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    • cause like you said in post one, 99% of people think these are FINES (it now reads charge). and wet themselves and cough up. they are not, they are speculative invoices because the driver supposedly broke some imaginary contract by driving onto privately owned land which said owner may or may not have signed some 99% fake contract with a private parking co years ago, thats already expired or has not been renewed or annually paid to employ them dx  
    • My car DVLA details are 100% correct and up to date, guaranteed.  I lived at my address longer than I have owned the car and made sure the details were correct when we transferred ownership of the car, so it's not that.  It must be their second-hand eBay cameras.  I've emailed the CEO with evidence and laid it on.  I will keep this post updated with the outcome.  Thanks again FTMDave .  I appreciate the guidance. I hate these predatory parking cowboys.  How are they even legal?
    • upto you, if you have no assets like a home in the UK, there is absolutely nothing they can do even if they do get a judgement. i see you state last payment was 2021, so i will guess your notification to lloyds of a change of address was sent within the last 6yrs so they should have record of it on their system. why not give them a ring and ask what address they have for you? you could do AOS and defend the claim stating you are and have been resident in xyz since date, here is proof.  you could also send that to PRA demanding they discontinue the claim immediately. see what you can find out. you've till atleast the 19th (aos date) . dx      
    • Thanks for the BP update - we'd missed that one! I'm just wondering why you haven't received an invoice, but your partner has. It may be that, with one car following the other, MET's ANPR cameras bought for 99p second hand on eBay didn't pick the other car up. Or ... are you absolutely sure that your car's log book is registered with the DVLA at your correct address?  The last thing you want is correspondence going to an old address.
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Will this affect my claim?


townend81
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I currentley bank with the Lloyds TSB. They plan on charging me £265 on the 1st June. I can't afford to pay that as it's about a third of my wages. I phoned customer care and spoke to a rude gentleman that said they won't refund any of the charges as they'd previously refunded £100 on the 1st Sep '06. "Good luck in court" he told me.

 

So i plan on switching banks before the 1st June to avoid this excessive charge and also on reclaiming the charges over the active period which amounts to just under £700.

 

How will this make my case stand when i start reclaiming? Can i say i don't intend on paying as the accounts in dispute? I don't want to jepordise the claim before it's begun.

 

Thanks

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"Good luck in court" he told me.

 

You won't need any luck - and they won't be there to see you anyway. I hope you got his name - so that when you get your charges back you can write to him personally.

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Guest ChloeJane

Hi there,

 

It will not affect your claim. If they did not charge the amounts they do, then you wouldn't be claiming them back!!!

 

So open the other account and start the claim.

 

Once you have the new account opened, write to them when you begin the claim process and warn them that you are re claiming charges and the debt will be settled in full once they have paid.

 

As i am sure you are claiming 6 years worth of charges, I can only assume when you get your statements or are going through them a lot more than that amount will be owed to you!

 

IF you want some tips on the subject access request and links then please post back and I will add them to your thread.

 

All the best with your claim,

 

CJ

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I wish i did. He was the most arguementative, unhelpful and rude person i think i've ever spoken to! Tried to sell me an overdraft to cover myself in future as well. I don't think i'll have a future with the Lloyds very soon.

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Thanks CJ. I've only had the account open since Dec '05 and the total is £695. I kept all statements and can access them all online anyway but thanks. It's just the sheer unhelpfulness of them thats annoyed me more than anything. Swines.

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