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    • A claim was issued against you on 22/04/2024 Your acknowledgment of service was submitted on 06/05/2024 at 13:28:08 Your acknowledgment of service was received on 07/05/2024 at 01:05:18 Your defence was submitted on 23/05/2024 at 21:20:03 Your defence was received on 24/05/2024 at 08:05:43
    • I drove a friends a car for a few days and I used cuvva car insurance to insure myself for the time period. Here's the problem: I made a mistake with the dates on the insurance, I ended up driving uninsured for one day and I got a speeding ticket. My friend named me as the driver on the Notice of Intended Prosecution as she should and I will take the blame of course. Will met police ask for proof that I was in fact driving? I mean, any more other than me replying to the NIP that I will soon receive from them? Cause I assume that my insurance for the day will be the proof that they need... Secondly,  if caught driving uninsured, what will happen please? I read it's £300 and 6 points. Is that all or is it worse? I'm only asking for information from knowledgable people. If you intent to just mock, you're certainly not helping. Thanks
    • Hi, Please find letter sent to BMW with all evidence off issues which is a link from Audi. Unable to share the footage on this forum as I am not the best with tech BMW FAULTY CAR LETTER.docx
    • This is the first item that I've ever claimed for - I don't really send too many parcels, probably 5 in the last 5 years, and only two with P2G / EVRi. I've attached two emails from P2G regarding their requiring the documents. They don't specify in the emails what documents I should be sending, although when opening the claim they were requesting that I needed photographic proof of sending - picture of the parcel with their label attached, in the EVRi ParcelShop. The second email is their closing the enquiry due to my failure to produce said document(s). I haven't yet drafted my claim letter, I wanted to be sure of this document situation first before I began action. But therein lies another problem. Not having a P2G account, I cannot be sure of the item value that I declared. The retail value at the time was £600, which is less than the £650 I paid several months earlier, so I would likely have used that, but cannot be sure. And without having an account I can't check either. But, I know that I did properly declare the item and a value that reflected its then retail price - I was concerned this declaration may have been used to single the item for theft. But now that the retail price has reduced substantially, even though the nature of compensation is to return the claimant back to their original position, without my purchase receipt, I was concerned that I may have to claim for less. And yes, I've been through your huge document store of information, in addition to MoneySavingExpert, Which, Citizens Advice, Gov.uk "make a court claim", my own law books (annoyingly I specialised in consumer law when I studied for my law degree, but I graduated 17 years ago), and so now feel that its time to either act, or drop it. P2G Enquiry (2).pdf P2G Enquiry (1).pdf
    • I have found both forms online  https://assets.publishing.service.gov.uk/media/62e14db38fa8f5649f912647/TE9.pdf https://assets.publishing.service.gov.uk/media/60c73ad0d3bf7f4bd6a9bc69/te7-dart-eng.pdf   do i just fill in both forms and send to the address on them or directly to Manchester council  forgive my ignorance    thanking you in advance 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Please Post How Far Back You Have Managed To Obtain Statements


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thanks muggins 73:)

 

no probs katscash.

 

Good luck and keep us posted.

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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  • 1 month later...

Any news on the Co-Op? My dad had an account there (not a credit card).

 

He went in with passport and list of addresses, in branch he was told they would write to him. They did write saying they could not find his info. Actually I'll get a thread up, suggestions there please.

The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

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Hi all,

 

Just to let you know I have got statements dating from Oct 1998 till August 2007 from Twaddle-dumb, er sorry ... Nationwide.

 

They are in breech of the Act regarding S.A.R - (Subject Access Request) from back in July, am pressuring them for the rest of my statements currently. So much for only being able to go back 6 years. The boot is firmly on my foot.

 

We will see.

 

regards

 

Gazza01

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noomill060:

 

yes and no! I am going to let 2 weeks go by, even though I said must reply on 29th - cannot give them a excuse that I did not give them enuff time to reply - then next week tell them I am putting in an official complaint to the Information Commissioners Office, plus looking into taking them to court to force compliance and any other way that I can embarrass them.

 

Knowing Twaddle-dumb, it will go to court. I bear no fears of such an event happening.

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hi everyone got statements from coop from 2000 :) but halifax i phoned for my account number they gave me one, sent off for my statments on 26/06/2007 with 10.00 cheque got a letter last week saying this was my new account number ,phoned and asked for previous account number on my old account which i asked for they said i would have to go in to my branch:evil: do i have to start all this process again? waiting over forty days for statments?

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Katscash,

 

A SAR is about you as an individual so if you sent a SAR then they should provide all personal data they hold on you as a subject. When you get the old account number I recomend sending another letter referring to this and the SAR and tell them they need to supply all data relating to this account also or they will be in breach of the DPA.

 

Tanz

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  • 6 months later...

his seems theonly appropriate thread for this,

Have had an account with Bradford & Bingley for ....?years and have always had a detailed monthly statement until last year when they stopped. Telephone calls letters confirmed I was supposed to get monthly statements. After a few weeks eventually got 'A' statement, actually all it

was was a dated listing of Income & Outgoing. Asked for a full statement

again got lising-eventually did get detailed statement in December but no

following monthly, 2 weeks ago was sent another listing statement worse

still 3 months was excluded - telephoned again asking for detailed statement assured it would include the missing 3 months-it arrived the missing 3 months in listing format.

Is anyone else having this problem? is it aresult of refunding (I have not asked for refund) of bank charges? sort of hiding the detail.

Is it somthing I should forward to the banking ombudman?

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  • 6 months later...

RBS provided CCAs and other paperwork for Direct Line Financial Services (DLFS) back to 1997. This was due to the legal transfer of DLFS back to RBS.

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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  • 1 year later...
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