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    • worthy to not forget Just to let you know this bunch Kensington have been fined £1.225m by the financial regulator for treating borrowers who were in arrears unfairly. Claim those charges back plus the interest and tell them not to add any more to the account. There are a few news stories here you can get the info for a letter to send to them. http://news.bbc.co.uk/1/hi/business/8615870.stm  
    • Hi All. I went to visit a family friend in Rochdale on a new housing estate opposite a old row of houses. The location is Royle Road, Postcode OL11 3PE. I was originally parked in parking bays outside the old houses, then moved the car, when I noticed my tyre was flat, so parked on what looked like double yellows to use his air pump to check and inflate the tyres before we left the house.   In the time i went inside to sort the pump and power supply i got a PCN.  The tyre then got changed (has a puncture) and we left. PCN Number:         RE######## Date:             04/05/2024 Time:             20:36 Observation:         20:34 to 20:36 Reported location:     Royle Park Road Reason:        Parked in a restricted street during prescribed hours (Code: 01) I believe this PCN is not correct and has grounds to appeal: 1. My friend who moved into the property around 6 months ago, swears that even though it has old double yellows marked, they are not current or council marked.   He said the property development company had said they had marked them for ease of access during development. 2. The road i was parked on was Royle Road.  The PCN was issued for Royle Park Road, which is about 400 yards up the road. 3. There are no sign posts or marking showing parking  restriction hours in the entire area (there maybe on Royle park Road). I have attached a map of the Location where i parked as a red dot. I have 2 questions: a.  Is there a way to check where double yellow lines are marked on some register to check if they are current? b. Can my grounds of appeal simply be, wrong location, wrong offence? Thanks in advance. Map_20240505.pdf
    • you made it very confusing, though i doubt any of it was ever read by the delivery franchise for DPD. your saving grace might well be you didn't select your own address (though if you are all the same postcode..??) and neither mentioned a safe space other than another neighbour. but with the actual delivery address on the parcel, it appears the driver had a choice of 3 addresses, all under the same post code with differing house numbers. so chose the label one but left it on your doorstep. play it carefully and along with the photo and the retailers requirement you should be ok.   dx  
    • Are Resident car parks subject to Planning permission under Town and Country Planning {control of Advertisements ] Regulations? SCHEDULE 1CLASSES OF ADVERTISEMENT TO WHICH PARTS 2 AND 3 DO NOT APPLY Class A "1.  The advertisement is not readily visible from outside the enclosed land or from any place to which the public have a right of access." As a private residential site does the public have a right of access? This particular Act has so many caveats that even many Councils do not understand it and that includes me. Though I do understand it better than many council planning departments.
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Princesswawa V's Nationwide


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Hi everyone,

Newbie here that's just starting the process & looking for a little advice, encouragement & a little confidence in that I'm doing the right thing.

Have had a look at the FAQ's and the advice given to me on the welcome thread this morning & in following that info I'm aware of certain things that need to be done in order to claim back my bank charges. I've opened a parachute account already and have received a list from the nationwide outlining all my bank charges for the last 6 years which comes to the total amount of 1220.56 pounds as of the 29th March 07. I gather the next thing I need to do is process a prelim letter and someone in the welcome area very kindly directed me to templates so I will use that & post it off tomorrow to start the ball rolling . Could I ask how long do you wait until you sent the LBA is it 14 days or am I getting mixed up?

 

Any help much appreciated, thanks in advance,

Take care Princesswawa Xxx

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princess

 

14 days for the LBA after the Prelim Letter

 

Send everything by recorded delivery and check online that they were delivered.

 

14 days after receipt of the LBA, you are clear to file court papers.

 

regards

Varangian

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princess

 

14 days for the LBA after the Prelim Letter

 

Send everything by recorded delivery and check online that they were delivered.

 

14 days after receipt of the LBA, you are clear to file court papers.

 

regards

Varangian

 

 

Thanks Varangian for the advice.

Have Prelim letter all drafted and ready to go didn't realise that I should send it recorded delivery so will do that Tuesday when P.O's open.

Have spent ages looking through site and ensuring first letter done properly so fingers crossed. Have so much more to read & digest in order to be successful so guess I'll be around next few days constantly. Will probably be asking advise constantly also lol.

 

Take care Princesswawa Xxx

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Princess

 

If you want to ask questions quickly, or ask advice, try the chatroom. There are usually people there who will be happy to help with anything - night or day.:)

Also a place to meet new people claiming, and very friendly.

 

Varangian

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Princess

 

If you want to ask questions quickly, or ask advice, try the chatroom. There are usually people there who will be happy to help with anything - night or day.:)

Also a place to meet new people claiming, and very friendly.

 

Varangian

 

 

Thanks for that am sure I'll be a regular visitor :-D

 

Princesswawa

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Hi Princesswawa,

I will be sending my prelim letter and list of charges, recorded, on Tuesday too. I was going to send it yesterday, but realised that recorded would be a better idea and the post offices were shut.

So, good luck with your claim, we seem to be starting side-by side.

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Hi Princesswawa,

 

I will be sending my prelim letter and list of charges, recorded, on Tuesday too. I was going to send it yesterday, but realised that recorded would be a better idea and the post offices were shut.

 

So, good luck with your claim, we seem to be starting side-by side.

 

 

Hi Aqualibrium,

good luck with your claim too. Will be good to see how we both get on in the timetable of things. Wasn't sure about the recorded delivery glad it was recommended though I guess it's good to keep check on when it was sent & delivered that way Nationwide can't say they didn't get prelim letter (not that they'll pay much attention to it ). Only thing is will have to print another one off my hubby say letter lying on unit this morning when I was away to work & has posted it normal delivery lol. Men when you want them to do something they don't and when you don't they do :-D

 

Take care Princesswawa Xxx

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  • 2 weeks later...

Hey Princess,

 

just wondering if you had heard anything back yet?

 

I received the standard pee-off letter yesterday (19 May), 14 days are up on wednesday 23 May, almost halfway :)

 

All the best.

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Just wondering Princess,

 

I noticed you are in Lanarkshire, I am in Renfrewshire, what process are you using after the LBA?

 

I'm asking because my claim is more than the 750 I can claim in the scottish courts and I cannot claim in England as I dont know anyone with an address I could use and also because its unlikely I could travel there in the event of my presence being requested in court. It looks like I will be going through the Financial Ombudsman Service, unless I get advice to the contrary.

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Just wondering Princess,

 

I noticed you are in Lanarkshire, I am in Renfrewshire, what process are you using after the LBA?

 

I'm asking because my claim is more than the 750 I can claim in the scottish courts and I cannot claim in England as I dont know anyone with an address I could use and also because its unlikely I could travel there in the event of my presence being requested in court. It looks like I will be going through the Financial Ombudsman Service, unless I get advice to the contrary.

 

 

Hi there,

Have decided after LBA to go for summary cause. Am claiming a little over 1200 I think you can claim up to 1500 with this. Are you within this money amount or over? What about this action?was going to go the FOS way but not 100 % sure on how to do this so think I'm best sticking with this route as have more of an idea of what to do based on what I've read on here. What do you have to do with FOS? I hasve family in England & I guess I could use one of their addresses but I like to keep my business mine if you know what I mean lol, plus with being under 1500 think I'm ok on summary cause.

 

Have just printed off LBA and will send this registered tomorrow.

 

 

Princesswawa Xxx

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Hi ......I live in Central Scotland, and also do not have an address in England. I filed claim at Berwick upon Tweed (nearest English County Court), which is not too far away. Nationwide have until 6th June to file their defence....good luck with yours!

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