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dawnie72 v RBS


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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks Kat and Martin.

Anyway as I said, posted my SAR on 28/03/07 and so far heard nothing except to tell me that I'm to be charged £28 later this month for last months misdeneanour!

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Hi everyone

 

Have received 6yrs worth of statements this morning and am in the process of putting the charges they contain into the spreadsheet. Some of them though are just listed as ' charge to a/c xxxxxxxx.' Is this how I would enter them on the sheet as I dont know what they are, presumably they are maintenance charges but I dont know.

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Dawnie, they can be made up of a couple of things, royalties charges, maintenance charges, loanguard payments and more (I think).

 

I have pulled together an explanation of how to decipher them here.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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Can I claim back maintenance charges? These must be them because I dont have royalties ,got rid of that years ago when it was £5/month and I don't have any loans,etc with them.These charges only occur when I have gone into unauthorised o/d.I can and will be sending my prelim tomorrow.

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  • 4 weeks later...

Hi all,

Sent preliminary letter 16/4/07 asking for £3394 in charges. RBS responded 19/04/07 to say they would look into my claim but have heard nothing else. Can I now send LBA and could I ask now for the £28 they have since charged by amending the spreasheet to include this?

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  • 2 weeks later...

Sent LBA 10/05/07 and have heard absolutely nothing. Does anyone think its worth sending them a note reminding them I'm still here and intend to file a claim very soon unless they pay up? (I cant afford to file the claim just yet, anyway)

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Sent LBA 10/05/07 and have heard absolutely nothing. Does anyone think its worth sending them a note reminding them I'm still here and intend to file a claim very soon unless they pay up? (I cant afford to file the claim just yet, anyway)

 

Not if you put "with no further warning" on your LBA letter.

 

You can of course try it, but you will come across as a claimant who is wavering. That could possibly have repercussions.

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Hiya

If you sent first letter on the 16th of April, then why did you wait until the 10th of May to send second letter? I thought it was good to pressure them with the 2 letters exactly 14 days after eachother

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