Jump to content


HELP!! totally stuck trying to work out interest


lofaprize
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5263 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all,

 

i am now at the stage of filling in my N1 claim form, its actualy about 4 weeks overdue.

i have asked for help to figure out interest, but i think i must be totally stupid cos i just dont understand what im being told. i cant open the spreadsheet for some reason, so i dont have a clue what to do. everyone else can do it by the looks of searching through millions of posts, ive been searching since December!!

ive been givin a few pointers but i really dont understand how to work out the 8%, e.g from what dates, and as i dont have an overdraft (i'm not allowed one) does this change the interest? I had a look through all my statements going back 6 years and the only interest i have paid only amounts to £5 or so.

I have another thread but dont think its shouting loud enough.

can anyone help?

please? :???:

Link to post
Share on other sites

Go to FAQ on top of page in blue line, click on, go through info till you come to red FAQ clck on then you want template library, or you could just search template library. Then go to sticky 6 Interest Calculator Spreedsheets try the first one and see if that opens

Link to post
Share on other sites

Try this

 

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/53182-cant-find-what-youre.html#post436526

 

There's a few to try.......mindzai's, the vampiress and google, or excel

 

I'm used to excel, and while I'm no expert, I could give you a hand if you get stuck

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

Link to post
Share on other sites

Hi enaid,

 

Which ones are you going to use?

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

Link to post
Share on other sites

hiya charley and enaid,

i got to open the excel spreadsheet but i dont have a product key to use it arrrggghhh!! i normally use works, but that wont open for me, it says that it wont open because its already being used or the addy could be wrong??

i have a better idea of what to do now ive seen it, but when it says "days since offence" whats that? and whats the "date of service"?

so sorry to be a pain, and i am so glad i caught your eyes for help.

Link to post
Share on other sites

Right you got the sheet ok, you go on the boxes ie name, click on you fill in your details yeh,

You just fill in what the charge was ie late payment, how much ie £20.00 date of charge ie Jan2004. It then works it all out for you at 8%. When you have filled in all your details delete all the rest on there and print it off. Bl**dy magic really. Ley us know how you go on:)

Link to post
Share on other sites

"days since offence" whats that?

 

the date on your statement that you were charged

Nat West Settled 2 acct's before action:

 

£2194.77 settled £1904.00 08/01/2007 less interest

£650.93 Settled overpaid GOGW £850.00 02/01/2007

 

Applied Abbey statements -40 day up 24/04/06(arrived 30/06/06)

Prem 04/01/2007 - reply rcvd 22nd Jan advising not paying

LBA 22/01/07

 

14/02/07 N1 filed @ local court

21/02/07 issued claim

23/02/07 deemed served

25/02/07 Abbey acknowledgement defend in full.

19/03/07 defence + 50% GOGW

13/04/07 AQ final day for submission

30/04/07 DEFENCE STRUCK OUT "ABUSE OF PROCESS"

01/05/07 Judgement order

8/05/07 Warrant of Execution requested

 

 

Media coverage :D

 

http://news.bbc.co.uk/1/hi/business/6701231.stm

 

http://www.newburytoday.co.uk/News/Article.aspx?articleID=4505

 

 

If you find my post helpfull then please click my scales:)

Link to post
Share on other sites

Thanks for replies.

 

I cant write on the spreadsheet as I don’t have a product key to use it. I don’t have “excel” only “works” but that doesn’t open for some reason? I don’t know if its my pc (I don’t think it is) or the link that’s not working.

 

mariejadder,

 

When I looked at the spreadsheet, it says “days since offence” and below it has numbers from the thousands descending. What’s this?

 

Can someone try to open the "works" spreadsheet to see if it is my pc or not? I cant use any other one. or do i have to ask a mod?

Link to post
Share on other sites

So sorry Lofa, could help you with spreadsheets a little as if I can do them anyone can, but don't know how to help you anymore to get on them. Once again sorry, but someone will be by to help you I'm sure

Link to post
Share on other sites

awwww thanks enaid, your posts have helped me in my loooong struggle to fix it.

 

all replies are good, at least i know someone is out there.

 

Thanks for all your help.

 

x

Link to post
Share on other sites

Hi

I had loads of problems trying to open the interest spreadsheets,in the end I used the interest calculator on the Money saving expert website it works out the 8% interest for you.

Don't know if that's any use to you.

Good luck

Glad:p

Link to post
Share on other sites

Thanks for replies.

 

I cant write on the spreadsheet as I don’t have a product key to use it. I don’t have “excel” only “works” but that doesn’t open for some reason? I don’t know if its my pc (I don’t think it is) or the link that’s not working.

 

mariejadder,

 

When I looked at the spreadsheet, it says “days since offence” and below it has numbers from the thousands descending. What’s this?

 

Can someone try to open the "works" spreadsheet to see if it is my pc or not? I cant use any other one. or do i have to ask a mod?

Hi lofa,

 

I've got the works ss open, so if you PM me with your info we'll see what we can do:)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

Link to post
Share on other sites

I got it open!! yeah!!

for anyone else having bother opening it, i saved it, then opened it from my desktop. (with a help from the site helper)

now to try putting all the info in.

will let you know how i get on.

thanks for replies

Lofa

xx

Link to post
Share on other sites

OK i have a question.

I had £590 paid to me as a gogw which i accepted as part payment. how do i work that with the interest? After taking off the £590 (gogw) it leaves a claim for £1129, do i calculate for £1129 or the original £1719 as i have done.

Also, does £150 for interest sound about right?

:-?

Link to post
Share on other sites

you don't change the interest at all. Keep the calculations exactly as they are, just deduct the GOGW off the final total.

Sounds right otherwise. keep going and keep us posted

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...