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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Help with an old debtor- CCJ looming!!


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I would take the letter to the court in person, if it local (it should be, by now). Otherwise, send it by special delivery. You should send a copy to the contact address on the claim form, too.

 

Obviously, change the relevant dates & header

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Wow! tomterm8

 

What a brilliant defence! it is so kind of you to help rich....

 

minky xxx

 

it's not technically a defence, just a response to their application for summary judgement.

 

Laiste should be able to help Rich when her $$£$$£ computer is finally fixed, but we don't want summary judgement entered before then:)

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Thanks Tomterm for your support!! A super write up;)

 

I`ll check over it with Laiste and do whatever she says:D

Any feeling that I`ve helped you today- then add to my reputation and click those scales!

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Might be worth PMing Laiste with your telephone number... so if these computing problems keep on cropping up, she can phone you direct.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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The ` Notice of Hearing of Application`(N244A) has been received by me today from the court.

 

It states that the claimant`s application for Summary Judgment will take place--- in October!!

 

Obviously this gives me (and Laiste) valuable time in preparing what I will need to get this possible C.C.J. buried underground!!

 

All wish me luck-- the fight has just begun:)

 

Thanks again Tomterm for your valuable input;)

Any feeling that I`ve helped you today- then add to my reputation and click those scales!

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The ` Notice of Hearing of Application`(N244A) has been received by me today from the court.

 

It states that the claimant`s application for Summary Judgment will take place--- in October!!

 

Obviously this gives me (and Laiste) valuable time in preparing what I will need to get this possible C.C.J. buried underground!!

 

All wish me luck-- the fight has just begun:)

 

Thanks again Tomterm for your valuable input;)

 

Eh, don't you love English Justice... I kid you not, it's the only system in the world where it takes longer to hear an application for summary justice than it would if they just let you go to the b****dy trial.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Eh, don't you love English Justice... I kid you not, it's the only system in the world where it takes longer to hear an application for summary justice than it would if they just let you go to the b****dy trial.

 

 

Yes tomterm, you are right there!

 

For the record, what does essentially the following mean:-

Attention is drawn to Rule 24.5(1) which provides that if a respondent to an application to Summary Judgment wishes to rely upon written evidence at the Hearing, he must, at least 7 days before the Hearing (A) file written evidence (B) serve copies on every other party to the application
.

 

Thanks again Tomterm- clicked your scales by the way;)

Any feeling that I`ve helped you today- then add to my reputation and click those scales!

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It's part of the CPR. Rule 24.5(1) is to do with evidence for the purposes of a summary judgement hearing. Details of Rule 24.5(1) are here Civil Procedure Rules

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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The ` Notice of Hearing of Application`(N244A) has been received by me today from the court.

 

It states that the claimant`s application for Summary Judgment will take place--- in October!!

 

Obviously this gives me (and Laiste) valuable time in preparing what I will need to get this possible C.C.J. buried underground!!

 

All wish me luck-- the fight has just begun:)

 

Thanks again Tomterm for your valuable input;)

 

 

Hi rich,

 

 

October eh?

 

Oh well, good luck in advance!

 

 

Jeff.

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  • 1 month later...

Still waiting for the S.A.R..

 

Will be writing to them tomorrow!!

 

With reference to the `enclosed Egg Card Agreement Conditions`- that should have come with the CCA request, I will also write to them stating the following:-

 

(1) The creditor under a regulated agreement for fixed-sum credit, within the prescribed period after receiving a request in writing to that effect from the debtor and payment of a fee of [£1], shall give the debtor a copy of the executed agreement (if any) and of any other document referred to in it, together with a statement signed by or on behalf of the creditor showing, according to the information to which it is practicable for him to refer,—

 

Also draw their attention to the to section3 (2) of the copies of documents regulations 1983/1557 of documents

General requirements as to form and content of copy documents

3.-(1) Subject to the following provisions of these Regulations, every copy of an executed agreement, security instrument or other document referred to in the Act and delivered or sent to a debtor, hirer or surety under any provision of the Act shall be a true copy thereof.

(2) There may be omitted from any such copy-

(a) any information included in an executed agreement, security instru­ment or other document relating to the debtor, hirer or surety or included for the use of the creditor or owner only which is not required to be included therein by the Act or any Regulations thereunder as to the form and content of the document of which it is a copy;

 

Since the Bulk of the contents of the T and C’s will contain the information prescribed in schedule 1 of the regulations and are required to be included within the Act these are a central part of the request.

I do not see how they can say that they have complied without giving these.

 

Any comments?

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  • 1 month later...

Hi All

 

My case is looming tomorrow. Is there anyone out there who wishes to compose an amended defence for my use?

 

It appears that Laiste has emigrated???????:|

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Hi, I'm writting a skeleton argument at the moment.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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THANKS TOMTERM!!!!

 

You are a STAR ******

 

don't forget to take three copies to the hearing... good luck:)

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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  • 3 weeks later...

BAD BAD NEWS!!!

 

Here is the order:-

 

1) Permission to file an amended defence and counterclaim is refused.

 

2) The defendants defence is struck out.

 

3) There will be judgment for the claimant plus costs & fees on issue along with the Allocation fee, together with fixed costs on Summary Judgment.

 

Well how about that for a fair trial!!

 

There is no such thing as one- sided justice eh??

 

Well, the fight still hasn`t ended- they just infuriate you don`t they??:evil: :evil: :evil: :evil: :evil:

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Hi Rich

been following your case . If ever you needed Laiste it is now unfortunate you cant request her assistance now.You where robbed of her knowlege at your thirteenth hour lets hope she can re emerge somehow

 

Keep going you might not get Eggs Judicial Friends on your appeal/

 

 

 

 

Regards;)

We could do with some help from you.

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Hi

 

Thanks for your post.

 

Keep going you might not get Eggs Judicial Friends on your appeal/

 

What are you saying?

Any feeling that I`ve helped you today- then add to my reputation and click those scales!

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you did everything Laiste advised by the book any DJ looking at the Argumenty you presented could not poss file the judgement you recieved,why? where did you go wrong ? why would you not have probabale chance to defend the claim? seems strange he/she would find in Eggs favour? You might get a more sympathetic DJ on your appeal.

 

 

 

 

Regards;)

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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