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    • Afternoon All - after 3 weeks of silence, this morning I received an email from HMCTS advising that P2G have rejected my claim. Decide whether to proceed Parcel2Go.com has rejected your claim. You need to decide whether to proceed with the claim. You need to respond before 4pm on 25 June 2024. Your claim won’t continue if you don’t respond by then. This is their ‘defence’ Their defence Why they disagree with the claim When choosing a service on the Defendants website, the Claimant chose to book their order with Evri and selected to take out £20 parcel protection which comes with the service. On the first page of the booking process, the Claimant entered the value of £265 for the contents and was offered parcel protection for loss or damages against their goods for £13.99 + VAT. The Claimant selected no, which then produced a pop up which explained 'We strongly recommend that you protect the full value of your item(s).' however, the Claimant still did not take this protection out and instead continued with the booking process. At the end of the booking process, the Claimant was offered this again which was refused and the Claimant continued with the booking by accepting the terms and conditions which re-iterates the information provided in the booking process. The parcel was sent, however, seems to be delayed in transit. The parcel finally started to track again, however, when delivered the parcel was empty with no contents. As such, the claim was re-opened and attempted to be settled for the £20 protection taken out in the booking process. This was refused by the Claimant as they felt they should be paid the full amount of the value entered when booking. Unfortunately, due to the refusal of the parcel protection in the booking process the Defendant is not liable to settle the claim to the value and only to the parcel protection taken out. The Defendant shall rely on the Terms and Conditions of carriage in particular section 9. The Defendant understands that the contents have not be handled with due care and attention, which is not being disputed, however, they are disputing the amount they are liable to. They have requested mediation, I’m sure not least to drag the case out even longer, but I can see no benefit to me in this and so shall reject it. As ever, I’d welcome your thoughts guys. g59   
    • I doubt HMCTS holds any data on whether arrests by AEAs required police assistance.  They couldn't or wouldn't provide data on how many of warrants issued were successfully executed - just the number issued!  In my experience, arrest warrants whether with or without bail are [surprisingly] carried out with little or no fuss.  I think it's about how you treat people - a little respect and courtesy goes a long way. If you treat people badly they will react the same way. Occasions when police are called to assist are not common and, having undertaken or managed many thousands of these over the years, I can only recall a handful of occasions when police assistance was necessary. On one occasion, many years ago, I arrested and transported a man from Hampshire to Bristol prison on a committal warrant. It was just me and he was no problem. I didn't know the Bristol area (pre Sat Nav) and he was kind enough to provide directions - seems he knew the prison.  One young chap on another committal warrant jumped out of his back window and I had to chase him across several garden fences.  When he gave up (we were both knackered) I agreed to drive by his girlfriend's house to say farewell for a while.  I gave them a few moments and he was fine. The most difficult are breach warrants but mainly in locating the defendant as they don't want to go back to prison - can't blame them.  These were always dealt with by the police until the Access to Justice Act transferred responsibility from them to the magistrates' courts. The fact was the police did not actively pursue them and generally only executed them when they arrested someone for something else and found they had a breach warrant outstanding.  Hence the transfer of responsibility.
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HELP!! totally stuck trying to work out interest


lofaprize
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Hi all,

 

i am now at the stage of filling in my N1 claim form, its actualy about 4 weeks overdue.

i have asked for help to figure out interest, but i think i must be totally stupid cos i just dont understand what im being told. i cant open the spreadsheet for some reason, so i dont have a clue what to do. everyone else can do it by the looks of searching through millions of posts, ive been searching since December!!

ive been givin a few pointers but i really dont understand how to work out the 8%, e.g from what dates, and as i dont have an overdraft (i'm not allowed one) does this change the interest? I had a look through all my statements going back 6 years and the only interest i have paid only amounts to £5 or so.

I have another thread but dont think its shouting loud enough.

can anyone help?

please? :???:

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Go to FAQ on top of page in blue line, click on, go through info till you come to red FAQ clck on then you want template library, or you could just search template library. Then go to sticky 6 Interest Calculator Spreedsheets try the first one and see if that opens

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Try this

 

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/53182-cant-find-what-youre.html#post436526

 

There's a few to try.......mindzai's, the vampiress and google, or excel

 

I'm used to excel, and while I'm no expert, I could give you a hand if you get stuck

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Hi enaid,

 

Which ones are you going to use?

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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hiya charley and enaid,

i got to open the excel spreadsheet but i dont have a product key to use it arrrggghhh!! i normally use works, but that wont open for me, it says that it wont open because its already being used or the addy could be wrong??

i have a better idea of what to do now ive seen it, but when it says "days since offence" whats that? and whats the "date of service"?

so sorry to be a pain, and i am so glad i caught your eyes for help.

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Right you got the sheet ok, you go on the boxes ie name, click on you fill in your details yeh,

You just fill in what the charge was ie late payment, how much ie £20.00 date of charge ie Jan2004. It then works it all out for you at 8%. When you have filled in all your details delete all the rest on there and print it off. Bl**dy magic really. Ley us know how you go on:)

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Thanks for replies.

 

I cant write on the spreadsheet as I don’t have a product key to use it. I don’t have “excel” only “works” but that doesn’t open for some reason? I don’t know if its my pc (I don’t think it is) or the link that’s not working.

 

mariejadder,

 

When I looked at the spreadsheet, it says “days since offence” and below it has numbers from the thousands descending. What’s this?

 

Can someone try to open the "works" spreadsheet to see if it is my pc or not? I cant use any other one. or do i have to ask a mod?

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So sorry Lofa, could help you with spreadsheets a little as if I can do them anyone can, but don't know how to help you anymore to get on them. Once again sorry, but someone will be by to help you I'm sure

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awwww thanks enaid, your posts have helped me in my loooong struggle to fix it.

 

all replies are good, at least i know someone is out there.

 

Thanks for all your help.

 

x

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Hi

I had loads of problems trying to open the interest spreadsheets,in the end I used the interest calculator on the Money saving expert website it works out the 8% interest for you.

Don't know if that's any use to you.

Good luck

Glad:p

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Thanks for replies.

 

I cant write on the spreadsheet as I don’t have a product key to use it. I don’t have “excel” only “works” but that doesn’t open for some reason? I don’t know if its my pc (I don’t think it is) or the link that’s not working.

 

mariejadder,

 

When I looked at the spreadsheet, it says “days since offence” and below it has numbers from the thousands descending. What’s this?

 

Can someone try to open the "works" spreadsheet to see if it is my pc or not? I cant use any other one. or do i have to ask a mod?

Hi lofa,

 

I've got the works ss open, so if you PM me with your info we'll see what we can do:)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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I got it open!! yeah!!

for anyone else having bother opening it, i saved it, then opened it from my desktop. (with a help from the site helper)

now to try putting all the info in.

will let you know how i get on.

thanks for replies

Lofa

xx

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OK i have a question.

I had £590 paid to me as a gogw which i accepted as part payment. how do i work that with the interest? After taking off the £590 (gogw) it leaves a claim for £1129, do i calculate for £1129 or the original £1719 as i have done.

Also, does £150 for interest sound about right?

:-?

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you don't change the interest at all. Keep the calculations exactly as they are, just deduct the GOGW off the final total.

Sounds right otherwise. keep going and keep us posted

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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