Jump to content


  • Tweets

  • Posts

    • wont go near it with a barge pole as its ex gov't debt.  
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles. Might be worth passing story to RIP off Britain?
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Nimrod10 v Abbey/ Court orders stays to be lifted.


Nimrod10
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5337 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have two outstanding actions against Abbey which have been stayed since October 2008. Now, suprisingly, The District Judge has granted us hearing dates on both of them. Has anybody had a similar experience and are Abbey likely to appeal the granting of a hearing? It's going to cost us a further £600 in fees to progress or risk the case being struck out.

Link to post
Share on other sites

  • Replies 51
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Yes. I won one claim against the Abbey and the two remaining claims got caught up in the original stays. I've rung the Court who say they expected that all claims would be stayed until January 2010 but the District Judge has offered us hearings on both our outstanding claims which have been with the Court for almost two years now.

Link to post
Share on other sites

There will be a few people watching this.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Yes very interesting.Has there been notification to you that it will be struck out if not further pursued now ?

How were you notified about this ?

 

And can you say which Court ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

The cases are at Bury County Court. If I do not pay the small claims hearing fees within 14 days both claims will be struck out - this amounts to a further £300! The hearing date was notified to us by letter from the Court following my usual 6-monthly letter asking the Court to keep the claim open during the stay process. I have used the CAG template letter for this twice now, identical wording. The first time resulted in a further stay the second time a hearing. The Court officer I spoke to has no idea why a hearing has been granted and has suggested I can write to the District Judge for an explanation. I think I'd rather just go for the hearing and hope that Abbey don't turn up.:lol:

Link to post
Share on other sites

Thanks.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

I saw that theres no background to these particular cases,can you say at what stages the cases were at when they were stayed ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

Hard to remember now I feel as if they've been on hold forever!

Papers had been lodged with the Courts and we were awaiting directions as to a hearing. One claim had just been accepted out of court and paid in full by Abbey.

Link to post
Share on other sites

Yes I saw the won one-and have amended the thread title there.

So you went through allocation for this second one-was there a bundle exchange done for it ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

I've been back through my paperwork today as I have to pay the small claims track fee today. Got as far as the AQ and then both claims were stayed. I've had a couple of letters over the past two years from Abbey, the usual rubbish about waiting for the High Court decision but other than that nothing. Their 14 days to ask for a futher stay are also up today so we could well be going for a hearing. I've heard nothing from Abbey at all.

In my letter to the Court I quoted the "rights under the European Contravention of Human Rights (ECHR) as set out in Schedule 1 of the Human Rights Act 1998, Article 6.1". Maybe the District Judge also agrees that two years is a long time to wait.

Link to post
Share on other sites

Ok a little clearer.Its very difficult to speculate as to what prompted the decision.Many used the Human rights arguement in their applications to have stays lifted,yet it was not taken into account.In fact in one of my own hearings for the stay to be lifted,in opposing it,the defence actually argued that the Human Rights Act equally applied to THEM !!.

 

Whatever the reason,its good to hear.

Abbeys lack of response also seems baffling.

You say that papers were previously lodged,so presumably everything is in place for the hearing.

Just one thing that I was thinking of-that is your original Particulars of claim is likely to have used the "Penalty" Charges arguement-as you probably know,this was ruled on by Justice Smith.

Also,does your POCs seek to rely on common law ?

 

When did you write your last letter to the Court ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

Yes I to used the same Human Rights Act before and my stay wasn't lifted so I'm not sure what has prompted the District Judge to take this action.

I'll have to check back and see what needs amending. I'm quite looking forward to it particularly as Abbey gave the new defence and the period of charges I'm claiming for was before the new Terms & Conditions came into effect. In my opinion therefore their defence is flawed?

Is there an updated court bundle anywhere?

Link to post
Share on other sites

Advice from the team is not to do anything at the moment to muddy the waters-what is the date thats been given for the hearing ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

The date for the hearing is 3rd November. I'm going to the Court office today to pay my small claims track fees and am going to ask if Abbey have filed anything further with the Court. The Court Office is confused as to why I am being granted hearings, do you think I should write to the Judge asking for advice? In my opinion this may only point out his error?

Link to post
Share on other sites

No I suggest doing or saying nothing,apart from asking if Abbey HAVE filed anything.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

Thanks, will keep you posted. I was hoping others were in the same boat not sure I like being a pioneer!

 

Nothing wrong with being a pioneer-you are certain to attract a few followers-so wont be facing this alone !!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...