Hi, No he doesn't already have a mobility car.

My husband has a car on order but unfortunately was taken into hospital and has had to surgery. He wont be able to drive for 4-6 weeks. The DLA is in his name. He was supposed to pick the car up on 1/9/09 but we have not had to delay the collection til October. The dealer has been really good and said if we need to delay til November we can to ensure he is able to drive. Will he still receive DLA each month until he collects the car? he has a shortfall he needs to pay which we will pay when he collect the car. Can anyone advise me? Thank you in advance.

Bike is with me,sitting under my car port no tax,has MOT. I asked if i could sell it but told i could not. I have no PPI agreement with them apart from a GAP insurance.It is a Hire agreement.I have now had a default letter but no other letters from them yet. I owe around the £3000 left to pay.In total i have paid £4700 already in payments. I have asked them to take the bike back but they are refusing. I don;t know if i should ring them and try to sort out lowering payments. Can anyone advise me?

Thank you for all your help and advice. I have today done another letter stating, i have sent them many letters and i have phoned but no help,more charges etc.I have said i am not paying unless they sort this out and basically to take me to court as i have all letters on file and recorded delivery slips.I shall send it tomorrow and await their reply.I shall keep you all posted. Where do i find information for getting my money back for charges? I have tried this once but got totally confused. Once again thank you all for your advice.Much appreciated.

I need some advice, we have had agreement with this company for five years,i have always paid on time and never missed a payment until now. Since may last year,my husband is no longer with me.He does not work and has done a complete disappearing act. I pay £132.77 a month. My problem is i contacted the company to tell them as the agreement for our bike is both our names.I said that the date i was originally paying was no good and could i pay five days later (23rd of each month asked for 28th).I have written letters,telephoned them as each month i get a late letter (£30.00 charge and default letter £20.00).Well the charges are just keep amounting.I don't know what else to do now.I have tried to ring them this month and explained about my husband,i work part time and have two children to bring up on my own. They said give them my husbands address and they will chase him, however i am the main applicant. I have explained that i don't even know where he is!!!He has not even had any contact with his kids let alone them! I have withheld my payment for last month as i have said that i don't want the motorbike and they can come and collect it!however i spoke to Rebbecca and she said i have to keep paying for it!! I still have two years fro the agreement to run,i don't know how i stand.I am willing to pay for the bike but not the charges that come with it,all for the sake of five days difference.I have never received a reply to my letters and i know they have received them as i have sent payment to them which they have cashed. I am thinking about writing a letter basically saying i will with hold payment until some agreement is met.I can't afford anymore money that i am paying now. Its left me in such a mess,i have managing to pay everything else and keep my head above water! I would appreciate any advice on this one..

My mum received DLA (mobility and personal care ) at the higher rate.My mums partner was working but this did not affect any of there tax credits etc as it was not counted. My mum received lots of help from the macmillain nurses and they advised her with benefits she was entitled to.

Hi Folks, Told you i was getting paranoid,pick the letter up and it was insurance documents.How stupid do i feel!!! Lol

Thanks Ed999, I have had aread through and i have spoken with Hyde which they were really helpful and said they have no intention for it to be taken court at the moment and as long as we continue to pay off the arrears it will be cleared by March next year. Thanks again.

Thanks so much.Its a great help just to know what has happened to others. I am feeling much better thanks.And my husband is on the mend.Going to ring this morning and see if they will give me the information. Boro, Did you pick the letter up ? Was it a Stat demand? If so was it a proper Stat Demand as my husband has been issued iwth a flase from Connnaught Collections? Thanks for all your feedback.

Hi Folks, I have a few questions? I have been really poorly and off work sick and my husband is in hospital,i have looked at the paper to CCA MACKENZIE HALL and it says on the letter i have until 14/12/07 which obviously has now passed. I am abit concerned as i have received a recorded letter to pick up from the post office.Do you think it could be Stat demand ? Can they issue my husband one through recorded delivery? Also as i CCA'd Connaught Collections and they passed it back to 1st Credit does this still stand ? Would i really need to CCA MACKENZIE HALL again when the original DCA wasn't able to produce anything. I have kept all letters etc as proof including the false stat demand from Connaught Collections. I am probably being paranoid but at the moment it would just be my luck!!! I would be grateful for any advise and if anyone else has had the same experience as me. Did you receive a letter recorded delivery?

