Citicards tactics adjustment?

[icepop55]

Hi GC

I don't as yet have a fight with 1st Credit apart from sending them a CCA request. No reply on that yet although they have defaulted with the request (sent 10/4/07).

 

All other issues where directed to Citi concerning refund of charges and as it has turned out, Citi aka Brian Smith has not defended anything. I will contact the Courts tomorrow as to where I stand. The Warrant I hope will suffice against them.

[icepop55]

Hi All

 

Rang the courts to where I stand on this matter. I was informed as the warrant has just been issued 11/5/07 from Reading C/C, because of slow turning wheels of bureaucracy to wait at least 3 weeks then Reading will contact me concerning the status of the warrant?

 

Whats your view on this?

Do I contact BS and say it is unacceptable of your excuses and as GC says once judgement has been passed -payup-not to 1st Credit but to ME.

[icepop55]

Hi to all

 

I have to date 2 ongoing court cases (Citi & First Direct-both C/Card claims) with 8 more to come?

 

Today Northampton County Court issued a transfer to my own back yard concerning 'First Direct'.

 

IT IS ORDERED THAT:-

1. THE FILING OF AN ALLOCATION QUESTIONNAIRE BE DISPENSED WITH IN THIS CASE UNLESS THE DISTRICT JUDGE AT THE COURT OF TRANSFER ORDERS OTHERWISE.**

 

**PLEASE NOTE THAT AN ALLOCATION FEE MAY BE PAYABLE IN THIS INSTANCE. PLEASE CONTACT THE COURT OF TRANSFER FOR FURTHER DETAILS.

 

When did this happen? Can anyone shed a light on this.

[groovycaz]

Hi Ice

did First Direct want the hearing to be in the Northampton Court?

you as the claimant normally have jurisdiction....

 

As for citi, disgraceful how they are allowed to constantly flout the time scales as set out by the courts, after I recieved judgement in default they waited 3 weeks befor they applied for a set aside which they should have done in 14 days..GC

[megan34]

Surely with all this proof about the way they flout the timescales etc a complaint can be made to the courts? and then they would be able to stop them the next time they do this?

[groovycaz]

I believe that judges know how citi flout the rules,

another claimant on this site went to court last week and the judge did not expect citi to turn up and luckily for the claimant she had not read up on the case and adjourned, the courts are aware of citi tactics yet still they get away with it..GC

[gizmo111]

I believe that judges know how citi flout the rules,

another claimant on this site went to court last week and the judge did not expect citi to turn up and luckily for the claimant she had not read up on the case and adjourned, the courts are aware of citi tactics yet still they get away with it..GC

 

Who was this - I htought everyone here knew that Citi ALWAYS turn up.

[groovycaz]

Yes your correct,

It was Megan 34 who linked the post to the penalty charges forum,

GC

[icepop55]

Hi All

GC, With First Direct the case has been allocated to 'Bradford C/C'.However, today I received a cheque from DCA-Intrum Justitia who are acting on F/Direct regarding my debt. To my suprise £1.00 has been returned regarding a CCA I sent them dated 10/4/07. I wonder what my next cause on this,any suggestions?

 

I spoke to a legalbeagle the other day (a Friend) about Citi situation. They can at will get a 'set-aside' even at warrant stage. I can and will hit them with a WASTING COURTS TIME rule BIG TIME.

I am still waiting for a responce.

[icepop55]

Regarding First Direct- DCA 'Intrum Justitia' received letter on Monday to say it is handing back to F/D the debt and know longer have a interest in the matter.

 

Still waiting on CitiCards to see what they going to do.

[icepop55]

Hi to all

 

CitiCards and FirstDirect C/C are now in serious default under the Consumer Credit Act 1974.

BOTH HAVE FAILED TO PRODUCE AGREEMENTS (Sent 10/04/2007).

 

I shall be requesting to stop all payments through my DMP at the CCCA.

 

I am taking the right course on this regarding the pending Court casing on the two.

 

Please advise on this issue?

[miss muppet]

Did you send the CCA's and SAR's recorded delivery and if so do you have the date they received them, if so its 12+2 working days for the CCA, you can stop payments at this point, then it is another 30 calendar days on when they are in criminal default. SAR is 40 days from receipt.

[icepop55]

Hi MM

 

Both where CCA (10/04/2007) did'nt need to SAR them as I have kept all paper records since I opened the accounts. Yes they where sent R/Del.

[groovycaz]

Hi ice

looks like your having as bad a time as me with citi, im just gearing up for my set aside on the 11th, I was reading someone elses thread the other day and the judge didnt automaticly grant the set aside, been looking who it was and cant find them again but citi defaulted on the order of full disclosure

[groovycaz]

Hey Ice

Just noticed you got a canny thread going here 40 posts, cant be bad eh!

