as the last item on the form.

 

The wasted costs only applies if they settle out of court and then you need to apply to the court for the order for what are your claimant in person costs.

 

Hope you can understand what I mean.

Link to post
Share on other sites

Mothership,

 

A bit more explanation on the wasted costs order.

As far as I am aware it only applies if you actually get to the hearing date and the bank either does not turn up or settles at the hearing. It has dragged you along on the day when you had no need to go. Hence the term wasted costs order. I believe you present it to the Court on the day under thsoe circumstances, so no need to worry about it as far as the CMI submission is concerned. Thread http://www.consumeractiongroup.co.uk/forum/mercantile-court-cases-stays/85750-haved-youhad-your-time.html

 

PS: If the bank settle before the hearing date and you therefore do not go to the hearing, the wasted costs order doesn't come into it, but you need to get the bank to include in the settlement the costs that you inserted at item 35 on the CMI sheet.

Link to post
Share on other sites

Thank you everybody, you are all very helpful and it is certainly appreciated. Last time I went to Court in Leeds it was for not paying my Poll Tax (1989 I think) at what is now an O'Neills Irish pub behind the Town Hall and I lost!:lol:

Link to post
Share on other sites

Hi all,

 

Just completing my CMI and will be delivering today hopefully to Leeds for 28th hearing.

 

Quick question - what is the standard time for the claimant in person costs for questions 35 and 36 ??

 

I have spoken to Court today and they suggested I sent a latest schedule of charges, updated from my original claim way back in January - would you add to the bottom line either the court fee and the claimant in person costs or both ??

 

Thanks

Fair

Link to post
Share on other sites

Replies to Apd and Don posts;

 

Apd.

 

Answered at post 19 on http://www.consumeractiongroup.co.uk/forum/show-post/post-915078.html

 

How many hours does yours add up to?

 

Don,

 

See the previous Leeds threads about what happens if the defendant does not turn up at the hearing - I think it might be the situation that the Judge suspends the case and orders the defendant ( and claimant) to attend at a later date.

Link to post
Share on other sites

Is there any reason why most of you are personally handing in the CMI sheet? I am just doing mine and was going to post it?

 

Barclaycard have filed a defence to my claim. Is there any reason why I should not use Jenny's format?

Link to post
Share on other sites

Is there any reason why most of you are personally handing in the CMI sheet? I am just doing mine and was going to post it?

 

Barclaycard have filed a defence to my claim. Is there any reason why I should not use Jenny's format?

Hi Stans, There is nothing wrong with posting it...unless you live/work near court...posting it is still the best option.

You have received a defence so the original cmi sheet stands...there was an issue before as some of the claimants havent received a defence...so one of the questions needed answering differently...but there is an amended copy lower down...

 

HTH

Jenny

Link to post
Share on other sites

aaaargh ! hello all have just checked over the schedule of charges fro my partner and have entered 3 amounts twice so the total owed is incorrect its 3209 instead of 3364 !! is it too late to change it or are we gonna get laughed outta court ?

Link to post
Share on other sites

Donbracho,

 

4 options;

 

1. Have you sent your CMI to the Court? If not you could correct the mistake at item 4 on the CMI but I think you would also need to complete an N244 form (Form N244 - application notice).

2. If you have already sent the CMI, you could send an N244 form. (You could also send with it a revised CMI sheet with explanation at item 4 on the sheet),

3. You could say nothing and leave it to the hearing and 'confess' when you get there.

4. The bank may try to settle before the hearing, in which case they would no doubt correct the figure as part of the negotiation.

 

First of all, why don't you phone the Court to see what they say is best to do. You still have sufficient time to correct matters.

Link to post
Share on other sites

hey up calculator havent sent cmi sheet inyet just reviewing everything before we do so its not too late ey !

i will revise the CMI and send with the N244 as well just to on the safe side thanks again

Link to post
Share on other sites

Donbracho,

 

At item 4 of the CMI sheet you could say something on the lines of:

 

'Whilst the principles of the case as stated in the Particulars of Claim on the N1 claim form have not changed, the claimant wishes to make minor amendment to the value of the claim, arising from a duplication of charges shown on the schedule of charges. The amount claimed is amended to £........ (in place of the original amount claimed of £.........). Attached is a revised schedule of charges dated ............'

 

(I am assuming your original claim was submitted on an N1 claim form rather than a 'money on-line claim'. If the latter, then word accordingly).

 

You will also have to amend the the interest claimed to take account of the duplicated charges that you are omitting. You will need to bring the interest into the wording.

 

In sending a copy of the CMI Sheet and revised schedule to the bank, this will also let the bank know of the reduced claim value.

 

I think the N244 is also needed, but not sure. It might be worthwhile checking with the Court as it will save you some time and trouble if it is not required. (If it is needed, also ask the Court if you are to send the N244 to the Court only, not to the defendant).

 

If the N244 is needed you could send a covering letter to the Court saying enclosed is the Case Management Information Sheet and the N244 form showing a reduced value of the claim.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...