Connaught Collections and SD

[kat1977]

This was more likely to be a scary letter from them purporting to be a SD. They are breaking all the rules by presenting this as an official document

 

I today have just recieved the same SD with blue corner via 2nd class post

about a v.old online catalogue debt i think not been more than 6 yrs tho.

 

As it was all done online I never signed a thing so dont think they'll be able to produce the documents for the CCA I've just sent off

 

anyone know if my thinking is correct

 

kat

[starz 61]

Hi B

I had one of these in my husbands name he is ill so I had to deal with it I took the SD to my local CAB office they said this is very serious etc so I was so scared I paid £165 to Connaught to have it set aside and then they told me to pay £10 per month I thought Data protection and all that they should not have discussed this with me, anyway I found this wonderful site and CCA'd them on 22nd May so they have now until 1st July, I wondered if I can get my money back??

[ODC]

Hi B

I had one of these in my husbands name he is ill so I had to deal with it I took the SD to my local CAB office they said this is very serious etc so I was so scared I paid £165 to Connaught to have it set aside and then they told me to pay £10 per month I thought Data protection and all that they should not have discussed this with me, anyway I found this wonderful site and CCA'd them on 22nd May so they have now until 1st July, I wondered if I can get my money back??

How did you receive the alleged SD

[starz 61]

they sent it next day delivery van addressed to my husband and he rang doorbell I answered and he gave it to me no signature required?

[ODC]

they sent it next day delivery van addressed to my husband and he rang doorbell I answered and he gave it to me no signature required?

Better than their usual stunt of sending it second class post. It really is supposed to be served in person wherever possible. Have you checked its authenticity. It seems strange that they did not ask for a signature of proof you had received it although if the van driver gave the court a statement all he could say was that he delivered an envelope to you.

[starz 61]

Yes just an average delivery van as I say it was to me and not my husband so it was not served properly

[dazzle93]

Hi Folks,

 

Back Again.

 

You wont' believe it i have now received a ltter from MACKENZIE HALL acting on behalf of 1st Credit.They are demanding payment of the LLoyds/TSB for my husband. They are saying they will take action against him.

 

Do i ignore it or do i sent a CCA to them as 1st Credit and Connaught Collections were sent a CCA bit never responded.

 

I await your reply.

[ODC]

Ignore them. You know you have won now that Mackenzie Hall are on your case. They often deal with unenforcable debts and Statute barred ones. Obviously 1st Credit and Connaught couldnt come up with a valid CCA so rest assured our friends from Kilmarnock havent a hope. If you really want to have some sport with them send them this

 

ACCOUNT IN DISPUTE

Dear Sir or Madam,

Account number: XXXX XXXX XXXX XXXX

 

 

 

 

 

I must admit that I am rather bemused as to why this account has been passed to yourselves, as it is in dispute with the **original creditor/DCA** and has been since DATE 2007.

Not only is this a breach of OFT collection guidelines, but also in breach of the Consumer Credit Act 1974 and Data Protection Act 1998

 

My last letter from **original creditor/DCA** was DATE and intimated that my complaint would be resolved on **DATE**, this obviously hasn’t happened.

As **original creditor/DCA** are now in default of my Consumer Credit Act request, Subject Access request and have also breached s10 Data Protection Act request , I consider this account to be in SERIOUS DISPUTE.

 

As you are aware while my Consumer Credit Act request remains in default enforcement action is NOT permitted, under s127 this constitutes a complete defence at law.

 

Now I would respectfully suggest that this account is returned to the **original creditor/DCA** for resolution of these defaults and breaches, as **New DCA** cannot lawfully pursue any enforcement activities.

 

If **New DCA** chooses to ignore my dispute and attempt enforcement, I will initiate legal action and file reports with the appropriate authorities, including, but not limited to, Trading Standards, Office of Fair Trading, Information Commissioners Office, Financial Ombudsman Service and possible court action.

 

I hope that this will not be necessary and an acceptable solution can be accomplished.

 

I would appreciate your due diligence in this matter.

I look forward to hearing from you in writing.

[Belaflat]

Dont worry dazzle, I had an account passed to MH after 1st Credit and Connaught failed to get me to my knees. I CCAd them and they returned my quid.

[dazzle93]

Hi Folks,

 

Once again thankyou for your advice. I will CCA them and see what happens next.

[dazzle93]

Hi Folks,

 

I have a few questions?

 

I have been really poorly and off work sick and my husband is in hospital,i have looked at the paper to CCA MACKENZIE HALL and it says on the letter i have until 14/12/07 which obviously has now passed.

 

I am abit concerned as i have received a recorded letter to pick up from the post office.Do you think it could be Stat demand ? Can they issue my husband one through recorded delivery?

 

Also as i CCA'd Connaught Collections and they passed it back to 1st Credit does this still stand ? Would i really need to CCA MACKENZIE HALL again when the original DCA wasn't able to produce anything.

 

I have kept all letters etc as proof including the false stat demand from Connaught Collections.

 

I am probably being paranoid but at the moment it would just be my luck!!!

 

I would be grateful for any advise and if anyone else has had the same experience as me. Did you receive a letter recorded delivery?

[rory32]

I am abit concerned as i have received a recorded letter to pick up from the post office.Do you think it could be Stat demand ?

It's unlikely but not impossible. Anyway your original CCA request still stands and this is sufficient grounds for a set aside of any SD.

 

Hope you and your husband are on the mend and are feeling better soon.

[Boro]

It's unlikely but not impossible. Anyway your original CCA request still stands and this is sufficient grounds for a set aside of any SD.

 

Hope you and your husband are on the mend and are feeling better soon.

 

Its a trick they have tried on me a few times over the years, best bet is to phone the post office and ask them who the letter is from or what the return address is and go from there, saves a wasted trip to the post office

[ODC]

Excellent ploy boro.

[dazzle93]

Thanks so much.Its a great help just to know what has happened to others.

 

I am feeling much better thanks.And my husband is on the mend.Going to ring this morning and see if they will give me the information.

 

Boro,

 

Did you pick the letter up ? Was it a Stat demand? If so was it a proper Stat Demand as my husband has been issued iwth a flase from Connnaught Collections?

 

Thanks for all your feedback.

[sillygirl1]

The post office people round my way are very helpful with things like that, you should try ringing the delivery office and see what the man says, they usually have the items on a computer screen.

 

If it is a Stat Demand served whilst the debt is in dispute that is a good reason to have it set aside. They may be trying to serve a proper Default notice on you and then a Stat Demand a week later....

[dazzle93]

Hi Folks,

 

Told you i was getting paranoid,pick the letter up and it was insurance documents.How stupid do i feel!!! Lol