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    • Good afternoon,    I am writing in reference to the retail dispute number ****, between myself and Newton Autos concerning the sale of a Toyota Avensis which has been found to have serious mechanical faults.    As explained previously the car was found to be faulty just six days after purchase. The car had numerous fault codes that appeared on the dash board and went into limp mode. This required assistance from the AA and this evidence has already been provided. The car continues to exhibit these faults and has been diagnosed as having faults with the fuel injectors which will require major mechanical investigation and repairs.    Newton Autos did not make me aware of any faults upon purchase of the vehicle and sold it as being in good condition.    Newton Autos have also refused to honour their responsibilities under The Consumer Rights Act 2015 which requires them to refund the customer if the goods are found to be faulty and not fit for purpose within 30 days of purchase.    Newton Autos also refused to accept my rejection of the vehicle and refused to refund the car and accept the return of the vehicle.    It is clear to me that the car is not fit for purpose as these mechanical faults occurred so soon after purchase and have been shown to be present by both the AA and an independent mechanic.   Kind regards
    • Commercial Landlords are legally allowed to sue for early cancellation of the lease. You can only surrender your lease if your landlord agrees to your doing so. They are under no obligation even to consider your request and are entitled to refuse. You cannot use this as an excuse not to pay your rent. Your landlord is most likely to agree to your surrendering the lease if they want the property back in order to redevelop it, or if they wants to rent it to what they regards as a better tenant or at a higher rent. There are two types of surrender: Express surrender in writing. This is a written document which sets out the terms of the surrender. Implied surrender by conduct. (applies to your position) You can move out of the property you leased, simply hand your keys back and the lease will come to an end, but only if the landlord agrees to accept your surrender. Many tenants have thought they can simply post the keys through the landlord's letter box and the lease is ended. This is not true and without a document from the landlord, not only do you not know if the landlord has accepted the surrender, you also do not know on what basis they have accepted and could find they sue you for rent arrears, service charge arrears, damage to the property and compensation for your attempt to leave the property without the landlord's agreement. Unless you are absolutely certain that the landlord is agreeable to your departure, you should not attempt to imply a surrender by relying on your and the landlord's conduct.  
    • I had to deal with these last year worst DCA I have ever dealt with. Just wait for the constant threats of CCJ and how you'll lose in court and how they won't do mediation and they want the judge to question you with a load of "BIG" words to boot with the letter. My case was struck out in the end, stupidity on their part as I admitted to owing the debt in the end going through the court process was just a formality as they wouldn't let it drop despite me admitting the debt regardless. They didn't send the last part of the court paper work in so it ended up being struck out     .
    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Laddie18 Vs not IF but when.....***won***


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Well we are all behind you laddie. I have started against IF myself :)

 

Reading other threads, I feel they wil not offer you the 100% until you actually file your claim with the courts. Unfortunate, but its how IF (and other banks and CC companies) operate. They are hoping people will "chicken out" and not go through with filing their claim.

IF Current A/C won

MBNA A/C 1 Settled in full

MBNA A/C 2 S.A.R - (Subject Access Request) Settled in full

Lloyds TSB CC - S.A.R - (Subject Access Request) sent

Citicard S.A.R - (Subject Access Request) sent

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I hope not, i hope that they will pay up as they did with Andromeda!

 

The 7 days are up tomorrow that i gave them when i rec'd my 50% offer. I will speak to someone tomorrow afternoon if i get a chance.

 

The story so far......

 

1st May:- Rec'd list of charges

2nd May:- Sent Prelim letter recorded delivery.

16th May:- Rec'd letter from IF, looking into complaint.

16th May:- Sent LBA

6th June: Rec'd letter offering 50%

6th June:- Letter saying thanks but no thanks sent to them. Gave them another 7 days to offer full amount.

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I hope not, i hope that they will pay up as they did with Andromeda!

 

The 7 days are up tomorrow that i gave them when i rec'd my 50% offer. I will speak to someone tomorrow afternoon if i get a chance.

 

The story so far......

 

1st May:- Rec'd list of charges

2nd May:- Sent Prelim letter recorded delivery.

16th May:- Rec'd letter from IF, looking into complaint.

16th May:- Sent LBA

6th June: Rec'd letter offering 50%

6th June:- Letter saying thanks but no thanks sent to them. Gave them another 7 days to offer full amount.

