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    • So do I gather that you are out of pocket to the tune of £2500 which is part of the purchase price and a further £1800 in respect of the warranty? The £2500 was used to buy the car. Did warranties200 per year or did they pay big motoring world directly?
    • Farage has agreed to be interviewed by Nick Robinson on Panorama. 7pm this Friday, BBC1. He didn't do very well last time he was questioned on specific policies.
    • I did what I told my husband not to do…and I telephoned them. All credit where it’s due, the lady on the phone was very helpful. I’m not gonna lie I broke down on the phone as this has been incredibly stressful. Perhaps that helped, but I would like to think they just realised they sold us a faulty car.    so we only bought one extended warranty and that was with Nissan. The car salesman gave us the hard sell and we fell for 100%! Part of the sell was if there was ever a problem then we would only ever take the car to a Nissan garage. There was a problem after a few days and we were instructed to go to a third party grange! We contacted Nissan on the phone and they said they would put on a complaint for us so maybe that helped too.    we just want to try and get all of our spend back now. The deposit, money for the finance and money for the extended warranty. I reload we will probably have to pay costs but I guess we can’t argue with that. We just need a new car!!!! Aaarrgghhhh!    thanks so much for your help once again. 
    • Right I see I didn't realise it had to be laid out like that. I have had another go, sorry I'm really struggling here! 1.The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. The claimant has thus far been unable to produce any evidence that the alleged debt has been legally assigned to them. Nor have they been able to provide evidence that notice of assignment was given to the defendant on the dates stated in the particulars of their claim. 3. The claimant has given no details as to the breakdown of their claim or what dates it relates to. As a result the defendant is unable to specifically defend the claim until the claimant can show how the amount has been reached. In the claimants particulars of claim, the claimant openly admits that they have a copy of the agreement and its terms and conditions but have failed to provide these to the defendant. Pursuant to the civil procedure rules Practice Direction 16 (7.3) Where a claim is based upon a  written agreement: (1) a copy of the contract or documents constituting the agreement should be attached to or served with the particulars of claim and the original(s)  should be available at  the hearing. With the court’s permission the Claimant is put to strict proof to:- a) show and disclose how the Defendant has entered into an agreement; b) show and disclose how the Claimant has reached the amount claimed ; c) show how the Claimant has the legal right, either under statute or equity to issue a claim; 4. As per Civil Procedure Rule 16.5 (4) it is expected that the Claimant prove the allegation that the money is owed. 5. It is therefore denied that the defendant is indebted to the claimant as alleged or at all.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Jenny -v- NatWest


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hi ya im new to the natwest thread although not to the site. how has everyone found natwest. i have only got a claim for £190 are they settling most before submitting court?

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Hi, I would love to tell you yes......but.... I am claiming £114 and have sent prelim letter, followed 14 days later by LBA, 14 days on from that I have not even had an acknowledgment from them, so it looks like I shall have to start court proceedings.

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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hi and welcome to nat west forum, think it depends on nat wests mood for the week whether they settle early or not, but follow the guidelines on here set your timescales (they are yours not theirs) and stick to them and you will get your money back, im claiming over 3k, and just sent back schedule of charges back giving them 14 days, ..watch this space.

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thanks. i have just put my court claim in for nationwide. and natwest was my parchaute account but charges have been added and i am not happy about it as they dont seem to give you any notice and just apply them. are they closing accounts?

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Financial ombusman is fining Banks if they shut accounts with bank charge claims.

FAQs - complaints about bank charges

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Hi there, i have just recieved an offer of £2,100 from the NatWest so i think your claim would be settled with no probs, at the end of the day its your money and youe entitled to it no matter how much it is.... good luck

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Main thing to remember here (as already highlighted by standingupformyself) is that there's no rhyme or reason to which claims are settled at prelim/LBA and which claims go to court. Some folks get £5K back after the LBA........ whilst others have to go all the way for a couple of hundred pounds.

 

At the end of the day though, we all have to stick out our claims to the end - as we will win. But everybody has to be prepared to file at court if necessary. It's scary at first when it gets to that stage (trust me, I freaked out big time the other day!!!) bput with support, help and encouragement from everyone on this forum, you'll be fine. Best of luck, hedgey xxx :p

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Good luck with your claim, Jenny!

 

Whether it be £2 - £2k, it's still your hard earned money and you deserve it back :)

 

NatWest:

23/4/07 - Requested statements NatWest

10/5/07 - Received 1st set of statements

12/5/07 - Remaining statements arrived. Proceeding NatWest claim for £2,235.14

14/5/07 - Pre-lim letter sent

01/6/07 - LBA letter sent

22/6/07 - Filed money claim at court! *gasp*

27/7/07 - Received official defence and bully cr*p!

 

LTSB:

23/4/07 - Requested statements LTSB

31/5/07 - List of charges received. Proceeding LTSB claim for £1,407.50

01/6/07 - Pre-lim letter sent.

09/6/07 - Received a 'bugger off' letter.

21/6/07 - LBA letter sent.

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  • 2 weeks later...

had a reply from Mr Higley to say that they ware investigating and will aim to reply within 6 weeks. fine i thought but i have realised i have got one of the dates wrong on my spreadsheet also i did not add one at the beginning of my list and also i have since recieved charges. as i have forgot to add the one at the beginning and got date wrong on one, i assume i will have to resend my preliminary letter with up to date and correct charges list?

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No, you don't ahve to send prelim again, you can alter the charges with your LBA, just send an amended schedule with the LBA and point this out in your letter. I'm sure someone will correct me if I'm wrong. If you've already done LBA you can amend when filing at court.

 

Wendy

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Also, ignore their "will get back to you in six weeks". You gave them 14 days (presumambly) so once the 14 days is up, send the LBA (with revised schedule as Wendy says)

 

Steven

 

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