Jump to content


  • Tweets

  • Posts

    • Hi Schipoo and thanks for the update. This is a brilliant result as rergards your fight with HMRC. If you can manage a Donation to the site, it would be greatly appreciated. Let us know how it goes as regards the fees being sought by Independant Tax.
    • A never ending torrent of **it Outrage as ‘tidal wave’ of sewage floods historic market town’s unique chalk river WWW.INDEPENDENT.CO.UK Exclusive: Water firm pumps sewage into river Misbourne, Amersham on 21 ‘dry days’ during nearly five month period  
    • Worth noting that all of these firms - either the alleged EIS investment, the rebate company themselves or the payee were all registered to the same address. Clavering House is 3 miles away from HMRC Benton Park view offices.   Wardrop - unfortunately unsuccessful due to late appeal - assessments opened by HMRC in March 2019. Scammed by Richard Hall (Capital allowances consultants ltd - Clavering House) investments into Cryoblast Limited 15/16 (Paul Huggins - Clavering House) and Eco Cooling solutions 16/17 (Anthony Fitches - Clavering House).    Mccuminsky - scammed by Capital Allowances after providing his details to Stefan Brown Alpha Tax Consultants (Clavering House) payment made to Eco Cooling Solutions.    Robson - scammed by Capital Allowances - 15/16 paid to Cryoblast 16/17 paid to Eco Cooling.    Myself - scammed by Allan Maxwell - MaxTax (other business Maxwell electronics) registered to Clavering House.   Cryoblast Solutions and Fast Tax - Alan O’Hara    Please note there are two Cryoblasts involved - Cryoblast limited (Paul Huggins and Clavering House) and Cryoblast Solutions Limited (Alan O’Hara also director of Fast Tax).    My return simply said “Cryoblast” another thing that should have been clarified as part of HMRC guidelines before paying out the claim.    Cryoblast limited was already suspected to be involved in fraudulent claims before my investment as Huntly had open assessments issued in November 2018.    Cryoblast Solutions, the same company director as Fast Tax where my money was sent was dissolved before my claims were submitted. 
    • On the d-day issue, * we know sunaks shameful self-interest preferring a hope at using lies for self-promotion over honoring our heroes, * we know Starmer demonstrated his statesmanship with other statesmen and women,  ** BUT where was Farage? Was he in a pub looking for self-promotion? .. Surely as a wannabe statesman - he should have spent a bit of his (someone elses?) cash attending the ceremonies? or wasn't he offered a seat near enough the front to interest him?   mind you .. "I said I wanted my county back. Well now I want my life back ... I am not a career politician... I won't be changing my mind again, I promise you" - Nigel Farage, stepping down from public life. 5 July 2016  
    • dont need them.   let the defendant play the terms game
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

HSBCrusher v HSBC - The Battle continues.. claim 4 ready to go!


HSBCrusher
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5907 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 604
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi Crusher,

 

Looks like we are on an identical timetable. However, I'm not sure if you were offered anything before taking it to moneyclaim. For some obscure reason, they offered me over 80% of my original claim, which just seems stupid that for the sake of another £200, they could have saved themselves court expenses AND interest.

 

Oh well, it suits be, the interest alne is £400.

 

Maybe we'll get our money back on the same day?!?!

 

 

All the best, I'll be watching...

 

No offer for me, I just had a "get lost" letter.

I am led to believe that they will not wait the 28 days and make a full offer as posted earlier in my thread.

I am quite happy they didn't just pay up, like you say now I get the interest too as a bonus.

Link to post
Share on other sites

I haven't a clue what HSBC are up to! You filed your claim on June 5th, for issue June 6th and service presumably June 11th. They've already acknowleged your claim.

 

My claim was issued May 26th, served May 31st AND STILL NOT ACKNOWLEGED!!!

 

OC

 

Must be down to volume of claims.

These will go through the roof I would imagine after the Trevor Mc Doughnut programme.

The acknowledgement actually came back on the 8th, I filed on the 6th, so very quick.

It might be an idea to send a letter to them stating the action you have taken, and that they will be receiving paperwork from the court. There seems to be an issue arising of some folks getting a judgement set aside because the bank has "lost" the paperwork and not had a chance to defend.

Link to post
Share on other sites

Cheers Crusher.

 

I figured it may have something to do with volumes of claims but then that doesn't explain why yours was acknowleged almost immediately and mine still hasn't been even though my claim was issued over a week before yours. I've sent them a letter advising action has been taken and advising that I'm still awaiting acknowlegement of the claim.