 

Hi Laddie,

 

Hope that you do get something before having to file with the court. Our LBA is up on Thursday, and our rejection letter about the same time. Have spoken with IF, was a nice guy that we spoke with, they have acknowledged (via telephone) that they have the rejection letter, we have told them that we will not settle for less than the whole amount, and they said they will look into it and get back to us, so we have decided to allow a few extra days and will not file with the courts until towards the end of next week, but we will of course phone again in the meantime......................... will explain that if they are willing to settle we will not go to court and therefore would not claim court fees or our interest.:D

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Hi All,

 

Spoke to IF yesterday, they have told me that 'the matter' is being dealt with but would or could not tell me how.

 

Praying for a settlement......

 

One thing i have noticed recently when speaking to IF, is how much friendlier the staff seem to be! Anyone else noticed?

 

John

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Hi Folks,

 

Just had the best conversation with IF ever, they have sent out a resolution letter offering a full refund. Yipeeeeeeeeeee:D

 

Can i just thank everyone who has helped.... and offer a little bit of advice to anyone who is thinking about reclaiming their charges -

 

Please do it, i like everyone else was sceptical, nervous and worried but i have read and read until my head hurt. Followed the very simple advice on here and have just managed to claim nearly £3k back for the sake of 3 or 4 letters and a couple of telephone calls.

 

Please can a moderator move me to the won section, a donation will follow as soon as the cash hits the account.

 

Thanks

 

John

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Well done and congrats on the win.

 

Enjoy your money and spend it wisely!!!

IF Current A/C won

MBNA A/C 1 Settled in full

MBNA A/C 2 S.A.R - (Subject Access Request) Settled in full

Lloyds TSB CC - S.A.R - (Subject Access Request) sent

Citicard S.A.R - (Subject Access Request) sent

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  • 2 weeks later...

Hi All,

 

Just a quick update, i may have won but trying to get the money out of IF is something else.

 

They received my acceptance letter nearly 2 weeks ago but still no funds.

I called them first thing yesterday morning and was promised it would be in within 2 hours, they would even give me a call on my mobile just to let me know. I phoned back after 3 hours and was told that the lady who signs the refunds off was very busy and very very important and she had lots of meetings to go to and the funds would definately be in by 5 oclock.

 

I called back on the offchance at 4.45 and was told by someone else that it would not be today and there was no way that they could guarantee the funds being in the account by the end of the week. I was told that because it was such a large amount it had to go to authorisation from a higher level! I asked to speak to the person at the bottom of the letter offering the full refund (who had already authorised the payment!) and was told that this was impossible as they were too important to speak!!!

 

I am going to call back again this morning to see what sort a response i get today.....

 

Banks! don't you just love 'em

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Hi John

 

I have been watching your thread with interest and well done!

 

I now have my list of charges from IF but have got myself in a right twist on what I need to do next.

 

I think I understand that I now use the next letter, add up my charges etc. Did you add interest? Do I need to send a sheet detailing my charges? Did you use templates from this site?

 

Sorry for all these questions, it is just I dont know what I am doing!!!!

 

:?

 

Thanks

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Hi Moon,

 

Don't panic!!!

 

Add all of the charges up using the spreadsheet on this site. (I did not claim for any interest but was going to claim the 8% if it got to the court stage which thankfully it never!)

 

Write the Prelim Letter as per the template, i sent mine to the head office in Halifax. Within the 14 days you should recieve a letter saying that they are investigating your complaint etc.

 

You will then send your Letter before action and if it goes like it has been, you will recieve an offer for 50% as a good will gesture... do not accept this because within a few days of them getting your refusal letter, they will offer you the full amount.

 

(You will then have to wait an undisclosed amount of time for your money - this is where i am at the moment!)

 

If you have any problems, you can PM me or start your own thread, we will all help you in any way that we can.

 

 

John

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Please take back all of those nasty things that i have said about IF, i have just checked account and the money has gone in (at last) and has been back dated to the date that they recieved my acceptance letter.

 

HOOOORRRRAAYYYY

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Congrats on getting your money back!!!:D:D:D:D:D

 

They have just offered me 50% as well, so not too far behind you.

IF Current A/C won

MBNA A/C 1 Settled in full

MBNA A/C 2 S.A.R - (Subject Access Request) Settled in full

Lloyds TSB CC - S.A.R - (Subject Access Request) sent

Citicard S.A.R - (Subject Access Request) sent

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