- We moved in Feb 1995 - We pay £78.21 a week - Assured Tenancy - Term is as long as we require it. I hope this makes sense, I am with Hyde Housing Association Ltd. Thanks Mr Shed

Hi Folks, I need some advice,i have rent arrears back in July of £717.00, i was issued a notice of possesion(not sure if this is the right term).I contacted the my housing asscociation and arranged to pay full rent and my hosuing benefit to be used to take off the arrears. However, I have missed a few payments and received a email from my housing officer demanding to catch up with the fallen payments.I had missed a three payments in total one in September,one in October and One November.I immediately sent paid off one payment which left me with £23.33 to feed my kids for the week. I sent a email explaining i was very sorry but my finances are strained and i am trying the very best i can. My rent statement now shows i owe £425.So my arrears have come down.It will have another £94.84 on the 20/12/07.Therefore i will be £325 in arrears.I explained that payments were now coming from my husbands account each week so i will not miss anymore payments.I also said that by March/April next year my account will be in the black. Please can anyone offer some advice? Can they evict me on those grounds even though i have tried very hard to pay off my arrears? I am really worried that i could lose my home that have lived in for twleve years.

Hi Folks, Once again thankyou for your advice. I will CCA them and see what happens next.

Hi Folks, Back Again. You wont' believe it i have now received a ltter from MACKENZIE HALL acting on behalf of 1st Credit.They are demanding payment of the LLoyds/TSB for my husband. They are saying they will take action against him. Do i ignore it or do i sent a CCA to them as 1st Credit and Connaught Collections were sent a CCA bit never responded. I await your reply.

Hi Folks, Just a update. Recieved letter from bank this morning confirming my payment offer as accepted. Went to the bank yesterday and paid my loan and overdraft.Things are on the up!!! A big thank you to everyone who replied to my thread. Its been a great help and you all have been a great support. I am sure i will be back again on some other threads asking about the S.A.R.

Hi folks, As you know i have sorted the loan with Halifax and i am waiting to here about my overdraft.Should i still pay the amount i set inmy financial statement as no interest etc is still being charged. I await for some feedback.

thanks folks for all your support.Much appreciated.

Good news,Halifax have agrred an amount to be paid each month,just waiting on them to agree on the overdraft.I spoke to loans people this afternoon they were really helpful and understanding,i was shocked. Will update you as soon as i receive anything. Sent off for my statements today - fingers crossed.

Hi Folks, Opened a new account with Natwest,just a basic account. Sent payment proposals to Halifax for overdraft and loan again.Just waiting to see what reply i get. Thankfully all my other utility bills up to date and my rent. Going to give it a go with claiming back my charges.I have been reading all the forums and shall be reading step by step guide. I will let you know,what happens next.

Thanks everyone. l will let you know what happens next.

Update - Sent off another letter today confirming my offer and a budget sheet from C.A.B. See what happens next.Will keep you all informed.

Dear All, Quick update - Overdraft - accepted payment offer for two months.Loan - Letter received today asking me to call them and discuss it.What should i do? ring them ? send a another letter saying that is my offer? Credit cards - accpeted payment offer.Thats all for now, i await for some feedback

Thanks sea-sidelady. xx

Quick update - Received a letter today demanding i pay back my overdraft,asking me to call a number to make arrangements.However,Monday last week i posted and faxed through my financial statement as well as what i am able to afford. Shame they haven't replied to my letter and faxes yet! And i have proof of posting. Shall wait to middle of the week and see i receive any responses. I certainly will not be rinigng them as i tried to talk to someone and was told basically i have to pay.

Thanks Guys.You have all been a great help.I will fill in budget sheet and shall start the ball rolling for the S.AR. Once again thanks all.