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    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
    • Steam is still needed in many industries, but much of it is still made with fossil fuels.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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"Pre Trial reveiw" Any ideas??***WON***


Reigs1979
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Hi All,

 

Has anyone had to attend a "Pre trail reveiw"? My claim has recently been transfered to my local court from MCOL - on the transfer papers, it stated I would have to file a AQ unless the jude at the court I was transfering to (Cambridge) ordered differently.

 

I have received no AQ, just a date for a Pre Trail review "When you should attend".... This is in three months time though.

 

Any advice/comment's or links to other threads (that I have tried to find) would be a great help...

 

Also will SC&M be asked to attend, if they dont show does anyone know what may happen next...

 

 

Thanks in advance for any advice offered...

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Hi,

 

I'm not sure I've heard of that but check out GaryH's thread GOT A COURT DATE? A guide to the later stages. You may find some relevant information there. If not then contact the court and find out - don't leave it to the last minute though in case you need to prepare something.

 

Good luck. Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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Hi Reigs1979

 

I have had exactly the same - and also from Cambridge County Court.

 

I've posted it on my thread, but I'm wondering if it's an attempt by the Court to cut down on what would otherwise be pretty standard timewasting stuff by the banks - especially LTSB?

 

John

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Hi

 

You should not be too concerned about this.

 

It is likely that this review will not take place as SC&M will not want to attend and will advise their clients to pay you before this date. The purpose of this review is to decide a timetable for the trial, who will give evidence and in what order, the content of the 'trial bundle' (papers required for trial) and the date it has to be delivered to the court and the time to be allowed for the trial.

 

In all likelihood, the judge is trying to make work for SC&M in an attempt to force them to advise their client to settle. Part of the bundle that both sides need to prepare will be all the documents you intend to rely on.

 

As the claimant it is up to you to plead your case but at the same time, the other side may not simply deny it - they have to prove why the deny it. In doing so, they would be forced to reveal the true costs to their client of the contract breaches or "services" and why they charge what they do for returned DD's, cheques etc.

 

A pre-trial review is similar to a preliminary hearing, so you could write to SC&M in advance of this hearing and suggest the draft directions. Look here at post #10 by GaryH, our resident Lloyds/SC&M specialist.

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/40192-maryt-lloyds-trying-get.html

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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Lucid - Thanks for the link

John72 - best of luck, let me know how things go - my date for reveiw is 13th July

 

hagenuk - Many, many thanks will give that a go!! Faxing the letter today & it will be posted (recorded) on Monday.

 

I will let you know if I hear anything further.....

 

 

Many thanks for your fast replys....

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I had occasion to call Cambridge court recently - they are a trial court and must keep their list as free and as fast moving as possible. Therefore they are listing upwards of 30 cases at a time on the basis that in over three quarters of cases, neither party even attend as they have been settled.

  • Haha 1

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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Hi all

 

I am also at Cambridge on that day there are three others that i know of

including you guys that makes 5 total so far.

 

Have a look at this thread No AQ - Straight to PRE TRIAL REVIEW a lot of HSBC site helper have contributed woth a look might answer some of your questions.

 

Oyster

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07

:-)

Defended 26th March 07:rolleyes:

PRT @ Cambridge 13th July 07:wink:

1st May Full Offer:grin:

Cheque arrived 16th May8)

 

 

 

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Hi John72,

 

15:00...Found there fax number Saturday, so it went in the end & posted it today. Will try calling SC&M thursday/friday - just to see it got there ok etc....

 

Will drop you a mail if I here anything further.

 

Found a couple more due in Cambridge on the 13th on the HSBC section, so added to their thread over Sunday....bet there will be loads and loads booked.

 

 

Regards,

 

Adam

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Hi Fellow CAGER'S

 

This Following Link was also posted on the HSBC forum by Lateralus

 

Now then... as much as I would love to meet you all on the 13th I would much rather I got my money back before then so it's worth looking at the draft letter on thread below and sending it every couple of week or so. I wont hurt to remind them that thay are wasting the Courts time time as well as theirs by delaying the inevitable !!!!

 

New---after 28 Days - Maybe No Aq!!!!!!!

 

Oyster

 

5 for Cambridge on the 13th

- Five men went to mow

- Went to mow the Naughty naughty little banks solicitors!!!

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07

:-)

Defended 26th March 07:rolleyes:

PRT @ Cambridge 13th July 07:wink:

1st May Full Offer:grin:

Cheque arrived 16th May8)

 

 

 

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Head up guys

 

Looks like the is one on the 25thMay Allocation Hearing - Test Case and/or Multi Track

 

Oyster

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07

:-)

Defended 26th March 07:rolleyes:

PRT @ Cambridge 13th July 07:wink:

1st May Full Offer:grin:

Cheque arrived 16th May8)

 

 

 

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  • 1 month later...

Hi John,

 

No not a peep, still only had one letter from llyods back in march...sorry you not happy blar...thats it!!

 

That said I did call SC&M two weeks ago or so, just to get them to get my file out really...they said just expect the case to go to court - but then they would anyway eh!!

 

 

A

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Ok thanks. I think the case they won in Birmingham may have given them some "dutch courage" whereas in reality it did us a favour by focusing on the areas they may wish to attack. In my case I have letters from the local branch stating that any attempt to exceed an agreed overdraft facility would be a breach of the terms of the agreement to provide the facility, in other words "breach of contract" - something the Birmingham Judge said hadn't happened?

 

John

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  • 4 weeks later...

Two weeks tomorrow and due in court, still heard nothing from LTSB or SC&M, with the exception of one leter from Lloyds months ago and then a follow up, after the FOS contacted them, following my complaint (saying SC&M are dealing with case!!)

 

John72 - hope all is well with you...

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Hi Adam

 

Same here, not a word from them despite regular letters from me inviting them to talk, which I have copied to the Court. This has been going on for so long now that I'm setting some time aside to refresh my brain and prepare for the 13th on the basis that it may actually come to a trial of the issues on that date - even though it's listed as a pre-trial review.

 

John

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Hi All,

 

Looks like i've won!!!!:)

 

At lunch time today a deposit is showing on my account for Monday - BC Refund!!!!

 

John - maybe worth a check today!?! I did fax and telephone SC&M yesterday (telephone calll didnt get very far...just said prepare to go to court blah blah)...but assume it is just a coinsidance!!!

 

Anyway, moneys in the bank - job done!! Letter ready to send to court - will give it day or two and see if LTSB write to me first though...

 

 

Will make donatation to the site - good luck all.......

 

Adam

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Well Done Regis! Congratulations.

 

Of course, I did predict this in post #4.....

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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