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Tomba90 v RBS --- ***WON!!!!****


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yeah good luck Tomba, I'm sure you'll get a nice cheque soon like the rest of us seem to be getting!

 

Stacy

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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Hi,

 

Been reading up today on Her Majesty's Courts Service website, and found out why i'm so special.........

 

I should have received a "Notice of allocation" which specifies which track the Judge has placed the case, this includes his reasons.(NOT RECEIVED)

 

The case summary & draft order is only required for the Multi track ?????

 

Me thinks I will be calling the court tomorrow as my claim is for £4640 and not very complicated.:confused:

Tomba90

 

First they ignore you, then they laugh at you, then they fight you, then you win.

- Mahatma Gandhi

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Ooo-er!

 

Best of luck with that one Tomba!

 

Let's hope the cheque has been agreed by the Bank anyway!

 

BC:p

Big Col:p

RBS LBA 20/06/06. WON - 21/10/06

MBNA(1)-Start-20/06/06, Claim-£250, 15/8 - Winner!!

MBNA Virgin(2)-Start-20/06/06, Claim £100, 15/8 - Winner!!

BoS MCard Data Protection Act Sent 20/06/06 - WON 16/10/06

Green On!

If the post/advice helps, pse click on the scales!! :cool:

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Way hay !!!

 

I'm wrong, called the courts today, it will be decided by the judge what track on the allocation/case management Hearing. The reason is due to when the AQ's was submitted, I requested Small claim Track & our freinds at Cobbetts requested the Multi !!!!!!

 

Anything to slow the procedure down..........Boo !!

Tomba90

 

First they ignore you, then they laugh at you, then they fight you, then you win.

- Mahatma Gandhi

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I got a copy of Cobblers AQ yesterday (nice of them), you would have thought that as qualified solicitors they would be able to fill in what is, ostensibly, a very simple form. I must admit that I was expecting them to throw a spanner in the works but they don't seem to have done.

 

BC:p

Big Col:p

RBS LBA 20/06/06. WON - 21/10/06

MBNA(1)-Start-20/06/06, Claim-£250, 15/8 - Winner!!

MBNA Virgin(2)-Start-20/06/06, Claim £100, 15/8 - Winner!!

BoS MCard Data Protection Act Sent 20/06/06 - WON 16/10/06

Green On!

If the post/advice helps, pse click on the scales!! :cool:

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All,

Got two letters this morning, an offer from Cobetts, and another Hearing notice from WXM county court ???

Cobbetts offer is the same speal as usual and offering 3K, better but not good enough !!!!!!

WXM County court notice has changed from a telephone conference to a 30 min hearing, so hoping after I turn this latest offer down, cobbetts will make a cheque out for the full amount:cool: :oops::)

Get in..........

Tomba90

 

First they ignore you, then they laugh at you, then they fight you, then you win.

- Mahatma Gandhi

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Tombs,

 

fingers crossed over here, just waiting for my Court date. Hope you get some really good news soon.:D

 

BC:lol:

Big Col:p

RBS LBA 20/06/06. WON - 21/10/06

MBNA(1)-Start-20/06/06, Claim-£250, 15/8 - Winner!!

MBNA Virgin(2)-Start-20/06/06, Claim £100, 15/8 - Winner!!

BoS MCard Data Protection Act Sent 20/06/06 - WON 16/10/06

Green On!

If the post/advice helps, pse click on the scales!! :cool:

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  • 3 weeks later...

COMPLETE SURPRISE!!!!!

RBS HAVE SETTLED IN FULL.......YES, GET IN..........

Got home to find a letter on the floor from Cobbetts, in response to my get lost with your offer, they just gave in and payed up.........Never thought I would get it that easy, didn't even get a court date.

Hope for you all............

Tomba90

 

First they ignore you, then they laugh at you, then they fight you, then you win.

- Mahatma Gandhi

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Tomba!!

 

Big smiles this end!! Well done, bet you can't wait for the cheque! Any stipulations put on it by RBS??

 

Roll on the rest of us!!

 

BC:smile:

Big Col:p

RBS LBA 20/06/06. WON - 21/10/06

MBNA(1)-Start-20/06/06, Claim-£250, 15/8 - Winner!!

MBNA Virgin(2)-Start-20/06/06, Claim £100, 15/8 - Winner!!

BoS MCard Data Protection Act Sent 20/06/06 - WON 16/10/06

Green On!

If the post/advice helps, pse click on the scales!! :cool:

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Tomba.....absolutely brilliant:D :D :D . Gives us all some more hope. Did they ever talk about closing your account?

 

JB

1/9/06 RBS claim #1

8/11/06 - claim settled

17/11 claim #2 started - incl creditcard

30/11 - CC statements received

31/11 - Prelims issued - RBS paying up, only M/C to go)

 

If any of my advice/ info has been helpful, please click the scales:D

 

Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional:)

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:D Congratulations Tomba!! :D

 

Did you get the interest and court costs all back aswell? How much in total, if you don't mind me asking? Have you had the money credited to your account, a cheque for it or what?... I'm so exited for you! You've cheered me up no end :)

~

:p I'm a lover, not a fighter... well, most of the time :razz: ~

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Hello All:)

 

Access request letter sent.All statements received for last 6 years.

 

Spreadsheet completed and prelimanary request letter sent 7/9/06 £3,177.66

 

22/9/06 Letter received back from Customer relations unit stating that RBS does not accept the Office of Fair Tradings findings regarding credit cards and that they are concerned that the OFT has publicly called into question the settling of charges apllied to other products,including current accounts.

They have totally refused my request to reimburse any of the charges applied to my current account.

 

28/9/06 Letter Before Action sent inclusive of charges spreadsheet.

 

All correspondence sent by myself has been of recorded delivery.

 

Here's hoping i get a more productive/rewarding response to my LBA in the next 14 days.

 

Eddie

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CONGRATULATIONS!!!!!!

 

You've done fantastic all the way through! and the deserve every penny of your money back!!!!!!

 

 

Stace xxx

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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That's brilliant news!!!

 

Did they threaten to close your account? I'm new to all this and really can't face the idea of changing banks...but really want to get my money back!!!

 

Congrats on your win!!!

 

x

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Hey up, Thanks for everyone kinds words.....

 

To answer some of the questions:

  • Yes all money refunded + Interest + Court costs £5868.66
  • Cheque sent with letter, payed it into my RBS account today, and the man asked if I was going to spend it on something nice !!!!
  • No mention of account closure(but it doesn't hurt to have a fall back).
  • Same crap you get in all offer letters, "we think we would win", "would cost to much", "don't tell anyone......yeah right, bit late for that one !!!

I will be starting my next challange shortly:

  1. RBS credit card
  2. Egg Credit card
  3. Another RBS account
  4. And maybe HSBC

We shall see, I have the knowledge to take them all on......keep it up everyone, they WILL pay up.

 

Tomba90

Tomba90

 

First they ignore you, then they laugh at you, then they fight you, then you win.

- Mahatma Gandhi

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