[icepop55]

Thanks GC

Canny being the operative word!

I have been looking through the 'Guidelines-Requests for an original agreements under the CCA act 1974 thread'.

THis stuff is mind blowing.

 

However, I am in the process in cancelling further payments to both Citicards&First Direct.

A letter is being sent to both regarding failed and defaulted CCA requests.

Considering pending court cases I am still bewildering they stance. Astonishing!!!!!

[groovycaz]

Hi Ice

just been scooting around other peoples threads for bank and CC charges and I think citi are as bad as the dredded blemain finance, I claimed my charges back from the halifax after 1 letter and the BOS after issuing court order they paid up, never mind though we will get our money at the end of the day and more because the interest is mounting up every day they dont repay us and with the wasted costs order, and the costs i am applying £9.50 an hr for preparing my case, its more to add to our claim, you would think the pillocks would give us our fees back to be rid of us, woops do you think i'l get into trouble for name calling!..ha ha ha:D GC

[icepop55]

GC

Your ' set-aside' was a valid reason given for this? apart from what you say.

The reason I ask is that when the DCA was CCA it was acknowledge by them but,accordingly the R/Mail R/Del was not signed but delivered according to their records.

Just wondering about CitiCards tactics.

[groovycaz]

Hi Ice

the reason they gave was that my claim had been overlooked and that they had a very good chance of defending as they had already sucessfully defended similar cases dozens of times and that they should be given the chance to also defend in this case...GC:?

[megan34]

Have to agree there - I have one case in mcol and one ready to go - I have tried to be reasonable and said I would take less money onthe claim not in mcol yet - ive phoned/faxed/wrote - they just keep sending these standard letters out saying thank you for your letter blah blah - will reply soon...... - then nothing.Ive lost count of these ridiculous letters all saying exactly the same thing. I havent even charged much interets on my claims - just 8% whereas other are charging higher rates. I intend to show the judge all these letters to let him/her see that I have bent over backwards trying to get a settlement outof court and they just flatly refuse to even try and sort it out. Im giving them 2-3 more days then im putting this o ne into mcol aswell. Im expecting them saying exactly the same about my claims - that they were overlooked and they need more time cos they think have a good chance of defending - isnt it about time the courts seen through citicards and there little 'delaying' tactics and how they operate in every case?

[icepop55]

Megan

 

Why are you trying to settle one of your claims. It will always fall on deaf-ears. They in house solicitors will give that instruction.

 

Quote 'I am confused, angry and most of all nervous. I am desperate to talk, but terrified it would mean more trouble'.

 

This is what I read on all despatches on most sites.

 

Citicards are doing it seems little wrong in the law eyes, but are shamless and have been and still are very sloppy in what there say and do. It almost sums up the law regarding pleds like us to intrude in matters concerning the law and its regulations. Their like us to rather hire solitiors to make arrangments to settle and keep order within. We are intolerable to these professionals. Go for the jugular?

[icepop55]

Hi All

 

Sent today default notices to CITICARDS & FIRST DIRECT. With copies to the relevant assorted accociates.

 

I await replies?

 

Still waiting on pending court cases!!!!

[icepop55]

WHAT A COINCIDENCE!!!!!!

 

1st Credit (LCS Solicitors) acting on CitiCards are going to issue me proceedings as I have not complied to their demands,TUFF S...

 

I have complied to deaf ears. Open your post 1st Credit and see a horrible letter on your desk. You need to rethink?

 

A letter recieved from 'Bradford C/Court' today regarding FIRST DIRECT. This is a Alloction to the small claims track (preliminary hearing)

QUOTE:

DISTRICT JUDGE LAWTON has considered the statements of case and allocation questionnaires filed(THIS WAS DISPENCED) and allocated the claim to the small claims track.

Before the claim is listed for hearing, the judge has ordered that a preliminary hearing should take place because:-

 

SPECIAL DIRECTIONS ARE NEEDED IN THIS CLAIM TO PREPARE FOR THE FINAL HEARING WHICH THE JUDGE WOULD PREFER TO EXPLAIN TO YOU IN PERSON.

 

TO take place 02/08/2007

 

Would someone please explain and give advise on this issue. Does anybody know whats going on?

[MARTIN3030]

Theres nothing unusual with this.The Judge will basically have a look at all the submissions so far before he decides on the best course.

This is i good opportunity to ask the Judge to consider ordering full disclosure.

Theres nothing to be concerned about.

Keep reading the latest Citi threads for updates.

[groovycaz]

Hi Ice

It just goes on and on and on for us, Im soooo looking forward to citi,s set aside hearing next week, got lots of information for the judge..Gc