 

OC

Link to post
Share on other sites

If they fail to acknowlege I can apply for judgement after 14 days but I don't really want to win by default. Ultimately it has the same outcome but I either want them to acknowlege that I'm going through this process and offer settlement (because even though they say "without admitting ...." they are still sort of acknowleging they agree that their charges are wrong) or for it to proceed to court for a full hearing. The latter option, regardless of whether or not I win, means I've had my day in court and have made a point.

 

If I win by default it just means that their internal processes have failed and doesn't provide any sort of moral victory. As useful as the money would or will be, it's the moral victory that matters the most.

 

OC

Link to post
Share on other sites

Hi HSBCrusher

I filed a MCOL on June 1st and like Overcharged, I haven't had a squeak from HSBC either.

I thin kI need to contact them to bring my claim to their attention!

When you wrote to them tellying them you've taken action - did you send a copy of the pdf form with the claim details that you can view on the MCOL site?

cheers

:rolleyes:

Link to post
Share on other sites

If they fail to acknowlege I can apply for judgement after 14 days but I don't really want to win by default. Ultimately it has the same outcome but I either want them to acknowlege that I'm going through this process and offer settlement (because even though they say "without admitting ...." they are still sort of acknowleging they agree that their charges are wrong) or for it to proceed to court for a full hearing. The latter option, regardless of whether or not I win, means I've had my day in court and have made a point.

 

If I win by default it just means that their internal processes have failed and doesn't provide any sort of moral victory. As useful as the money would or will be, it's the moral victory that matters the most.

 

OC

 

the moral victory, I agree, is most important.

there is where the satisfaction lies.

Link to post
Share on other sites

Actually, they made me two offers - the first for £1100, and then one a week later for £1375. Maybe I'm collecting them on behalf of everyone else!!!

 

 

I do have a thought though....

 

I "think" I'm a good customer. Apart from going overdrawn over the past six years, I have everything with the HSBC. Mortgage, house and contents insurance, and endowment, some other life cover, etc etc.

 

I wonder whether the "good customers" get offers over others? Just a thought...

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

Link to post
Share on other sites

Oh well, there's my theory blown out of the water - maybe I'm just better looking than you!!!!

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

Link to post
Share on other sites

Just logged onto moneyclaim, and see that they have acknowledged my claim today - surely it cant be too much longer now....

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

Link to post
Share on other sites

Crazy really, there's no way I'd back down, and I'm sure you are the same...

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

Link to post
Share on other sites

Okay, now it becomes interesting.

A letter comes today, offering me half.

Its the standard "we feel confident we will win blah blah etc" that we have seen so many times before on this forum. (thats the beauty of it isn't it).

I will be replying that I accept the money as a down payment and will still be coming for the rest. After all, legal action has started now, why not bring it to conclusion? It's my money they have.

Now, my question is...

there have been exta charges added the past few days, is it possible to add these to the claim? I can't see how really.

I suppose I will have to start a new claim against them when this one completes?:???:

Link to post
Share on other sites

I don't want to get personal about your finances, but are you in a position to keep out of the red when you get the charges refunded?

 

If so, I'd write in with the letter that you are about to send, that along with the current amount that you want settled, you also want these extra charges sorted out. If you paid for the moneyclaim costs from your HSBC, you could also use this as an argument against them, in that if it wasn't for the fact that you have had to persue this through the courts, you wouldn't have had to go in the red again.

 

Give it a try and see how you go on.

 

Failing that, once the money comes through, you can always try phoning the branch in a few weeks and ask them to note the "refunded charges" that have been applied and that you are sure they don't want to go through another costly legal expense...

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

Link to post
Share on other sites

Hello Gordon.

Yep, I will have no overdraft when refunded.

I will mention the extra charges in my letter, and make it absolutley clear that another legal action will be coming their way if the charges remain!

You heard anything yet?

 

Crusher- (you'd better believe it!)

Link to post
Share on other sites

Post round here (Bury, Lancs) is cr*p. Always take till lunchtime/mid afternoon before it arrives! Maybe today huh?

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

Link to post
Share on other sites

The only thing to be wary of by making a second claim is that if they don't close your account after the first, they almost certainly will after the second.

 

Perhaps you could just grin and bear the recent charge for now and then maybe take action in another four years or so (that way, if it reaches court you get the benefit of 8% interest anyway for four years).

 

OC

Link to post
Share on other sites

I'm not aware of HSBC making a particularly hard stance on account closures (unlike Alliance and Leicester), but I'm sur eit will come. However, if you are a reasonably profitable person for them (in way of endowments, insurance etc) then I think it is less likely.

 

Can never be too sure though...

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

Link to post
Share on other sites

Had my letter from the courts saying that HSBC (DG solicitors) are putting in a full defence. Expected that of course...

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5907 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...